304 N Main St, Loretto, TN 38469 Property Records

Lawrence County property record for 304 N Main St, Loretto, TN 38469

Property Summary

Property TypeSingle Family Home
Details1.5 ba · 1,216 sqft · built 1962
Lot Size1.4 acres (60,984 sqft)
Owner2 Company Names on Record
Last Sale$37,000 (Aug 1996)
Tax Bill$888 (2023)
Flood ZoneZone X (minimal risk)
APN050151B B 01900

Property Details

APN / Parcel Number

Primary APN050151B B 01900
Alternative APN
  • 151B B 01900

Interior

Full Baths1.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures5 Plumbing Fixtures
Stories1 Story
Building Area1,216 sqft Living Area
1st Floor Area1,216 sqft
Utility RoomUtility Room
FlooringCarpet
Interior WallsPaneling

Exterior

Year BuiltBuilt 1962
Effective Year BuiltEffective 1982
Exterior MaterialBrick
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area60,984 sqft (1.4 acres)
TerrainRolling
Garage TypeMixed
Garage Area562 sqft
Parking Spaces4 Parking Spaces
PorchSlab
Porch Area370 sqft
Pole Barn520 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC
SewerConnected
Water SourceCommercial

Location & Zoning

Street Address304 N MAIN ST
CityLORETTO
StateTN
Zip38469-2349
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionDISTRICT: 2
JurisdictionLAWRENCE TN
Township / Civil Division2
Census Block Group3
Census Block3035
Census Tract960700

Owner

Source: Lawrence County records, as of May 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Company Names on Record
Mailing AddressPO BOX 363, LORETTO, TN 38469-0363
Owner TypeCompany
VestingTrust, Family Living Trust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 19, 1996 · Amount on Record
Deed SaleAug 19, 1996 · Amount on Record
Prior SaleDec 21, 1987
Deed Book / Page287 / 719
Last Transfer DateMay 16, 2025
Transfer Doc0000002962
Record UpdatedJun 8, 2026

Tax Assessment & Valuation

Source: Lawrence County assessment roll, as of January 23, 2026

Property Jurisdictions

TypeName
StateTennessee
CountyLawrence County
MunicipalityLoretto City
Unified School DistrictLawrence County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$37,975 (-) Land $3,500 Building $34,475
2023$888.00$37,975 (-) Land $3,500 Building $34,475
2022$888.00$37,975 Land $3,500 Building $34,475$151,900 Land $14,000 Building $137,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 17, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 72% of Tennessee
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLORETTO WATER DEPARTMENT
serves 5,054 people · EPA ID TN0000408
Water SourceGroundwater influenced by surface water
Last State InspectionFeb 2026
Lead1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityTurbidity
resolved · Oct 2019
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 77 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Skyline Telephone
Fiber
1,000 / 1,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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