304 Overview St, Waynesboro, VA 22980 Property Records

Waynesboro City property record for 304 Overview St, Waynesboro, VA 22980

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,588 sqft · built 2012
Lot Size	0.12 acres (5,227 sqft)
Owner	2 Individual Names on File
Last Sale	$282,200 (Jan 2021)
Tax Bill	$2,605 (2026)
Deeds & Mortgages	Apr 2020 Mortgage Jan 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`24 14 A-56`

Property Details

APN / Parcel Number

Primary APN	`24 14 A-56`
Alternative APN	`786503`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,588 sqft Living Area
1st Floor Area	1,075 sqft
Flooring	Softwood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2012
Effective Year Built	Effective 2012
Exterior Material	Vinyl
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	5,227 sqft (0.12 acres)
Garage Area	238 sqft
Driveway	Concrete Driveway
Parking Spaces	1 Parking Space
Porch	Porch
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	786503
Street Address	304 OVERVIEW ST
City	WAYNESBORO
State	VA
Zip	22980-1865
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RG-5
Legal Description	BLOCK A LOT 56 EVERSHIRE - SEC 2
Legal Subdivision	EVERSHIRE SD
Legal Block	A
Legal Lot Number	56
Jurisdiction	WAYNESBORO CITY VA
Township / Civil Division	WAYNESBORO
Census Block Group	4
Census Block	4007
Census Tract	3300

Owner

304 Overview St is owned and occupied by two individuals who bought it in January 2021.

Source: Waynesboro City records, as of August 28, 2026

Owner of Record	2 Individual Names on File
Mailing Address	304 OVERVIEW ST, WAYNESBORO, VA 22980-1865
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 6, 2020	Deed of Trust, Mortgage · Commercial Mortgage VALLEYSTAR CREDIT UNION
Jan 29, 2021	Warranty Deed, Transfer · Stand-Alone First Mortgage OVERVIEW 56 LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 29, 2021 · Amount on File
Deed Sale	Jan 29, 2021 · Amount on File
Deed Document Number	2021244
Record Updated	Oct 29, 2026

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WAYNESBORO CITY VA
Property Address	304 OVERVIEW ST, WAYNESBORO, VA 22980-1865
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	200000877
Date	Apr 6, 2020
Instrument	200000877

Lender

Name	VALLEYSTAR CREDIT UNION

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

January 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WAYNESBORO CITY VA
Recording Date	Jan 29, 2021
Property Address	304 OVERVIEW ST, WAYNESBORO, VA 22980-1865
Document Number	210000244
Instrument Date	Jan 4, 2021
Instrument	210000244
Transaction Type	Transfer
Record Updated	Sep 28, 2021
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	304 OVERVIEW ST, WAYNESBORO, VA 22980-1865

Mortgage

Document Number	210000245
Date	Jan 29, 2021
Instrument	210000245

Lender

Name	OVERVIEW 56 LLC

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2051

Interest

Rate Type	Fixed Rate
Rate	2.99%

Tax Assessment & Valuation

The 2026 property tax bill for 304 Overview St was $2,605.

Source: Waynesboro City assessment roll, as of August 28, 2026

Property Jurisdictions

Type	Name
State	Virginia
Municipality	Waynesboro City
Unified School District	Waynesboro City Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,605.00	$299,500 Land $65,000 Building $234,500	$299,500 Land $65,000 Building $234,500
2023	$2,188.00	$284,200 Land $55,000 Building $229,200	$284,200 Land $55,000 Building $229,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 304 Overview St in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2018.

Source: FEMA National Flood Hazard Layer, effective March 28, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	2 (2018–2024)
Most Recent Claim	Sep 2024 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 304 Overview St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 99% of Virginia
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF WAYNESBORO serves 22,630 people · EPA ID VA2820775
Water Source	Groundwater influenced by surface water
Last State Inspection	Jul 2024
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 309 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
T-Mobile Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Overview St

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