304 N Jay St, Griffith, IN 46319 Property Records

Lake County property record for 304 N Jay St, Griffith, IN 46319

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,300 sqft · built 1926
Lot Size	0.281 acres (12,250 sqft)
Owner	Individual Name on Record
Last Sale	$143,000 (May 2020)
Tax Bill	$2,587 (2024)
Deeds & Mortgages	May 2020 Sale Oct 2019 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`001-15-26-0126-0022`

Property Details

APN / Parcel Number

Primary APN	`001-15-26-0126-0022`
Alternative APNs	`45-07-35-407-025.000-006` `450735407021000006`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	2 Rooms
Stories	1 Story
Building Area	1,300 sqft Living Area
Basement Area	858 sqft

Exterior

Year Built	Built 1926
Effective Year Built	Effective 1980
Construction Type	Wood
Foundation Type	Raised
Roof Material	Asphalt
Lot Area	12,250 sqft (0.281 acres)
Lot Dimensions	125 ft deep x 98 ft wide
Garage Type	Attached
Garage Area	364 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	001-15-26-0126-0022
Old Parcel Number	450735407021000006
Street Address	304 N JAY ST
City	GRIFFITH
State	IN
Zip	46319-2723
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ORIGINAL TOWN BL.6 LOTS 21,22,23&24
Legal Subdivision	GRIFFITH
Legal Block	6
Legal Lot Number	21-24 22
Jurisdiction	LAKE IN
Township / Civil Division	CALUMET
Census Block Group	3
Census Block	3016
Census Tract	40900

Owner

Source: Lake County records, as of March 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	304 N JAY ST, GRIFFITH, IN 46319-2723
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 22, 2020	Warranty Deed, Transfer CHICAGO TITLE COMPANY, CHICAGO TITLE INS CO
Oct 21, 2019	Deed of Trust, Mortgage · Line of Credit JP MORGAN CHASE BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 22, 2020 · Amount on Record
Deed Sale	May 22, 2020 · Amount on Record
Deed Document Number	2020 028467
Record Updated	Jun 8, 2026

May 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE IN
Recording Date	May 22, 2020
Property Address	304 N JAY ST, GRIFFITH, IN 46319-2723
Document Number	0000028467
Instrument Date	Apr 24, 2020
Instrument	28467
Transaction Type	Transfer
Record Updated	Apr 19, 2021
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE INS CO

Transaction

Amount	Amount Recorded
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	304 N JAY ST GRIFFITH IN 463192723, GRIFFITH, IN 46319-2723
Investor	Possibly a Property Investor

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE IN
Property Address	304 N JAY ST, GRIFFITH, IN 46319-2723
Document Number	0000076619
Instrument Date	Oct 21, 2019
Transaction Type	Mortgage
Record Updated	Nov 21, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	304 N JAY ST GRIFFITH IN 463192723, GRIFFITH, IN 46319-2723

Mortgage

Document Number	0000076619
Date	Nov 12, 2019
Instrument	76619

Lender

Name	JP MORGAN CHASE BK
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Nov 11, 2049

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Lake County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Indiana
County	Lake County
County Subdivision	Calumet Township
Municipality	Griffith Town
Unified School District	Griffith Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$245,900 (+11.67%) Land $54,100 Building $191,800	$245,900 (+11.67%) Land $54,100 Building $191,800
2024	$2,587.00 (+7.75%)
2023		$220,200 (+6.74%) Land $54,100 Building $166,100	$220,200 (+6.74%) Land $54,100 Building $166,100
2022	$2,401.00 Homeowner's exemption	$206,300 Land $54,100 Building $152,200	$206,300 Land $54,100 Building $152,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 16, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 73% of Indiana
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GRIFFITH WATER DEPARTMENT serves 16,893 people · EPA ID IN5245019
Water Source	Purchased surface water from HAMMOND WATER WORKS DEPARTMENT
Last State Inspection	Jun 2023
Lead	1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 486 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Verizon.

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