304 McPherson Dr, Laredo, TX 78041 Property Records

Webb County property record for 304 McPherson Dr, Laredo, TX 78041

Property Summary

Property Type	Single Family Home
Details	3,424 sqft · built 1968
Lot Size	0.354 acres (15,400 sqft)
Owner	Individual Name on Record
Last Sale	$189,800 (Nov 2021)
Tax Bill	$1,511 (2024)
Deeds & Mortgages	Jan 2022 Mortgage Nov 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`909-00022-363`

Property Details

APN / Parcel Number

Primary APN	`909-00022-363`
Alternative APN	`210770`

Interior

Stories	2 Stories
Building Area	3,424 sqft Living Area
Gross Area	4,024 sqft
1st Floor Area	1,832 sqft

Exterior

Year Built	Built 1968
Effective Year Built	Effective 1968
Exterior Material	Brick Veneer
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	15,400 sqft (0.354 acres)
Lot Dimensions	140 ft deep x 110 ft wide
Garage Type	Attached
Garage Area	600 sqft
Parking Spaces	2 Parking Spaces
Pool Area	570 sqft
Storage Building	160 sqft

Location & Zoning

Street Address	304 MCPHERSON DR
City	LAREDO
State	TX
Zip	78041-2714
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS
Legal Description	LOT 363 BLK 22 DEL MAR HILLS SUBDIVISION SECT 1 AREA C
Legal Subdivision	DEL MAR
Legal Block	22
Legal Lot Number	363
Jurisdiction	WEBB TX
Township / Civil Division	LAREDO
Census Block Group	3
Census Block	3014
Census Tract	1709

Owner

Source: Webb County records, as of October 20, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	304 MCPHERSON DR, LAREDO, TX 78041-2714
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 26, 2022	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA
Nov 1, 2021	RICARDO RAMIREZ

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 1, 2021 · Amount on Record
Deed Sale	Nov 1, 2021 · Amount on Record
Deed Document Number	20211447173
Deed Book / Page	5143 / 193
Record Updated	Jun 8, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WEBB TX
Property Address	304 MCPHERSON DR, LAREDO, TX 78041-2714
Transaction Type	Mortgage
Record Updated	Feb 4, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	005199/260
Date	Jan 26, 2022
Book Page	5199/260
Instrument	1455974

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	121 Months
Due	Feb 1, 2032

November 2021:

Jurisdiction	WEBB TX
Recording Date	Nov 1, 2021
Property Address	304 MCPHERSON DR, LAREDO, TX 78041-2714
Document Number	5143/193
Book / Page	5143 / 193
Map Reference	VOL 2 PG 178
Instrument Date	Nov 1, 2021
Instrument	1447173
Record Updated	Nov 11, 2021

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	304 MCPHERSON DR, LAREDO, TX 78041-2714
Investor	Possibly a Property Investor

Mortgage

Date	Nov 1, 2021

Lender

Name	RICARDO RAMIREZ
Type	Private Party

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: Webb County assessment roll, as of October 20, 2025

Property Jurisdictions

Type	Name
State	Texas
Municipality	Laredo City
County	Webb County
Unified School District	United Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$384,556 (+8.6%) Land $186,186 Building $198,370	$384,556 (+8.6%) Land $186,186 Building $198,370
2024	$1,511.00 (-9.79%)
2023		$354,118 Land $171,248 Building $182,870	$354,118 Land $171,248 Building $182,870
2022	$1,675.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 11 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	11 in force
Nearby Flood Claims	2 (2007–2017)
Claims Outside the SFHA	2 of 2
Most Recent Claim	May 2017 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LAREDO serves 260,046 people · EPA ID TX2400001
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli not recorded as resolved · May 2026 Total trihalomethanes resolved · Jan 2017
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 586 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, Smartcom Telephone.

Nearby Properties on McPherson Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures