304 N Scott St, Wheaton, IL 60187 Property Records

DuPage County property record for 304 N Scott St, Wheaton, IL 60187

Property Summary

Property TypeSingle Family Home
Details1.5 ba · 1,694 sqft · built 1925
Lot Size0.22 acres (9,583 sqft)
Owner2 Individual Names on Record
Last Sale$340,000 (Apr 2017)
Tax Bill$9,960 (2025)
Deeds & MortgagesOct 2017 Mortgage
Mar 2018 Mortgage
+ 3 more
Flood ZoneZone X (minimal risk)
APN05-16-129-021

Property Details

APN / Parcel Number

Primary APN05-16-129-021

Interior

Full Baths1.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area1,694 sqft Living Area
Gross Area2,727 sqft
Basement Area683 sqft

Exterior

Year BuiltBuilt 1925
Effective Year BuiltEffective 1925
Construction TypeFrame
Lot Area9,583 sqft (0.22 acres)
Garage TypeAttached
Garage Area350 sqft

Utilities, Heating & Cooling

Cooling SystemCentral

Location & Zoning

Street Address304 N SCOTT ST
CityWHEATON
StateIL
Zip60187-5307
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionWATERMANS RESUB ALL
Legal SubdivisionWATERMANS RESUB
JurisdictionDU PAGE IL
Township / Civil DivisionMILTON
Census Block Group1
Census Block1037
Census Tract842500

Owner

Source: DuPage County records, as of August 17, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address304 N SCOTT ST, WHEATON, IL 60187-5307
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 11, 2017Deed of Trust, Mortgage · Conventional Mortgage
JPMORGAN CHASE BANK NA
Mar 1, 2018Deed of Trust, Mortgage · Conventional Mortgage
JPMORGAN CHASE BANK NA
Jun 25, 2018Deed of Trust, Mortgage · Line of Credit
JPMORGAN CHASE BANK NA
Jul 22, 2020Deed of Trust, Mortgage · Conventional Mortgage
JPMORGAN CHASE BANK NA
Apr 4, 2017Warranty Deed, Transfer · Commercial Mortgage
REPUBLIC BANK OF CHICAGO

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 11, 2017 · Amount on Record
Deed SaleApr 11, 2017 · Amount on Record
Prior SaleApr 4, 2017 · Amount on Record
Deed Document Number201734344
Record UpdatedSep 20, 2026

October 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDU PAGE IL
Property Address304 N SCOTT ST, WHEATON, IL 60187-5307
Transaction TypeMortgage
Record UpdatedDec 14, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000104644
DateOct 11, 2017
InstrumentR2017-104644
Lender
NameJPMORGAN CHASE BANK NA
TypeBank
AddressCOLUMBUS, OH 43240
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueNov 1, 2047

March 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDU PAGE IL
Property Address304 N SCOTT ST, WHEATON, IL 60187-5307
Transaction TypeMortgage
Record UpdatedDec 14, 2021
Title CompanyFORMERLY TITLE SOURCE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000017641
DateMar 1, 2018
InstrumentR2018-017641
Lender
NameJPMORGAN CHASE BANK NA
TypeBank
AddressCOLUMBUS, OH 43240
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term356 Months
DueNov 1, 2047

June 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDU PAGE IL
Property Address304 N SCOTT ST, WHEATON, IL 60187-5307
Transaction TypeMortgage
Record UpdatedDec 14, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000057663
DateJun 25, 2018
InstrumentR2018-057663
Lender
NameJPMORGAN CHASE BANK NA
TypeBank
AddressCOLUMBUS, OH 43240
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueJun 15, 2048
Interest
Rate TypeAdjustable Rate
Rate4.75%
Change FrequencyMonthly

July 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDU PAGE IL
Property Address304 N SCOTT ST, WHEATON, IL 60187-5307
Transaction TypeMortgage
Record UpdatedDec 14, 2021
Title CompanyCITYWIDE TITLE CORPORATION

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000078094
DateJul 22, 2020
InstrumentR2020-078094
Lender
NameJPMORGAN CHASE BANK NA
TypeBank
AddressCOLUMBUS, OH 43240
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJul 1, 2050

April 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionDU PAGE IL
Recording DateApr 4, 2017
Property Address304 N SCOTT ST, WHEATON, IL 60187-5307
Document Number0000031892
Map ReferenceDOC11622
Instrument DateMar 16, 2017
InstrumentR2017-031892
Transaction TypeTransfer
Record UpdatedDec 14, 2021
Title CompanyCHICAGO TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,000.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address36 W 995 REDGATE ROAD ST, ST CHARLES, IL 60175
InvestorPossibly a Property Investor

Mortgage

Document Number0000031893
DateApr 4, 2017
InstrumentR2017-031893
Lender
NameREPUBLIC BANK OF CHICAGO
TypeBank
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Interest
Rate3.75%

Tax Assessment & Valuation

Source: DuPage County assessment roll, as of August 17, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyDuPage County
County SubdivisionMilton Township
MunicipalityWheaton City
Unified School DistrictCommunity Unit School District 200 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$9,960.00 (+2.35%) Homeowner's exemption$172,446 (+8.46%) Land $46,119 Building $126,327$517,338 (+8.46%) Land $138,357 Building $378,981
2024$9,731.00 (+6.2%)$158,995 (+14.96%) Land $42,522 Building $116,473$476,985 (+14.96%) Land $127,566 Building $349,419
2022$9,163.00 Homeowner's exemption$138,310 Land $36,990 Building $101,320$414,930 Land $110,970 Building $303,960

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies3 in force
Nearby Flood Claims67 (1978–2020)
Claims Outside the SFHA37 of 67
Most Recent ClaimMay 2020 · rainfall accumulation
Claims by Event
  • Severe Storms, Straight-line Winds, And Flooding, Apr 2013 · 14 claims
  • Severe Storms And Flooding, Jul 2010 · 16 claims
  • Severe Storms & Flooding, Aug 1987 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWHEATON
serves 53,970 people · EPA ID IL0431050
Water SourcePurchased surface water from DU PAGE WATER COMMISSION
Last State InspectionJun 2024
Lead2 ppb (2026–2028)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 371 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL
5,000 / 5,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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