304 N 15th St, Erwin, NC 28339 Property Records

Harnett County property record for 304 N 15th St, Erwin, NC 28339

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,044 sqft · built 2007
Lot Size0.21 acres (9,148 sqft)
OwnerIndividual Name on Record
Last Sale$192,000 (Sep 2023)
Tax Bill$1,845 (2025)
Deeds & MortgagesSep 2021 Second Mortgage
Apr 2021 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN06059710040004

Property Details

APN / Parcel Number

Primary APN06059710040004
Alternative APNs
  • 1500024153
  • 1500058848

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,044 sqft Heated Area
Gross Area1,632 sqft
1st Floor Area1,044 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2007
Exterior MaterialAluminum/Vinyl
Foundation TypeFooting
Roof MaterialComposition Shingle
Lot Area9,148 sqft (0.21 acres)
Lot Dimensions144 ft deep x 71 ft wide
PorchPorch
Porch Area120 sqft
Patio Area174 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump
Heating FuelElectric

Location & Zoning

Account Number1500058848
Street Address304 N 15TH ST
CityERWIN
StateNC
Zip28339-1300
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR10
Legal DescriptionLOT#121 ERWIN MILLS MAP#2008-657
Legal SubdivisionPROCAL CONSTRUCTION
Legal Lot Number121
JurisdictionHARNETT NC
Township / Civil DivisionDUKE
Census Block Group1
Census Block1019
Census Tract70500

Owner

Source: Harnett County records, as of October 20, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address304 N 15TH ST, ERWIN, NC 28339-1300
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 13, 2021Deed of Trust, Mortgage · Stand-Alone Second Mortgage
SPRING EQ LLC
Apr 6, 2021Deed of Trust, Mortgage · FHA Mortgage
FREEDOM MORTGAGE CORP
Sep 22, 2023Warranty Deed, Transfer · FHA Mortgage
ROCKET MORTGAGE LLC
Aug 2, 2017Warranty Deed, Transfer · FHA Mortgage
BANK OF ENGLAND

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 22, 2023 · Amount on Record
Deed SaleSep 22, 2023 · Amount on Record
Prior SaleAug 2, 2017 · Amount on Record
Deed Document Number0042081613
Deed Book / Page4208 / 1613
Record UpdatedJun 8, 2026

September 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHARNETT NC
Property Address304 N 15TH ST, ERWIN, NC 28339-1300
Transaction TypeMortgage
Record UpdatedSep 14, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000021312
DateSep 13, 2021
Book Page4043/419
Instrument2021021312
Lender
NameSPRING EQ LLC
TypeMortgage Company
AddressPHILADELPHIA, PA 19104
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded
Term361 Months
DueOct 1, 2051

April 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHARNETT NC
Property Address304 N 15TH ST, ERWIN, NC 28339-1300
Transaction TypeMortgage
Record UpdatedSep 14, 2023
Title CompanyINSPIRE CLOSING SERVICES LLC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000007605
DateApr 6, 2021
Book Page3963/942
Instrument2021007605
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
AddressBOCA RATON, FL 33431
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term317 Months
DueSep 1, 2047

September 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHARNETT NC
Recording DateSep 22, 2023
Property Address304 N 15TH ST, ERWIN, NC 28339-1300
Document Number0000016104
Book / Page4208 / 1613
Map ReferenceMB 6 PG 87
Instrument DateSep 14, 2023
Instrument2023016104
Transaction TypeTransfer
Record UpdatedOct 9, 2023

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$384.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address189 NOR AM RD, PIKEVILLE, NC 27863-8559

Transferred To (Grantee/Buyer)

NameVerified Name
Address304 N 15TH ST, ERWIN, NC 28339-1300

Mortgage

Document Number0000016105
DateSep 22, 2023
Book Page4208/1615
Instrument2023016105
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueOct 1, 2053

August 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHARNETT NC
Recording DateAug 2, 2017
Property Address304 N 15TH ST, ERWIN, NC 28339-1300
Document Number0000011478
Book / Page003529 / 000023
Instrument DateJul 12, 2017
Instrument11478
Transaction TypeTransfer
Record UpdatedAug 24, 2018
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$230.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address304 N 15TH ST ERWIN NC 283391300, ERWIN, NC 28339-1300

Mortgage

Document Number11479
DateAug 2, 2017
Book Page003529/000026
Instrument11479
Lender
NameBANK OF ENGLAND
TypeBank
AddressLITTLE ROCK, AR 72201
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueAug 1, 2047

Tax Assessment & Valuation

Source: Harnett County assessment roll, as of January 1, 2025

Property Jurisdictions

TypeName
StateNorth Carolina
CountyHarnett County
MunicipalityErwin Town
Unified School DistrictHarnett County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,845.00 (+2.44%)$147,203 (-)$147,203 (-) Land $14,760 Building $132,443
2023$1,801.00$147,203$147,203 Land $14,760 Building $132,443

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 12, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims2 (2016)
Most Recent ClaimOct 2016 · Hurricane Matthew
Claims by Event
  • Hurricane Matthew, Oct 2016 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood0.03% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 133 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Brightspeed
Fiber
2,000 / 2,000
Ripple Fiber
Fiber
2,000 / 2,000
Spectrum
Cable
1,000 / 1,000
T-Mobile
Fixed Wireless
100 / 20

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