304 Old Stone Rd, Silver Spring, MD 20904 Property Records

Montgomery County property record for 304 Old Stone Rd, Silver Spring, MD 20904 · Last verified August 2026

Property Summary

Property TypeSingle Family Home
Details3.5 ba · 3,408 sqft · built 1974
Lot Size0.368 acres (16,048 sqft)
OwnerIndividual Name on File
Last Sale$430,000 (Aug 2010)
Tax Bill$6,202 (2025)
Deeds & MortgagesAug 2017 Mortgage
May 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN05-00370723

Property Details

APN / Parcel Number

Primary APN05-00370723
Alternative APN
  • 00370723

Interior

Full Baths3.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area3,408 sqft Living Area
Gross Area3,870 sqft
1st Floor Area1,576 sqft
Basement Area602 sqft
Finished Basement602 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1974
Effective Year BuiltEffective 1974
Architectural StyleBi-Level
Construction TypeFrame
Roof MaterialComposition Shingle
Lot Area16,048 sqft (0.368 acres)
Garage TypeAttached
Garage Area462 sqft
Parking Spaces2 Parking Spaces
Deck Area264 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC
SewerMunicipal

Location & Zoning

Account Number00370723
Street Address304 OLD STONE RD
CitySILVER SPRING
StateMD
Zip20904-5944
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSOUTH STONEGATE
Legal SubdivisionSTONEGATE
Legal Block3
Legal Lot Number40
JurisdictionMONTGOMERY MD
Township / Civil Division5
Census Block Group2
Census Block2000
Census Tract701507

Owner

Source: Montgomery County records · APN 05-00370723

Assessment roll updated August 17, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address304 OLD STONE RD, SILVER SPRING, MD 20904-5944
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Aug 03, 2017Deed of Trust, Mortgage · Conventional Mortgage
UNITED MORTGAGE CORP
May 29, 2020Deed of Trust, Mortgage · Conventional Mortgage
NATIONAL INSTITUTES OF HEALTH FCU

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleAug 20, 2010 · Amount on Record
Deed SaleAug 20, 2010 · Amount on Record
Prior SaleMar 05, 2010 · Amount on Record
Deed Document Number2010169639
Deed Book / Page39764 / 1
Record UpdatedSep 20, 2026

August 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONTGOMERY MD
Property Address304 OLD STONE RD, SILVER SPRING, MD 20904-5944
Transaction TypeMortgage
Record UpdatedAug 11, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0546830405
DateAug 03, 2017
Book Page54683/405
Lender
NameUNITED MORTGAGE CORP
TypeMortgage Company
AddressMELVILLE, NY 11747
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term359 Months
DueJul 01, 2047

May 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONTGOMERY MD
Property Address304 OLD STONE RD, SILVER SPRING, MD 20904-5944
Transaction TypeMortgage
Record UpdatedAug 11, 2022
Title CompanyPEAK SETTLEMENTS LLC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0596880198
DateMay 29, 2020
Book Page59688/198
Lender
NameNATIONAL INSTITUTES OF HEALTH FCU
TypeCredit Union
AddressROCKVILLE, MD 20850
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueJun 01, 2035

Tax Assessment & Valuation

Source: Montgomery County records · Assessment roll updated August 17, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateMaryland
CountyMontgomery County
Unified School DistrictMontgomery County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$584,300 (+8.5%) Land $266,300 Building $318,000$584,300 (-) Land $266,300 Building $318,000
2025$6,202.00 (+30.79%)$538,533 (+20.48%)$584,300 (+30.72%) Land $266,300 Building $318,000
2023$447,000 (+0.67%) Land $266,300 Building $180,700$447,000 (-) Land $266,300 Building $180,700
2022$4,742.00 Homeowner's exemption$444,033$447,000 Land $266,300 Building $180,700

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Montgomery County (24031C), updated April 12, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 240317015072, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 3 individual NFIP policies nearby
Nearby Flood Policies3 in force
3 of 3 on primary residences

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

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