Talbot County property record for 304 Mill St, Saint Michaels, MD 21663
| Property Type | Commercial |
|---|---|
| Lot Size | 1.44 acres (62,726 sqft) |
| Owner | Company Name on File |
| Tax Bill | $23,568 (2026) |
| Deeds & Mortgages | Jan 2024 Sale |
| Flood Zone | Zone AE (high risk) |
| APN | 02-103621 |
| Primary APN | 02-103621 |
|---|---|
| Alternative APNs |
|
| Lot Area | 62,726 sqft (1.44 acres) |
|---|---|
| Shed | 1 Shed |
| Shed Area | 336 sqft |
| Boat Access | Boat Access |
| Sewer | Connected |
|---|
| Account Number | 103621 |
|---|---|
| Street Address | 303 MILL ST |
| City | ST MICHAELS |
| State | MD |
| Zip | 21663 |
| Property Category | Commercial |
| Property Type | Commercial > Retail |
| Legal Description | LOT 1.44 AC N/S MILL ST ST MICHAELS |
| Jurisdiction | TALBOT MD |
| Township / Civil Division | 2, ST. MICHAELS |
| Census Block Group | 2 |
| Census Block | 2007 |
| Census Tract | 960700 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the St. Michaels Historic District listed 1986 · 300 contributing resources · NRIS 86002427 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
304 Mill St, a commercial property, is owned by a company.
Source: Talbot County records, as of September 29, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 213 N TALBOT ST, SAINT MICHAELS, MD 21663-2103 |
| Owner Type | Company |
| Vesting | Company |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | TALBOT MD |
| Recording Date | Jan 9, 2024 |
| Property Address | 304 MILL ST, ST MICHAELS, MD 21663 |
| Document Number | 0030930228 |
| Book / Page | 3093 / 228 |
| Map Reference | LB 11 FO 74 |
| Instrument Date | Jan 5, 2024 |
| Transaction Type | Transfer |
| Record Updated | Jan 24, 2024 |
| Title Company | NOT AVAILABLE, VENTURE TITLE COMPANY LLC |
| Amount | Amount on Record |
|---|---|
| Tax | $14,750.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 213 N TALBOT ST, SAINT MICHAELS, MD 21663-2103 |
The 2026 property tax bill for 304 Mill St was $23,568, up 22% from the year before.
Source: Talbot County assessment roll, as of September 29, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Talbot County |
| Municipality | St. Michaels Town |
| Unified School District | Talbot County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $23,568.00 (+22.01%) | $1,851,100 | $2,427,500 Land $2,250,000 Building $177,500 |
| 2025 | $19,316.00 | ||
| 2023 | $17,353.00 | $1,447,900 | $1,562,900 Land $1,400,000 Building $162,900 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 304 Mill St in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 6.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 132 individual policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 140 units insured incl. 8 condo units |
| Nearby Flood Claims | 42 (1978–2024) |
| Claims Outside the SFHA | 13 of 42 |
| Most Recent Claim | Jan 2024 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 304 Mill St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.8% of the US · lower than 99.8% of Maryland |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF TRAPPE serves 1,200 people · EPA ID MD0200007 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2025 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 311 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Breezeline Fiber · Cable in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: T-Mobile.
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