304 Mill St, Waverly, TN 37185 Property Records

Humphreys County property record for 304 Mill St, Waverly, TN 37185

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,336 sqft · built 1900
Lot Size	0.277 acres (12,104 sqft)
Owner	Individual Name on File
Last Sale	$91,000 (Oct 2017)
Tax Bill	$1,004 (2025)
Deeds & Mortgages	Oct 2017 Sale
Flood Zone	Zone AE (high risk)
APN	`043064H D 01000`

Property Details

APN / Parcel Number

Primary APN	`043064H D 01000`
Alternative APN	`064H D 01000`

Interior

Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	1,336 sqft Living Area
1st Floor Area	1,336 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1985
Exterior Material	Siding
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	12,104 sqft (0.277 acres)
Lot Dimensions	178 ft deep x 68 ft wide
Garage Type	Detached
Garage Area	448 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Enclosed Porch
Porch Area	268 sqft
Shed	1 Shed
Shed Area	200 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	304 MILL ST
City	WAVERLY
State	TN
Zip	37185-1525
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DISTRICT: 02, COUNTY AREA: W06
Jurisdiction	HUMPHREYS TN
Township / Civil Division	3
Census Block Group	1
Census Block	1044
Census Tract	130300

Owner

304 Mill St is owned and occupied by an individual who bought it in October 2017.

Source: Humphreys County records, as of January 26, 2026

Owner of Record	Individual Name on File
Mailing Address	304 MILL ST, WAVERLY, TN 37185-1525
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 18, 2017 · Amount on File
Deed Sale	Oct 18, 2017 · Amount on File
Deed Document Number	17002622
Deed Book / Page	205 / 0771
Record Updated	Jun 8, 2026

October 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HUMPHREYS TN
Recording Date	Oct 18, 2017
Property Address	304 MILL ST, WAVERLY, TN 37185-1525
Document Number	0000002622
Book / Page	000205 / 000771
Instrument Date	Oct 17, 2017
Instrument	2622
Transaction Type	Transfer
Record Updated	Oct 26, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$336.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	304 MILL ST WAVERLY TN 371851525, WAVERLY, TN 37185-1525

Tax Assessment & Valuation

The 2025 property tax bill for 304 Mill St was $1,004, down 0.3% from the year before.

Source: Humphreys County assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Humphreys County
Municipality	Waverly City
Unified School District	Humphreys County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,004.00 (-0.3%)	$33,050 (-) Land $2,750 Building $30,300
2024	$1,007.00 (+244.86%)	$33,050 (-) Land $2,750 Building $30,300
2023	$292.00 (+22.18%)	$33,050 (+343.62%) Land $2,750 Building $30,300	$132,200 (+343.62%) Land $11,000 Building $121,200
2022	$239.00	$7,450 Land $2,450 Building $5,000	$29,800 Land $9,800 Building $20,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 304 Mill St in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective September 25, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 22 policies
Nearby Flood Policies	22 in force
Nearby Flood Claims	70 (1984–2021)
Claims Outside the SFHA	3 of 70
Most Recent Claim	Aug 2021 · Severe Storm And Flooding
Claims by Event	Severe Storm And Flooding, Aug 2021 · 25 claims Severe Storms, Flooding, Landslides, And Mudslides, Feb 2019 · 13 claims Severe Storms, Flooding, Straight-line Winds, And Tornadoes, May 2010 · 23 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 304 Mill St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 72% of Tennessee
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WAVERLY WATER DEPARTMENT serves 9,270 people · EPA ID TN0000733
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 212 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Meriwether Lewis Connect Fiber	1,000 / 1,000
GigFire Fiber · Fixed Wireless	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20