304 Oakway Ct, Joppa, MD 21085 Property Records

Harford County property record for 304 Oakway Ct, Joppa, MD 21085

Property Summary

Property Type	Townhouse
Details	3.5 ba · 1,968 sqft · built 1978
Lot Size	0.14 acres (6,118 sqft)
Owner	Individual Name on Record
Last Sale	$295,000 (Jun 2023)
Tax Bill	$1,845 (2025)
Deeds & Mortgages	Jun 2023 Sale & Mortgage Dec 2022 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`01-118692`

Property Details

APN / Parcel Number

Primary APN	`01-118692`
Alternative APN	`118692`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,968 sqft Total Area

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1978
Architectural Style	Townhouse
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	6,118 sqft (0.14 acres)
Lot Dimensions	161 ft deep x 36 ft wide
Patio Area	240 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	118692
Street Address	304 OAKWAY CT
City	JOPPA
State	MD
Zip	21085-4741
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	R3
Legal Description	LOT 24 40/36X161 AV 304 OAKWAY COURT CHIMNEY OAK S2 PT 36/87
Legal Subdivision	CHIMNEY OAK
Legal Lot Number	24
Jurisdiction	HARFORD MD
Township / Civil Division	1, ABINGDON
Census Block Group	2
Census Block	2001
Census Tract	301402

Owner

Source: Harford County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	304 OAKWAY CT, JOPPA, MD 21085-4741
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 20, 2023	Deed, Transfer · Conventional Mortgage JPMORGAN CHASE BANK NA
Dec 21, 2022	Deed, Transfer ATLAND TITLE GROUP LIMITED, MARYLAND TITLE GROUP LTD
Dec 13, 2021	Deed of Trust, Mortgage · FHA Mortgage FLAGSTAR BANK FSB

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 20, 2023 · Amount on Record
Deed Sale	Jun 20, 2023 · Amount on Record
Prior Sale	Dec 21, 2022 · Amount on Record
Deed Book / Page	15942 / 218
Transfer Doc	0055560342
Record Updated	Sep 20, 2026

June 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	HARFORD MD
Recording Date	Jun 20, 2023
Property Address	304 OAKWAY CT, JOPPA, MD 21085-4741
Document Number	0159420218
Book / Page	15942 / 218
Map Reference	MB HDC 36 FO 87
Instrument Date	Jun 9, 2023
Transaction Type	Transfer
Record Updated	Jul 4, 2023
Title Company	ATLAND TITLE GROUP LIMITED, MARYLAND TITLE GROUP LTD

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$737.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	304 OAKWAV COURT, JOPPA, MD 21085-4741

Mortgage

Document Number	0159420224
Date	Jun 20, 2023
Instrument	15942-0224

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2053

December 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	HARFORD MD
Recording Date	Dec 21, 2022
Property Address	304 OAKWAY CT, JOPPA, MD 21085-4741
Document Number	0157780024
Book / Page	15778 / 24
Map Reference	MB HDC 36 FO 87
Instrument Date	Dec 6, 2022
Transaction Type	Transfer
Record Updated	Jan 2, 2023
Title Company	ATLAND TITLE GROUP LIMITED, MARYLAND TITLE GROUP LTD

Transaction

Amount	Amount Recorded
Tax	$825.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8901 CHESAPEAKE AVE, EDGEMERE, MD 21219-1627

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARFORD MD
Property Address	304 OAKWAY CT, JOPPA, MD 21085-4741
Transaction Type	Mortgage
Record Updated	Oct 26, 2022
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	902 SWALLOW CREST CT L, L, EDGEWOOD, MD 21040-3846

Mortgage

Document Number	0152440433
Date	Dec 13, 2021
Book Page	15244/433

Lender

Name	FLAGSTAR BANK FSB
Type	Bank
Address	JACKSONVILLE, FL 32202

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Nov 1, 2051

Tax Assessment & Valuation

Source: Harford County assessment roll, as of August 12, 2025

Property Jurisdictions

Type	Name
State	Maryland
County	Harford County
Unified School District	Harford County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$232,500 (+15.73%)	$264,100 (-) Land $45,100 Building $219,000
2025	$1,845.00 (+8.02%)	$200,900 (+23.23%)	$264,100 (+56%) Land $45,100 Building $219,000
2023		$163,033 (+4%)	$169,300 (-) Land $45,100 Building $124,200
2022	$1,708.00 (-0.41%)	$156,767	$169,300 Land $45,100 Building $124,200
2021	$1,715.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 89% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HARFORD COUNTY D.P.W. serves 104,567 people · EPA ID MD0120016
Water Source	Surface water
Last State Inspection	Jul 2024
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 327 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber	980 / 880

May also be available: T-Mobile.

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