304 Pine Dr, Huddleston, VA 24104 Property Records

Bedford County property record for 304 Pine Dr, Huddleston, VA 24104

Property Summary

Property Type	Single Family Home
Details	1 bd · 1 ba · 567 sqft · built 1972
Lot Size	0.7 acres (30,492 sqft)
Owner	Individual Name on File
Last Sale	$410,050 (Nov 2022)
Tax Bill	$1,475 (2023)
Deeds & Mortgages	Jan 2024 Line of Credit Nov 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`258A 1 12`

Property Details

APN / Parcel Number

Primary APN	`258A 1 12`
Alternative APNs	`25809000` `492490`

Interior

Bedrooms	1 Bed
Full Baths	1 Bath
Total Rooms	3 Rooms
Stories	1 Story
Building Area	567 sqft Living Area

Exterior

Year Built	Built 1972
Architectural Style	Log Home
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Foundation Type	Raised
Roof Type	Gable
Roof Material	Asphalt
Lot Area	30,492 sqft (0.7 acres)
Deck Area	220 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Central

Location & Zoning

Account Number	492490
Street Address	304 PINE DR
City	HUDDLESTON
State	VA
Zip	24104-3013
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DIXIE AC LT 12
Legal Subdivision	DIXIE AC
Legal Lot Number	1
Jurisdiction	BEDFORD VA
Township / Civil Division	2
Census Block Group	3
Census Block	3012
Census Tract	30503

Owner

Source: Bedford County assessment roll, as of January 1, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	108 CEDAR MOUNTAIN DR, STEPHENS CITY, VA 22655-4531
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 3, 2024	Deed of Trust, Mortgage · Line of Credit VIRGINIA CREDIT UNION INC
Nov 15, 2022	Warranty Deed, Transfer · ARM FIRST HOME MORTGAGE CORPORATION

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Nov 15, 2022 · Amount on Record
Deed Sale	Nov 15, 2022 · Amount on Record
Deed Document Number	220012327
Record Updated	Jun 7, 2026

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BEDFORD VA
Property Address	304 PINE DR, HUDDLESTON, VA 24104-3013
Transaction Type	Mortgage
Record Updated	Jan 31, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0240000027
Date	Jan 3, 2024
Instrument	240000027

Lender

Name	VIRGINIA CREDIT UNION INC

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	12 Months
Due	Jan 1, 2025

Interest

Rate Type	Adjustable Rate

November 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BEDFORD VA
Recording Date	Nov 15, 2022
Property Address	304 PINE DR, HUDDLESTON, VA 24104-3013
Document Number	0220012327
Instrument Date	Nov 1, 2022
Instrument	220012327
Transaction Type	Transfer
Record Updated	Aug 15, 2023
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	108 CEDAR MOUNTAIN DR, STEPHENS CITY, VA 22655-4531

Mortgage

Document Number	0220012328
Date	Nov 15, 2022
Instrument	220012328

Lender

Name	FIRST HOME MORTGAGE CORPORATION

Agreement

Type	ARM
Amount	Amount Recorded
Term	356 Months
Due	Jul 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	2.5%
Change Frequency	6 Months

Tax Assessment & Valuation

Source: Bedford County assessment roll, as of January 1, 2023

Property Jurisdictions

Type	Name
State	Virginia
County	Bedford County
Unified School District	Bedford County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$1,475.00 Additional exemption filed	$179,900	$359,800 Land $320,000 Building $39,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 12 policies
Nearby Flood Policies	12 in force
Nearby Flood Claims	6 (2003–2020)
Claims Outside the SFHA	6 of 6
Most Recent Claim	Nov 2020 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 98.4% of Virginia
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Internet Providers

Source: FCC Broadband Data Collection, based on 44 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Starlink Satellite	280 / 30

May also be available: SML Wireless, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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