304 McVea Dr, Douglas, MI 49406 Property Records

Allegan County property record for 304 McVea Dr, Douglas, MI 49406

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,088 sqft · built 2000
Lot Size	0.366 acres (15,943 sqft)
Owner	2 Individual Names on File
Last Sale	$600,000 (Nov 2020)
Tax Bill	$14,604 (2025)
Deeds & Mortgages	Oct 2025 Transfer Oct 2025 Transfer + 3 more
Flood Zone	Zone X (minimal risk)
APN	`59-450-003-00`

Property Details

APN / Parcel Number

Primary APN	`59-450-003-00`
Alternative APN	`03-59-450-003-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,088 sqft Living Area
1st Floor Area	2,088 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Architectural Style	Ranch
Exterior Material	Wood
Foundation Type	No Foundation
Lot Area	15,943 sqft (0.366 acres)
Lot Dimensions	169 ft deep x 75 ft wide
Garage Area	533 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	304 MCVEA DR
City	DOUGLAS
State	MI
Zip	49406-5226
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-2 RESIDE
Legal Description	LOT 3 MC VEA PLAT SEC 17 T3N R16W.
Legal Range	16W
Legal Township	03N
Legal Section	17
Legal Subdivision	MCVEA PLAT
Legal Lot Number	3
Jurisdiction	ALLEGAN MI
Township / Civil Division	DOUGLAS
Census Block Group	1
Census Block	1019
Census Tract	30801

Owner

304 McVea Dr is owned and occupied by two individuals who acquired it in October 2025.

Source: Allegan County records, as of September 9, 2026

Owner of Record	2 Individual Names on File
Mailing Address	304 MCVEA DR, DOUGLAS, MI 49406-5226
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Life Estate

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 9, 2025	Intrafamily Transfer, Transfer
Oct 9, 2025	Intrafamily Transfer, Transfer
Jun 21, 2023	Quit Claim Deed, Transfer Quitclaim
Jan 4, 2021	Deed of Trust, Mortgage · Line of Credit OLD NATIONAL BANK
Nov 2, 2020	Warranty Deed, Transfer CHICAGO TITLE MERIDIAN, CHICAGO TITLE OF MICHIGAN IN

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 2, 2020 · Amount on File
Deed Sale	Nov 2, 2020 · Amount on File
Prior Sale	Oct 14, 2015 · Amount on File
Deed Book / Page	4532 / 358
Last Transfer Date	Oct 7, 2025
Transfer Doc	005076/365
Record Updated	Oct 29, 2026

October 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ALLEGAN MI
Recording Date	Oct 9, 2025
Property Address	304 MCVEA DR, DOUGLAS, MI 49406-5226
Document Number	005076/363
Book / Page	5076 / 363
Map Reference	LB 10 PG 62
Instrument Date	Oct 7, 2025
Instrument	2025016336
Transaction Type	Transfer
Record Updated	Oct 22, 2025

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	304 MCVEA DR, DOUGLAS, MI 49406-5226

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	304 MCVEA DR, DOUGLAS, MI 49406-5226

October 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ALLEGAN MI
Recording Date	Oct 9, 2025
Property Address	304 MCVEA DR, DOUGLAS, MI 49406-5226
Document Number	005076/365
Book / Page	5076 / 365
Map Reference	LB 10 PG 62
Instrument Date	Oct 7, 2025
Instrument	2025016337
Transaction Type	Transfer
Record Updated	Oct 22, 2025

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	304 MCVEA DR, DOUGLAS, MI 49406-5226

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	304 MCVEA DR, DOUGLAS, MI 49406-5226

June 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ALLEGAN MI
Recording Date	Jun 21, 2023
Property Address	304 MCVEA DR, DOUGLAS, MI 49406-5226
Document Number	004865/524
Book / Page	4865 / 524
Map Reference	LB 10 PG 62
Instrument Date	May 1, 2023
Instrument	2023008962
Transaction Type	Transfer
Record Updated	Jul 6, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	304 MCVEA DR, DOUGLAS, MI 49406-5226

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALLEGAN MI
Property Address	304 MCVEA DR, DOUGLAS, MI 49406-5226
Transaction Type	Mortgage
Record Updated	Aug 3, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	4558/901
Date	Jan 4, 2021
Book Page	4558/901

Lender

Name	OLD NATIONAL BANK
Type	Bank
Address	GRAND RAPIDS, MI 49546

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	359 Months
Due	Dec 25, 2050

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ALLEGAN MI
Recording Date	Nov 2, 2020
Property Address	304 MCVEA DR, DOUGLAS, MI 49406-5226
Document Number	4532/358
Book / Page	4532 / 358
Map Reference	LB 10 PG 62
Instrument Date	Oct 29, 2020
Transaction Type	Transfer
Record Updated	Aug 3, 2021
Title Company	CHICAGO TITLE MERIDIAN, CHICAGO TITLE OF MICHIGAN IN

Transaction

Amount	Amount on Record
Tax	$5,160.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2721 LANE RD, 2721, COLUMBUS, OH 43220-2801

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2616 ELMWOOD DR SE, GRAND RAPIDS, MI 49506-4259

Tax Assessment & Valuation

The 2025 property tax bill for 304 McVea Dr was $14,604 with a homeowner's exemption, up 5.3% from the year before.

Source: Allegan County assessment roll, as of September 9, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Allegan County
Municipality	Douglas City
Unified School District	Saugatuck Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$524,000 (+21.75%) Land $106,700 Building $417,300	$1,048,000 (+21.75%) Land $213,400 Building $834,600
2025	$14,604.00 (+5.28%) Homeowner's exemption	$430,400 Land $82,300 Building $348,100	$860,800 Land $164,600 Building $696,200
2024	$13,872.00
2023		$348,000 (+21.81%) Land $67,500 Building $280,500	$696,000 (+21.81%) Land $135,000 Building $561,000
2022	$11,555.00 Homeowner's exemption	$285,700 Land $67,500 Building $218,200	$571,400 Land $135,000 Building $436,400
2020	$11,496.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 304 McVea Dr in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2019.

Source: FEMA National Flood Hazard Layer, effective June 21, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 11 individual policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	73 units insured incl. 62 condo units
Nearby Flood Claims	2 (2019–2020)
Most Recent Claim	Apr 2020 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 304 McVea Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	KALAMAZOO LAKE SEWER & WATER AUTHORITY serves 5,000 people · EPA ID MI0003525
Water Source	Groundwater
Last State Inspection	Jun 2021
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	No certified operator Jul 2025
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 116 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20

May also be available: Frontier.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on McVea Dr

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