Effingham County property record for 304 N Pointe Dr, Dieterich, IL 62424
| Property Type | Single Family Home |
|---|---|
| Details | 1 bd · 1,388 sqft · built 2007 |
| Lot Size | 0.43 acres (18,731 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $4,750 (2025) |
| Deeds & Mortgages | Sep 2008 Mortgage Dec 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 02-20-120-015 |
| Primary APN | 02-20-120-015 |
|---|
| Bedrooms | 1 Bed |
|---|---|
| Stories | 1 Story |
| Building Area | 1,388 sqft Base Area |
| 1st Floor Area | 1,388 sqft |
| Basement Area | 1,388 sqft |
| Unfinished Basement | 1,388 sqft |
| Year Built | Built 2007 |
|---|---|
| Effective Year Built | Effective 2007 |
| Construction Type | Frame |
| Lot Area | 18,731 sqft (0.43 acres) |
| Garage Area | 468 sqft |
| Parking Spaces | 2 Parking Spaces |
| Street Address | 304 N POINTE DR |
|---|---|
| City | DIETERICH |
| State | IL |
| Zip | 62424-1060 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 12 NORTH POINTE ESTATES 2443/110 2348/252 |
| Legal Subdivision | NORTH POINTE ESTATES |
| Legal Lot Number | 12 |
| Jurisdiction | EFFINGHAM IL |
| Township / Civil Division | BISHOP |
| Census Block Group | 1 |
| Census Block | 1051 |
| Census Tract | 950500 |
304 N Pointe Dr is owned and occupied by an individual who acquired it in September 2008.
Source: Effingham County records, as of October 5, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 304 N POINTE DR, DIETERICH, IL 62424-1060 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 25, 2008 | Deed of Trust, Mortgage · USDA Mortgage USDA |
| Dec 30, 2019 | Deed of Trust, Mortgage · Conventional Mortgage WASHINGTON SAVINGS BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 25, 2008 |
| Deed Sale | Sep 25, 2008 |
| Deed Document Number | 2008804933 |
| Deed Book / Page | 2443 / 110 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EFFINGHAM IL |
| Property Address | 304 N POINTE DR, DIETERICH, IL 62424-1060 |
| Transaction Type | Mortgage |
| Record Updated | Jan 27, 2026 |
| Name | Verified Name |
|---|
| Document Number | 002443/112 |
|---|---|
| Date | Sep 25, 2008 |
| Book Page | 2443/112 |
| Instrument | 200800804934 |
| Name | USDA |
|---|---|
| Type | Government Agency |
| Address | SAINT LOUIS, MO 63166 |
| Type | USDA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 396 Months |
| Due | Sep 19, 2041 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EFFINGHAM IL |
| Property Address | 304 N POINTE DR, DIETERICH, IL 62424-1060 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | BURNET TITLE |
| Name | Verified Name |
|---|
| Document Number | 3523/176 |
|---|---|
| Date | Dec 30, 2019 |
| Book Page | 3523/176 |
| Instrument | 201901905384 |
| Name | WASHINGTON SAVINGS BANK |
|---|---|
| Type | Bank |
| Address | EFFINGHAM, IL 62401 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Jan 1, 2035 |
The 2025 property tax bill for 304 N Pointe Dr was $4,750 with a homeowner's exemption.
Source: Effingham County assessment roll, as of October 5, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Effingham County |
| County Subdivision | Bishop Township |
| Municipality | Dieterich Village |
| Unified School District | Dieterich Community Unit School District 30 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,750.00 | $71,410 Land $3,090 Building $68,320 | $214,230 Land $9,270 Building $204,960 |
| 2022 | $3,030.00 Homeowner's exemption | $53,410 Land $2,310 Building $51,100 | $160,230 Land $6,930 Building $153,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 304 N Pointe Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective January 17, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 304 N Pointe Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 79% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | DIETERICH serves 900 people · EPA ID IL0490150 |
|---|---|
| Water Source | Purchased groundwater from EJ WATER COOPERATIVE |
| Last State Inspection | Jul 2025 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 156 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Wabash Communications Fiber | 1,000 / 1,000 |
| GigFire Fixed Wireless | 150 / 130 |
| T-Mobile Fixed Wireless | 100 / 20 |
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