Carteret County property record for 304 Pearson Cir, Newport, NC 28570
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 2,734 sqft · built 2022 |
| Lot Size | 0.387 acres (16,858 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $70,000 (Mar 2021) |
| Tax Bill | $1,879 (2025) |
| Deeds & Mortgages | Feb 2022 Construction Loan Mar 2021 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 6315.02.88.1061000 |
| Primary APN | 6315.02.88.1061000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 2 Stories |
| Building Area | 2,734 sqft Heated Area |
| Gross Area | 1,994 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2022 |
|---|---|
| Effective Year Built | Effective 2022 |
| Architectural Style | Conventional |
| Exterior Material | Fiber Cement Siding |
| Construction Type | Wood |
| Foundation Type | Wood |
| Roof Type | Hip |
| Roof Material | Composition Shingle |
| Lot Area | 16,858 sqft (0.387 acres) |
| Lot Dimensions | 188 ft deep x 90 ft wide |
| Porch | Slab |
| Porch Area | 304 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 32283 |
|---|---|
| Street Address | 304 PEARSON CIR |
| City | NEWPORT |
| State | NC |
| Zip | 28570-5016 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | L04 EMERSON WOODS PH.1 BROAD CREEK |
| Legal Subdivision | EMERSON WOODS |
| Legal Phase | 1 |
| Legal Block | 88 |
| Legal Lot Number | 4 |
| Jurisdiction | CARTERET NC |
| Township / Civil Division | WHITE OAK |
| Census Block Group | 3 |
| Census Block | 3002 |
| Census Tract | 970804 |
304 Pearson Cir is owned and occupied by two individuals who bought it in March 2021.
Source: Carteret County records, as of September 23, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 304 PEARSON CIR, NEWPORT, NC 28570-5016 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 17, 2022 | Deed of Trust, Mortgage · Construction Mortgage FIRST BANK |
| Mar 5, 2021 | Warranty Deed, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 5, 2021 · Amount on File |
| Deed Sale | Mar 5, 2021 · Amount on File |
| Deed Document Number | 20211711114 |
| Deed Book / Page | 1711 / 114 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CARTERET NC |
| Property Address | 304 PEARSON CIR, NEWPORT, NC 28570-5016 |
| Transaction Type | Mortgage |
| Record Updated | Oct 19, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0017570223 |
|---|---|
| Date | Feb 17, 2022 |
| Book Page | 1757/223 |
| Instrument | 1757223 |
| Name | FIRST BANK |
|---|---|
| Type | Bank |
| Address | GREENSBORO, NC 27401 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 373 Months |
| Due | Mar 1, 2053 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CARTERET NC |
| Recording Date | Mar 5, 2021 |
| Property Address | 304 PEARSON CIR, NEWPORT, NC 28570-5016 |
| Document Number | 0017110114 |
| Book / Page | 1711 / 114 |
| Map Reference | MB 33 PG 496 |
| Instrument Date | Mar 5, 2021 |
| Instrument | 1711114 |
| Transaction Type | Transfer |
| Record Updated | Oct 19, 2023 |
| Amount | Amount on Record |
|---|---|
| Tax | $140.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 113 PEARSON CIRCLE EXT, NEWPORT, NC 28570-5027 |
| Name | Verified Name |
|---|---|
| Address | 1905 CLUB HOUSE DR, MOREHEAD CITY, NC 28557-4753 |
The 2025 property tax bill for 304 Pearson Cir was $1,879.
Source: Carteret County assessment roll, as of November 24, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Carteret County |
| Unified School District | Carteret County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $583,942 (-) Land $120,997 Building $462,945 | $583,942 (-) Land $120,997 Building $462,945 | |
| 2025 | $1,879.00 | $583,942 Land $120,997 Building $462,945 | $583,942 Land $120,997 Building $462,945 |
| 2023 | $316,197 Land $46,575 Building $269,622 | $316,197 Land $46,575 Building $269,622 | |
| 2022 | $190.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 304 Pearson Cir in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 128 policies |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 128 in force |
| Nearby Flood Claims | 140 (1994–2024) |
| Claims Outside the SFHA | 24 of 140 |
| Most Recent Claim | Sep 2024 · Potential Tropical Cyclone Eight |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 304 Pearson Cir is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · above 49% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WEST CARTERET WATER CORP private · serves 19,512 people · EPA ID NC0416040 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2025 |
| Lead | Under 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 75 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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