Union County and Mountainside Borough property record for 304 Old Tote Rd, Mountainside, NJ 07092
| Property Type | Single Family Home |
|---|---|
| Details | 1,904 sqft · built 1954 |
| Lot Size | 0.344 acres (14,985 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $655,000 (May 2017) |
| Tax Bill | $10,626 (2025) |
| Deeds & Mortgages | Oct 2020 Mortgage May 2017 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 10-00016-08-00012 |
| Primary APN | 10-00016-08-00012 |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,904 sqft Living Area |
| 1st Floor Area | 1,904 sqft |
| Year Built | Built 1954 |
|---|---|
| Effective Year Built | Effective 1954 |
| Construction Type | Frame |
| Lot Area | 14,985 sqft (0.344 acres) |
| Parking Spaces | 1 Parking Space |
| Old Parcel Number | 1000016H00012 |
|---|---|
| Street Address | 304 OLD TOTE RD |
| City | MOUNTAINSIDE |
| State | NJ |
| Zip | 07092-1841 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Subdivision | GENE NOVELLO INC |
| Legal Block | 16.8 |
| Legal Lot Number | 12 |
| Jurisdiction | UNION NJ |
| Township / Civil Division | MOUNTAINSIDE |
| Census Block Group | 1 |
| Census Block | 1011 |
| Census Tract | 38300 |
304 Old Tote Rd is owned and occupied by two individuals who bought it in May 2017.
Source: Union County and Mountainside Borough records, as of July 8, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 304 OLD TOTE RD, MOUNTAINSIDE, NJ 07092-1841 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 29, 2020 | Deed of Trust, Mortgage · Conventional with PMI FINANCE OF AMERICA MTG |
| May 3, 2017 | Grant Deed, Transfer · Conventional with PMI RESIDENTIAL HM MTG |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 3, 2017 · Amount on File |
| Deed Sale | May 3, 2017 · Amount on File |
| Deed Document Number | 2017286034 |
| Deed Book / Page | 6185 / 982 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION NJ |
| Property Address | 304 OLD TOTE RD, MOUNTAINSIDE, NJ 07092-1841 |
| Document Number | 0148152001 |
| Instrument Date | Oct 29, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Dec 1, 2020 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 304 OLD TOTE RD MOUNTAINSIDE NJ 070921841, MOUNTAINSIDE, NJ 07092-1841 |
| Document Number | 0148152001 |
|---|---|
| Date | Nov 13, 2020 |
| Book Page | 014815/002001 |
| Instrument | 703508 |
| Name | FINANCE OF AMERICA MTG |
|---|---|
| Address | HORSHAM, PA 19044 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Nov 12, 2050 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | UNION NJ |
| Recording Date | May 3, 2017 |
| Property Address | 304 OLD TOTE RD, MOUNTAINSIDE, NJ 07092-1841 |
| Document Number | 0061850982 |
| Book / Page | 006185 / 000982 |
| Instrument Date | Apr 25, 2017 |
| Instrument | 286034 |
| Transaction Type | Transfer |
| Record Updated | May 26, 2017 |
| Title Company | TITLE RESOURCES GUARANTY COMPANY, TITLE RESOURCES GUARANTY CO. |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $655.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 304 OLD TOTE RD MOUNTAINSIDE NJ 070921841, MOUNTAINSIDE, NJ 07092-1841 |
| Document Number | 142660668 |
|---|---|
| Date | May 3, 2017 |
| Book Page | 014266/000668 |
| Instrument | 639928 |
| Name | RESIDENTIAL HM MTG |
|---|---|
| Type | Mortgage Company |
| Address | HAMPTON, NJ 08827 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 2, 2047 |
The 2025 property tax bill for 304 Old Tote Rd was $10,626, up 2.4% from the year before.
Source: Union County and Mountainside Borough assessment roll, as of July 8, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Union County |
| Municipality | Mountainside Borough |
| Unified School District | Mountainside Borough School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $506,000 (-) Land $268,800 Building $237,200 | $506,000 (-) Land $268,800 Building $237,200 | |
| 2025 | $10,626.00 (+2.44%) | $506,000 Land $268,800 Building $237,200 | $506,000 Land $268,800 Building $237,200 |
| 2024 | $10,373.00 | ||
| 2023 | $506,000 Land $268,800 Building $237,200 | $506,000 Land $268,800 Building $237,200 | |
| 2022 | $10,104.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 304 Old Tote Rd in Zone X, an area of minimal flood risk, though there have been 7 flood claims nearby since 2002.
Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 7 (2002–2011) |
| Claims Outside the SFHA | 5 of 7 |
| Most Recent Claim | Aug 2011 · Hurricane Irene |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 304 Old Tote Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 65% of New Jersey |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NJ AMERICAN WATER - RARITAN private · serves 615,430 people · EPA ID NJ2004002 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2024 |
| Lead | 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 424 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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