304 Phillips St, Seaboard, NC 27876 Property Records

Northampton County property record for 304 Phillips St, Seaboard, NC 27876 · Last verified November 2025

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,028 sqft · built 1987
Lot Size	0.43 acres (18,731 sqft)
Owner	Individual Name on File
Last Sale	$82,000 (Sep 2023)
Tax Bill	$1,556 (2025)
Deeds & Mortgages	Sep 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`08-01162`

Property Details

APN / Parcel Number

Primary APN	`08-01162`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,028 sqft Living Area

Exterior

Year Built	Built 1987
Architectural Style	Raised Ranch
Exterior Material	Brick
Construction Type	Brick
Foundation Type	Crossed Walls
Roof Material	Shingle
Lot Area	18,731 sqft (0.43 acres)
Storage Building	Storage Building

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	304 PHILLIPS ST
City	SEABOARD
State	NC
Zip	27876-9544
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PHILLIPS 3A 4A
Jurisdiction	NORTHAMPTON NC
Township / Civil Division	SEABOARD
Census Block Group	1
Census Block	1044
Census Tract	920302

Owner

Source: Northampton County records · APN 08-01162

Assessment roll updated January 1, 2025 · Last verified November 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	304 PHILLIPS ST, SEABOARD, NC 27876-9544
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Sep 15, 2023 · Amount on Record
Deed Sale	Sep 15, 2023 · Amount on Record
Deed Document Number	0001103237
Deed Book / Page	1103 / 237
Record Updated	Jun 08, 2026

September 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NORTHAMPTON NC
Recording Date	Sep 15, 2023
Property Address	304 PHILLIPS ST, SEABOARD, NC 27876-9544
Document Number	001103/237
Book / Page	1103 / 237
Map Reference	MB 8 PG 113
Instrument Date	Sep 15, 2023
Instrument	20231759
Transaction Type	Transfer
Record Updated	Nov 11, 2025

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$164.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 1267, HOPEWELL, VA 23860-1267

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	304 PHILLIPS ST, SEABOARD, NC 27876-9544

Mortgage

Document Number	0020231760
Date	Sep 15, 2023
Instrument	20231760

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 01, 2053

Interest

Rate Type	Adjustable Rate
Rate	6.27%
Type Change Date	Oct 01, 2028
Change Frequency	5 Years
Min Rate At Change	4.27%
Max Rate At Change	8.27%
Index	5-Year TN
Max Rate	12.2%

Tax Assessment & Valuation

Source: Northampton County records · Assessment roll updated January 1, 2025 · Last verified November 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Northampton County
Municipality	Seaboard Town
Unified School District	Northampton County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,556.00 (+1.24%)	$95,259 (-) Land $8,900 Building $86,359	$95,259 (-) Land $8,900 Building $86,359
2023	$1,537.00 (+10.34%)	$95,259 (+17.43%) Land $8,900 Building $86,359	$95,259 (+17.43%) Land $8,900 Building $86,359
2022	$1,393.00	$81,117 Land $9,000 Building $72,117	$81,117 Land $9,000 Building $72,117

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Northampton County (37131C), updated September 18, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	Low above 20% of the US · above 24% of North Carolina
Wildfire Likelihood	About 1 in 9,091 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 151 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Mediacom Communications	Cable	1,000 / 50

May also be available at this address: eNCore Connects. Availability varies by address; speeds are provider-advertised maximums, not measured.