304 Ozark St, Saint Joseph, MO 64504 Property Records

Buchanan County property record for 304 Ozark St, Saint Joseph, MO 64504

Property Summary

Property Type	Single Family Home
Details	624 sqft · built 1907
Lot Size	0.14 acres (6,098 sqft)
Owner	2 Individual Names on File
Tax Bill	$470 (2025)
Deeds & Mortgages	Apr 2024 Mortgage
APN	`06-9.0-32-003-001-087.000`

Property Details

APN / Parcel Number

Primary APN	`06-9.0-32-003-001-087.000`

Interior

Building Area	624 sqft Base Area
1st Floor Area	624 sqft

Exterior

Year Built	Built 1907
Effective Year Built	Effective 1907
Lot Area	6,098 sqft (0.14 acres)
Lot Dimensions	120 ft deep x 50 ft wide

Location & Zoning

Street Address	304 OZARK ST
City	SAINT JOSEPH
State	MO
Zip	64504-2127
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CITY
Legal Description	SUB:RHUDY'S LOT:3 BLK:5LGL DESC:& L 4
Legal Subdivision	RHUDYS
Legal Block	5
Legal Lot Number	3-4
Jurisdiction	BUCHANAN MO
Township / Civil Division	WASHINGTON
Census Block Group	1
Census Block	1006
Census Tract	2300

Owner

304 Ozark St is owned and occupied by two individuals who acquired it in July 2024.

Source: Buchanan County records, as of October 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	304 OZARK ST, SAINT JOSEPH, MO 64504-2127
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 12, 2024
Deed Sale	Jul 12, 2024
Prior Sale	Apr 10, 2024 · Amount on File
Deed Document Number	20245390
Deed Book / Page	3798 / 969
Record Updated	Oct 29, 2026

April 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BUCHANAN MO
Recording Date	Apr 10, 2024
Property Address	304 OZARK ST, SAINT JOSEPH, MO 64504-2127
Document Number	003796/217
Book / Page	3796 / 217
Instrument Date	Apr 10, 2024
Instrument	2024002599
Transaction Type	Transfer
Record Updated	Apr 26, 2024
Title Company	PREFERRED TITLE/STATE JOSEPH LLC, PREFERRED TTL OF ST JOSEPH L

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	304 OZARK ST, SAINT JOSEPH, MO 64504-2127

Mortgage

Document Number	2024002600
Date	Apr 10, 2024
Instrument	2024002600

Lender

Name	NAVY FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2054

Tax Assessment & Valuation

The 2025 property tax bill for 304 Ozark St was $470.

Source: Buchanan County assessment roll, as of November 4, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Buchanan County
Municipality	St. Joseph City
Unified School District	St. Joseph School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$470.00	$6,470 Land $2,370 Building $4,100	$34,040 Land $12,460 Building $21,580
2024	$470.00 (+13.8%)
2023	$413.00 (-0.48%)	$6,190 (-) Land $2,370 Building $3,820	$32,560 Land $12,460 Building $20,100
2022	$415.00	$6,190 Land $2,370 Building $3,820
2021			$32,560 Land $12,460 Building $20,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 304 Ozark St; 12 flood insurance policies are in force nearby.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on File median of 12 policies
Nearby Flood Policies	12 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 304 Ozark St is moderate, ranking above 44% of the US, with a 0.08% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 44% of the US · above 49% of Missouri
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MO AMERICAN ST JOSEPH private · serves 89,171 people · EPA ID MO1010714
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 236 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
United Fiber Fiber	1,000 / 1,000
Optimum Cable	940 / 35
Verizon Fixed Wireless	300 / 20
Mercury Fiber Fixed Wireless	150 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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