304 N Oliver St, Joy, IL 61260 Property Records

Mercer County property record for 304 N Oliver St, Joy, IL 61260

Property Summary

Property TypeSingle Family Home
Lot Size5.99 acres (260,924 sqft)
Owner2 Individual Names on File
Last Sale$176,000 (Aug 2017)
Tax Bill$5,976 (2025)
Flood ZoneZone X (minimal risk)
APN090920115037

Property Details

APN / Parcel Number

Primary APN090920115037

Exterior

Lot Area260,924 sqft (5.99 acres)

Location & Zoning

Street Address304 N OLIVER ST
CityJOY
StateIL
Zip61260-8602
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionS20 T14N R4W S 79 OF LOT F LYING S OF EDWARDS ST & LOT G LESS S 16 OF W 264.30 & LOT H LESS W 264.30 NORTHEAST ADDN
Legal Range04W
Legal Township14N
Legal Section20
Legal SubdivisionNORTHEAST ADDN
Legal Lot NumberF,G,H
JurisdictionMERCER IL
Township / Civil DivisionMILLERSBURG
Census Block Group4
Census Block4006
Census Tract40200

Owner

Source: Mercer County assessment roll, as of July 10, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address979 HIGHWAY 17, JOY, IL 61260-8572
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleAug 25, 2017 · Amount on Record
Deed SaleAug 25, 2017 · Amount on Record
Record UpdatedSep 20, 2026

Tax Assessment & Valuation

Source: Mercer County assessment roll, as of July 10, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyMercer County
County SubdivisionMillersburg Township
MunicipalityJoy Village
Unified School DistrictMercer County School District 404 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$5,976.00 (+8.77%)$58,592 (-14.61%) Land $4,530 Building $54,062$175,776 (-14.61%) Land $13,590 Building $162,186
2022$5,494.00$68,620 Land $5,055 Building $63,565$205,860 Land $15,165 Building $190,695

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 19, 2010

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 79% of Illinois
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Internet Providers

Source: FCC Broadband Data Collection, based on 105 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cable One
Cable
400 / 40
Verizon
Fixed Wireless
300 / 20
T-Mobile USA
Fixed Wireless
100 / 20
AMG Technology Investment Group
Fixed Wireless
100 / 20

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