304 N 3rd St, Beresford, SD 57004 Property Records

Union County property record for 304 N 3rd St, Beresford, SD 57004

Property Summary

Property TypeSingle Family Home
Details2 bd · 1,052 sqft · built 1937
Lot Size0.149 acres (6,500 sqft)
OwnerIndividual Name on Record
Tax Bill$1,690 (2026)
Deeds & MortgagesMay 2019 Mortgage
Flood ZoneZone X (minimal risk)
APN02.01.02.1035

Property Details

APN / Parcel Number

Primary APN02.01.02.1035

Interior

Bedrooms2 Beds
Stories1 Story
Building Area1,052 sqft Living Area
Basement Area816 sqft
Interior WallsWood

Exterior

Year BuiltBuilt 1937
Effective Year BuiltEffective 1937
Exterior MaterialAluminum/Vinyl
Construction TypeWood
Foundation TypeWood
Roof MaterialComposition Shingle
Lot Area6,500 sqft (0.149 acres)
Lot Dimensions130 ft deep x 50 ft wide
Garage TypeDetached
Garage Area240 sqft
Parking Spaces1 Parking Space
PorchPorch
Deck AreaDeck Area

Utilities, Heating & Cooling

Cooling SystemNone
Heating SystemCentral

Location & Zoning

Street Address304 N 3RD ST
CityBERESFORD
StateSD
Zip57004-1746
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOTS 11 & 12 BLK 2 ORIG BERES CITY
Legal Block2
Legal Lot Number11-12
Legal Unit2
JurisdictionUNION SD
Township / Civil DivisionBERESFORD
Census Block Group2
Census Block2027
Census Tract20100

Owner

Source: Union County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address304 N 3RD ST, BERESFORD, SD 57004-1746
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Record UpdatedOct 29, 2026

May 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionUNION SD
Property Address304 N 3RD ST, BERESFORD, SD 57004-1746
Transaction TypeMortgage
Record UpdatedJun 12, 2019

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number174/0372
DateMay 16, 2019
Book Page174/0372
Instrument191938
Lender
NameFIRST SAVINGS BANK
TypeBank
AddressBERESFORD, SD 57004
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Term181 Months
DueJun 1, 2034
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Union County assessment roll, as of October 6, 2025

Property Jurisdictions

TypeName
StateSouth Dakota
MunicipalityBeresford City
CountyUnion County
Unified School DistrictBeresford School District 61-2 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$1,690.00$123,386 (-) Land $18,144 Building $105,242
2025$1,690.00 (-1.17%)$123,386 (+8.36%) Land $18,144 Building $105,242
2024$1,710.00 (+2.58%)
2023$1,667.00 (+17.06%)$113,864 Land $18,144 Building $95,720
2022$1,424.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective May 31, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force
Nearby Flood Claims1 (2014)
Most Recent ClaimJun 2014 · Severe Storms, Tornadoes, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 94% of South Dakota
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCLAY RURAL WATER SYSTEM
private · serves 4,780 people · EPA ID SD4600626
Water SourceGroundwater
Last State InspectionAug 2025
Lead1 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 322 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Beresford Municipal Telephone Company
Fiber
1,000 / 1,000
Midco
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

May also be available: Rise Broadband, Verizon.

Nearby Properties on N 3rd St

Nearby Streets

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