304 Northridge Cc Ests, Normal, IL 61761 Property Records

McLean County property record for 304 Northridge Cc Ests, Normal, IL 61761

Property Summary

Property Type	Single Family Home
Details	5 bd · 4.5 ba · 3,161 sqft · built 2005
Lot Size	0.499 acres (21,840 sqft)
Owner	2 Individual Names on Record
Last Sale	$400,000 (Jun 2017)
Tax Bill	$15,478 (2024)
Deeds & Mortgages	Feb 2026 Line of Credit Apr 2021 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`14-15-102-018`

Property Details

APN / Parcel Number

Primary APN	`14-15-102-018`

Interior

Bedrooms	5 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	3,161 sqft Living Area
1st Floor Area	2,233 sqft
Basement Area	2,233 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Exterior Material	Aluminum/Vinyl
Roof Material	Asphalt
Lot Area	21,840 sqft (0.499 acres)
Lot Dimensions	182 ft deep x 120 ft wide
Garage Area	742 sqft
Porch	Open Brick Porch
Patio Area	158 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	304 NORTHRIDGE CC ESTS
City	NORMAL
State	IL
Zip	61761-5399
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 461 IRONWOOD CC SUB 11TH ADD
Legal Range	02E
Legal Township	24N
Legal Section	15
Legal Subdivision	IRONWOOD CC SUB
Legal Lot Number	461
Jurisdiction	MCLEAN IL
Township / Civil Division	NORMAL
Census Block Group	2
Census Block	2013
Census Tract	105

Owner

Source: McLean County records, as of June 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	304 NORTHRIDGE CC ESTS, NORMAL, IL 61761-5399
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 20, 2026	Deed of Trust, Mortgage · Line of Credit FIRST STATE BANK OF BLOOMINGTON
Apr 20, 2021	Deed of Trust, Mortgage · Line of Credit FIRST STATE BANK
Mar 29, 2021	Deed of Trust, Mortgage · Conventional Mortgage FIRST STATE MORTGAGE SERVICES LLC
Jun 11, 2018	Deed of Trust, Mortgage · Commercial Mortgage FIRST STATE BANK OF BLOOMINGTON
Jun 27, 2017	Warranty Deed, Transfer · Commercial Mortgage FIRST STATE BANK OF BLOOMINGTON

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 27, 2017 · Amount on Record
Deed Sale	Jun 27, 2017 · Amount on Record
Prior Sale	Sep 23, 2005 · Amount on Record
Deed Document Number	201711360
Record Updated	Oct 29, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLEAN IL
Property Address	304 NORTHRIDGE CC ESTS, NORMAL, IL 61761-5399
Transaction Type	Mortgage
Record Updated	Mar 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202600002639
Date	Feb 20, 2026
Instrument	2026-00002639

Lender

Name	FIRST STATE BANK OF BLOOMINGTON
Type	Bank
Address	BLOOMINGTON, IL 61704

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	60 Months
Due	Feb 5, 2031

Interest

Rate Type	Adjustable Rate
Rate	7.75%
Change Frequency	Monthly

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLEAN IL
Property Address	304 NORTHRIDGE CC ESTS, NORMAL, IL 61761-5399
Transaction Type	Mortgage
Record Updated	Apr 30, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202100009214
Date	Apr 20, 2021
Instrument	2021-00009214

Lender

Name	FIRST STATE BANK
Type	Bank
Address	BLOOMINGTON, IL 61704

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	60 Months
Due	Apr 1, 2026

Interest

Rate Type	Adjustable Rate
Rate	4.25%
Change Frequency	Monthly

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLEAN IL
Property Address	304 NORTHRIDGE CC ESTS, NORMAL, IL 61761-5399
Transaction Type	Mortgage
Record Updated	Apr 8, 2021
Title Company	FTC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202100007341
Date	Mar 29, 2021
Instrument	2021-00007341

Lender

Name	FIRST STATE MORTGAGE SERVICES LLC
Type	Mortgage Company
Address	BLOOMINGTON, IL 61704

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2051

Interest

Rate Type	Fixed Rate
Rate	3%

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLEAN IL
Property Address	304 NORTHRIDGE CC ESTS, NORMAL, IL 61761-5399
Transaction Type	Mortgage
Record Updated	Jun 28, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201800009064
Date	Jun 11, 2018
Instrument	2018-00009064

Lender

Name	FIRST STATE BANK OF BLOOMINGTON
Type	Bank
Address	BLOOMINGTON, IL 61704

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	119 Months
Due	May 1, 2028

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCLEAN IL
Recording Date	Jun 27, 2017
Property Address	304 NORTHRIDGE CC ESTS, NORMAL, IL 61761-5399
Document Number	201700011360
Map Reference	MB11 PG48
Instrument Date	Jun 13, 2017
Instrument	2017-00011360
Transaction Type	Transfer
Record Updated	Feb 28, 2022
Title Company	FRONTIER TITLE COMPANY, FRONTIER TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$600.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	3 SUNSET RD, BLOOMINGTON, IL 61701-2016

Mortgage

Document Number	201700011361
Date	Jun 27, 2017
Instrument	2017-00011361

Lender

Name	FIRST STATE BANK OF BLOOMINGTON
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: McLean County assessment roll, as of April 8, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	McLean County
County Subdivision	Normal Township
Municipality	Normal Town
Unified School District	McLean County Unit School District 5 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$208,059 (+21.89%) Land $37,550 Building $170,509	$624,177 (+21.89%) Land $112,650 Building $511,527
2024	$15,478.00 (+5.95%)
2023	$14,609.00	$170,698 Land $30,807 Building $139,891	$512,094 Land $92,421 Building $419,673

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 27, 2019

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 70% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORMAL serves 52,736 people · EPA ID IL1130900
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	4 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 166 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Frontier, Pavlov Media.

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