304 Oak St, Clyde, TX 79510 Property Records

Callahan County property record for 304 Oak St, Clyde, TX 79510

Property Summary

Property Type	Single Family Home
Details	2,262 sqft · built 1975
Lot Size	0.321 acres (13,999 sqft)
Owner	2 Individual Names on Record
Last Sale	$308,700 (Aug 2025)
Deeds & Mortgages	Dec 2021 Mortgage Aug 2025 Mortgage + 2 more
APN	`R000012121`

Property Details

APN / Parcel Number

Primary APN	`R000012121`
Alternative APN	`6601000400500`

Interior

Stories	1 Story
Building Area	2,262 sqft Total Area
1st Floor Area	1,775 sqft

Exterior

Year Built	Built 1975
Effective Year Built	Effective 1975
Lot Area	13,999 sqft (0.321 acres)
Garage Type	Attached
Garage Area	462 sqft

Location & Zoning

Account Number	6601000400500
Street Address	304 OAK ST
City	CLYDE
State	TX
Zip	79510-3705
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT: 4-6 BLK: 4 SUBD: RAILROAD - CLYDE
Legal Subdivision	ORIGINAL TOWN OF CLYDE
Legal Tract	4
Legal Block	4
Jurisdiction	CALLAHAN TX
Township / Civil Division	CLYDE
Census Block Group	2
Census Block	2026
Census Tract	30101

Owner

Source: Callahan County records, as of February 3, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	304 OAK ST, CLYDE, TX 79510-3705
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Dec 17, 2021	Deed of Trust, Mortgage · Conventional Mortgage FBC MORTGAGE LLC
Aug 27, 2025	Vendor's Lien, Transfer · VA Mortgage EQUITY PRIME MORTGAGE LLC
Jan 31, 2024	Warranty Deed, Transfer FIRST RATE TITLE COMPANY, FIRST TEXAS TITLE CO
May 17, 2021	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 27, 2025 · Amount on Record
Deed Sale	Aug 27, 2025 · Amount on Record
Prior Sale	Nov 21, 2007 · Amount on Record
Deed Document Number	20252030
Prior Transfer Date	May 14, 2021
Prior Transfer Doc	0000001142
Record Updated	Sep 20, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALLAHAN TX
Property Address	304 OAK ST, CLYDE, TX 79510-3705
Transaction Type	Mortgage
Record Updated	Jan 21, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000213102
Date	Dec 17, 2021
Instrument	213102

Lender

Name	FBC MORTGAGE LLC
Type	Mortgage Company
Address	ORLANDO, FL 32801

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2052

August 2025: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	CALLAHAN TX
Recording Date	Aug 27, 2025
Property Address	304 OAK ST, CLYDE, TX 79510-3705
Document Number	0000252030
Map Reference	VOL ONE PG 9
Instrument Date	Aug 19, 2025
Instrument	252030
Transaction Type	Transfer
Record Updated	Jan 21, 2026
Title Company	FIRST CLASS TITLE AGENCY, FIRST TEXAS TITLE CO LLC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	490 ELMDALE RD S, ABILENE, TX 79602-2206

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	304 OAK ST, CLYDE, TX 79510-3705

Mortgage

Document Number	0000252031
Date	Aug 27, 2025
Instrument	252031

Lender

Name	EQUITY PRIME MORTGAGE LLC
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2055

January 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CALLAHAN TX
Recording Date	Jan 31, 2024
Property Address	304 OAK ST, CLYDE, TX 79510-3705
Document Number	0000240211
Map Reference	VOL 1 PG 9
Instrument Date	Jan 29, 2024
Instrument	240211
Transaction Type	Transfer
Record Updated	Feb 20, 2024
Title Company	FIRST RATE TITLE COMPANY, FIRST TEXAS TITLE CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 1250, CLYDE, TX 79510-1250

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	304 OAK ST, CLYDE, TX 79510-3705

May 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CALLAHAN TX
Recording Date	May 17, 2021
Property Address	304 OAK ST, CLYDE, TX 79510-3705
Document Number	0000211142
Instrument Date	May 14, 2021
Instrument	211142
Transaction Type	Transfer
Record Updated	Jan 21, 2026

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	304 OAK ST, CLYDE, TX 79510-3705

Tax Assessment & Valuation

Source: Callahan County assessment roll, as of February 3, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Callahan County
Municipality	Clyde City
Unified School District	Clyde Consolidated Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	Homeowner's exemption Disabled Person's exemption Veteran's exemption	$172,310 (-7.14%) Land $19,240 Building $153,070	$172,310 (-7.14%) Land $19,240 Building $153,070
2024		$185,560 (-5.92%) Land $19,240 Building $166,320	$185,560 (-5.92%) Land $19,240 Building $166,320
2023		$197,240 Land $19,240 Building $178,000	$197,240 Land $19,240 Building $178,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (1989)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jun 1989 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · lower than 81% of Texas
Wildfire Likelihood	0.07% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CLYDE serves 3,820 people · EPA ID TX0300002
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Apr 2025 Haloacetic acids resolved · Apr 2025 Turbidity resolved · Jul 2024
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 289 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber · DSL in parts of the area	2,000 / 2,000
Nextlink Fixed Wireless	1,000 / 500
Optimum Cable	940 / 35

May also be available: Verizon.

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