St. Johns County property record for 304 Palmetto Ridge Rd, Saint Augustine, FL 32095
| Property Type | Residential Vacant Land |
|---|---|
| Lot Size | 0.04 acres (1,742 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $279,000 (Jul 2026) |
| Tax Bill | $649 (2025) |
| Deeds & Mortgages | Jul 2026 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 074321-1450 |
| Primary APN | 074321-1450 |
|---|
| Lot Area | 1,742 sqft (0.04 acres) |
|---|
| Street Address | 304 PALMETTO RIDGE RD |
|---|---|
| City | SAINT AUGUSTINE |
| State | FL |
| Zip | 32095-8394 |
| Property Category | Residential |
| Property Type | Vacant Land > Residential |
| Legal Description | 118/32-44 STOKES LANDING LOT 145 OR5916/764 |
| Legal Subdivision | STOKES LANDING |
| Legal Block | 1 |
| Legal Lot Number | 145 |
| Jurisdiction | ST JOHNS FL |
| Township / Civil Division | ST. AUGUSTINE |
| Census Block Group | 1 |
| Census Block | 1017 |
| Census Tract | 20606 |
Source: St. Johns County records, as of August 13, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 304 PALMETTO RIDGE RD, SAINT AUGUSTINE, FL 32095-8394 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Unmarried |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 30, 2026 · Amount on Record |
| Deed Sale | Jul 30, 2026 · Amount on Record |
| Prior Sale | Mar 18, 2024 · Amount on Record |
| Deed Document Number | 202665331 |
| Deed Book / Page | 6411 / 1179 |
| Record Updated | Sep 20, 2026 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Jul 30, 2026 |
| Property Address | 304 PALMETTO RIDGE RD, SAINT AUGUSTINE, FL 32095-8394 |
| Document Number | 0000065331 |
| Book / Page | 6411 / 1179 |
| Instrument Date | Jul 29, 2026 |
| Instrument | 202665331 |
| Transaction Type | Transfer |
| Record Updated | Aug 13, 2026 |
| Title Company | DHI TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $197,253.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 304 PALMETTO RIDGE RD, SAINT AUGUSTINE, FL 32095-8394 |
| Document Number | 0000065332, |
|---|---|
| Date | Jul 30, 2026 |
| Book Page | 6411/1180 |
| Instrument | 202665332 |
| Name | DHI MORTGAGE COMPANY |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 1, 2056 |
| Rate | 6.47% |
|---|---|
| Max Rate | -1% |
Source: St. Johns County assessment roll, as of April 13, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | St. Johns County |
| Unified School District | St. Johns County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $45,000 (-6.25%) Land $45,000 | $45,000 (-6.25%) Land $45,000 | |
| 2025 | $649.00 (+28.77%) | $48,000 (+2%) | $48,000 (+2%) Land $48,000 |
| 2024 | $504.00 | $40,000 | $40,000 Land $40,000 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 108 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 108 in force |
| Nearby Flood Claims | 6 (2016–2023) |
| Claims Outside the SFHA | 1 of 6 |
| Most Recent Claim | Sep 2023 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 46% of the US · lower than 83% of Florida |
|---|---|
| Wildfire Likelihood | 0.08% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ST. AUGUSTINE WS serves 43,069 people · EPA ID FL2550210 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2024 |
| Lead | Under 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 5 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
May also be available: T-Mobile.
5G (outdoors only) and 4G LTE
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