304 Maplewood Dr, Morganton, NC 28655 Property Records

Burke County property record for 304 Maplewood Dr, Morganton, NC 28655

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,097 sqft · built 1966
Lot Size	1.08 acres (47,045 sqft)
Owner	2 Individual Names on File
Last Sale	$225,000 (May 2021)
Tax Bill	$1,482 (2026)
Deeds & Mortgages	Aug 2022 Mortgage May 2021 Sale & Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`1794389212`

Property Details

APN / Parcel Number

Primary APN	`1794389212`
Alternative APN	`8438`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,097 sqft Living Area
1st Floor Area	1,527 sqft
Basement Area	957 sqft
Finished Basement	382 sqft
Unfinished Basement	957 sqft
Utility Room	Utility Room
Flooring	Wood
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1966
Effective Year Built	Effective 1990
Architectural Style	Ranch
Exterior Material	Brick Veneer
Foundation Type	Masonry
Roof Material	Asphalt
Lot Area	47,045 sqft (1.08 acres)
Garage Type	Carport
Garage Area	420 sqft
Carport	Carport
Carport Area	420 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	800 sqft
Pool House	192 sqft
Porch	Slab
Porch Area	162 sqft
Patio Area	130 sqft
Gazebo	44 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Septic
Water Source	Commercial

Location & Zoning

Street Address	304 MAPLEWOOD DR
City	MORGANTON
State	NC
Zip	28655-9047
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	LOW INTENS
Legal Description	304 MAPLEWOOD DR MORGANTON, NC 28655
Legal Subdivision	COUNCIL OAKS ESTATES
Jurisdiction	BURKE NC
Township / Civil Division	QUAKER MEADOWS
Census Block Group	2
Census Block	2018
Census Tract	20202

Owner

304 Maplewood Dr is owned and occupied by two individuals who bought it in May 2021.

Source: Burke County records, as of October 12, 2026

Owner of Record	2 Individual Names on File
Mailing Address	304 MAPLEWOOD DR, MORGANTON, NC 28655-9047
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 9, 2022	Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE LLC
May 18, 2021	Warranty Deed, Transfer · Line of Credit MORGANTON SAVINGS BANK SSB

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 18, 2021 · Amount on File
Deed Sale	May 18, 2021 · Amount on File
Prior Sale	Jun 25, 2010 · Amount on File
Deed Document Number	20215750
Deed Book / Page	2541 / 608
Prior Transfer Date	May 31, 2012
Prior Transfer Doc	0020260627
Record Updated	Oct 29, 2026

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BURKE NC
Property Address	304 MAPLEWOOD DR, MORGANTON, NC 28655-9047
Transaction Type	Mortgage
Record Updated	Aug 17, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0026390190
Date	Aug 9, 2022
Book Page	2639/190
Instrument	2021024443

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2052

May 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BURKE NC
Recording Date	May 18, 2021
Property Address	304 MAPLEWOOD DR, MORGANTON, NC 28655-9047
Document Number	0025410608
Book / Page	2541 / 608
Map Reference	MB 4 PG 86
Instrument Date	May 13, 2021
Instrument	2021005750
Transaction Type	Transfer
Record Updated	Oct 20, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$450.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	304 MAPLEWOOD DR, MORGANTON, NC 28655-9047

Mortgage

Document Number	2021005751
Date	May 18, 2021
Instrument	2021005751

Lender

Name	MORGANTON SAVINGS BANK SSB
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 304 Maplewood Dr was $1,482, up 0.3% from the year before.

Source: Burke County assessment roll, as of October 12, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Burke County
Municipality	Morganton City
Unified School District	Burke County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,482.00 (+0.34%)	$248,732 (-) Land $29,912 Building $218,820	$248,732 (-) Land $29,912 Building $218,820
2025	$1,477.00	$248,732 Land $29,912 Building $218,820	$248,732 Land $29,912 Building $218,820
2023	$1,480.00	$248,732 Land $29,912 Building $218,820	$248,732 Land $29,912 Building $218,820

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 304 Maplewood Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2003.

Source: FEMA National Flood Hazard Layer, effective June 28, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	1 (2003)
Most Recent Claim	Apr 2003 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 304 Maplewood Dr is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MORGANTON serves 27,221 people · EPA ID NC0112015
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 144 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Compas X-Stream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

Cell Coverage

5G (outdoors only) and 4G LTE

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