Placer County property record for 304 McCartney Ct, Lincoln, CA 95648
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,525 sqft · built 1999 |
| Lot Size | 0.172 acres (7,500 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $254,500 (Mar 2011) |
| Tax Bill | $1,680 (2025) |
| Deeds & Mortgages | Jul 2026 Mortgage May 2022 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 021-600-014-000 |
| Primary APN | 021-600-014-000 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Building Area | 2,525 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1999 |
|---|---|
| Effective Year Built | Effective 1999 |
| Architectural Style | Bungalow |
| Construction Type | Frame |
| Lot Area | 7,500 sqft (0.172 acres) |
| Garage Area | 579 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Type | In-Ground Pool |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 304 MCCARTNEY CT |
|---|---|
| City | LINCOLN |
| State | CA |
| Zip | 95648-1689 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | L14 LAEHR ESTATES #3-II R-18 |
| Legal Subdivision | LAEHR ESTATES |
| Legal Lot Number | 14 |
| Jurisdiction | PLACER CA |
| Township / Civil Division | LINCOLN |
| Census Block Group | 1 |
| Census Block | 1005 |
| Census Tract | 23900 |
Source: Placer County records, as of October 12, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 304 MCCARTNEY CT, LINCOLN, CA 95648-1689 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Single Person |
| Date | Document |
|---|---|
| Jul 30, 2026 | Deed of Trust, Mortgage · VA Mortgage AMERISAVE MORTGAGE CORPORATION |
| May 2, 2022 | Deed of Trust, Mortgage · VA Mortgage PATRIOT HOME MORTGAGE |
| Mar 1, 2021 | Deed of Trust, Mortgage · VA Mortgage INTERCONTINENTAL CAPITAL GROUP INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 11, 2011 · Amount on Record |
| Deed Sale | Mar 11, 2011 · Amount on Record |
| Prior Sale | Aug 9, 2005 · Amount on Record |
| Deed Document Number | 201119977 |
| Prior Transfer Date | Jul 29, 2002 |
| Prior Transfer Doc | 0000088379 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PLACER CA |
| Recording Date | Jul 30, 2026 |
| Property Address | 304 MCCARTNEY CT, LINCOLN, CA 95648-1689 |
| Document Number | 0000044048 |
| Instrument Date | Jul 24, 2026 |
| Instrument | 202644048 |
| Transaction Type | Mortgage |
| Record Updated | Aug 12, 2026 |
| Title Company | SIMPLE TITLE, SIMPLIFILE |
| Name | Verified Name |
|---|---|
| Relationship | Sole Owner, 167 |
| Address | 304 MCCARTNEY CT, LINCOLN, CA 95648-1689 |
| Document Number | 0000044048, |
|---|---|
| Date | Jul 30, 2026 |
| Instrument | 202644048 |
| Name | AMERISAVE MORTGAGE CORPORATION |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 1, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.49% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PLACER CA |
| Property Address | 304 MCCARTNEY CT, LINCOLN, CA 95648-1689 |
| Transaction Type | Mortgage |
| Record Updated | May 11, 2022 |
| Name | Verified Name |
|---|---|
| Address | 304 MCCARTNEY CT, LINCOLN, CA 95648-1689 |
| Document Number | 0000037845 |
|---|---|
| Date | May 2, 2022 |
| Instrument | 2022-0037845 |
| Name | PATRIOT HOME MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | SAINT GEORGE, UT 84770 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PLACER CA |
| Property Address | 304 MCCARTNEY CT, LINCOLN, CA 95648-1689 |
| Transaction Type | Mortgage |
| Record Updated | Mar 12, 2021 |
| Title Company | PACIFIC COAST TITLE COMPANY |
| Name | Verified Name |
|---|---|
| Address | 304 MCCARTNEY CT, LINCOLN, CA 95648-1689 |
| Document Number | 0000028433 |
|---|---|
| Date | Mar 1, 2021 |
| Instrument | 2021-0028433 |
| Name | INTERCONTINENTAL CAPITAL GROUP INC |
|---|---|
| Type | Mortgage Company |
| Address | MELVILLE, NY 11747 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 357 Months |
| Due | Dec 1, 2050 |
Source: Placer County assessment roll, as of July 13, 2026
| Type | Name |
|---|---|
| State | California |
| County | Placer County |
| Municipality | Lincoln City |
| Unified School District | Western Placer Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $332,565 (+2%) Land $65,333 Building $267,232 | |
| 2025 | $1,680.00 (-2.33%) Disabled Person's exemption Veteran's exemption | $326,045 (+4.04%) Land $64,052 Building $261,993 |
| 2023 | $1,720.00 (-3.37%) Disabled Person's exemption Veteran's exemption | $313,386 Land $61,566 Building $251,820 |
| 2022 | $1,780.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.8% of the US · lower than 99.8% of California |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF LINCOLN serves 56,268 people · EPA ID CA3110004 |
|---|---|
| Water Source | Purchased surface water from PLACER CWA - FOOTHILL |
| Last State Inspection | Jan 2025 |
| Lead | Under 1 ppb (2025–2027) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 517 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Fidium Fiber Fiber | 2,000 / 2,000 |
| Astound Broadband Cable · Fiber in parts of the area | 1,500 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| Corridor Wireless Fixed Wireless | 100 / 100 |
| Cal.net Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
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