304 N 28th St, Fort Pierce, FL 34947 Property Records

St. Lucie County property record for 304 N 28th St, Fort Pierce, FL 34947

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 753 sqft · built 1955
Lot Size	0.194 acres (8,460 sqft)
Owner	2 Individual Names on Record
Last Sale	$225,000 (Apr 2026)
Tax Bill	$3,006 (2025)
Deeds & Mortgages	Apr 2026 Sale & Mortgage Apr 2024 Sale & Line of Credit
Flood Zone	Zone AE (high risk)
APN	`2408-508-0023-000-4`

Property Details

APN / Parcel Number

Primary APN	`2408-508-0023-000-4`
Alternative APN	`20497`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	753 sqft Living Area
Gross Area	817 sqft
1st Floor Area	753 sqft
Flooring	Tile
Interior Walls	Plaster

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1965
Exterior Material	Concrete Block
Construction Type	Masonry / Concrete Block
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Other
Lot Area	8,460 sqft (0.194 acres)
Lot Dimensions	141 ft deep x 60 ft wide
Garage Type	Carport
Garage Area	170 sqft
Carport	Carport
Carport Area	170 sqft
Driveway	Concrete Driveway
Porch	Screened Porch
Porch Area	64 sqft

Location & Zoning

Account Number	20497
Street Address	304 N 28TH ST
City	FORT PIERCE
State	FL
Zip	34947-3319
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SF MODERAT
Legal Description	SANDRA COURT BLK 2 LOT 9 AND W 6 FT OF VAC ALLEY ADJ ON E (OR 2082-585)
Legal Range	40E
Legal Township	35S
Legal Section	08
Legal Subdivision	SANDRA COURT SUBDIVISION
Legal Block	2
Legal Lot Number	9
Jurisdiction	ST LUCIE FL
Township / Civil Division	FORT PIERCE
Census Block Group	1
Census Block	1003
Census Tract	380300

Owner

Source: St. Lucie County records, as of July 2, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	304 N 28TH ST, FORT PIERCE, FL 34947-3319
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Apr 7, 2026	Warranty Deed, Transfer · FHA Mortgage PLAZA HOME MORTGAGE INC
Apr 8, 2024	Warranty Deed, Transfer · Line of Credit IFP FUND I LLC DELAWARE - DE LIMITED LIA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 7, 2026 · Amount on Record
Deed Sale	Apr 7, 2026 · Amount on Record
Prior Sale	Apr 8, 2024 · Amount on Record
Deed Document Number	20265603542
Deed Book / Page	5455 / 1425
Prior Transfer Date	Aug 25, 2004
Prior Transfer Doc	0002490112
Record Updated	Oct 29, 2026

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LUCIE FL
Recording Date	Apr 7, 2026
Property Address	304 N 28TH ST, FORT PIERCE, FL 34947-3319
Document Number	0054551425
Book / Page	5455 / 1425
Instrument Date	Apr 2, 2026
Instrument	20265603542
Transaction Type	Transfer
Record Updated	Jul 2, 2026
Title Company	PHOENIX LAND TITLE AND ESCROW, PHOENIX LAND TITLE & ESCROW

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$159,075.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	304 N 28TH ST, FORT PIERCE, FL 34947-3319

Mortgage

Document Number	0005603544,
Date	Apr 7, 2026
Book Page	5455/1428
Instrument	20265603544

Lender

Name	PLAZA HOME MORTGAGE INC

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate	5.87%
Max Rate	-1%

April 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LUCIE FL
Recording Date	Apr 8, 2024
Property Address	304 N 28TH ST, FORT PIERCE, FL 34947-3319
Document Number	0051310819
Book / Page	5131 / 819
Map Reference	MB 8 PG 45
Instrument Date	Mar 27, 2024
Instrument	5321686
Transaction Type	Transfer
Record Updated	May 17, 2024

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$840.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	825 13TH LN, VERO BEACH, FL 32960-5784

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	66 W FLAGLER ST # 900, 900, MIAMI, FL 33130-1807
Investor	Possibly a Property Investor

Mortgage

Document Number	0051310821
Date	Apr 8, 2024
Book Page	5131/821
Instrument	5321687

Lender

Name	IFP FUND I LLC DELAWARE - DE LIMITED LIA
Address	448 N 10TH ST STE 402, PHILADELPHIA, PA 19123

Agreement

Type	Line of Credit
Amount	Amount Recorded

Tax Assessment & Valuation

Source: St. Lucie County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	St. Lucie County
Municipality	Fort Pierce City
Unified School District	St. Lucie County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,006.00 (+106.74%)	$121,200 (+8.7%) Land $69,500 Building $51,700	$121,200 (+8.7%) Land $69,500 Building $51,700
2024	$1,454.00 (+2.68%)
2023	$1,416.00 (+23.13%)	$111,500 (+249.68%) Land $62,700 Building $48,800	$111,500 (+43.5%) Land $62,700 Building $48,800
2022	$1,150.00	$31,886	$77,700 Land $46,100 Building $31,600

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 15, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 23 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	23 in force
Nearby Flood Claims	1 (1995)
Most Recent Claim	Oct 1995 · Severe Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FT. PIERCE UTILITIES AUTHORITY serves 58,000 people · EPA ID FL4560490
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	12 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 249 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Starlink Satellite	280 / 30

May also be available: AT&T, FPUAnet Communications, T-Mobile, Verizon.

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