Ocean County and Lacey Township property record for 304 Mainsail Ct, Forked River, NJ 08731
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,634 sqft · built 1969 |
| Lot Size | 0.207 acres (8,999 sqft) |
| Owner | Individual Name on File |
| Last Sale | $271,000 (Aug 2019) |
| Tax Bill | $6,753 (2025) |
| Deeds & Mortgages | Nov 2025 Line of Credit Nov 2021 Mortgage + 2 more |
| Flood Zone | Zone X (moderate risk) |
| APN | 13-00451-0000-00013 |
| Primary APN | 13-00451-0000-00013 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,634 sqft Living Area |
| 1st Floor Area | 1,634 sqft |
| Year Built | Built 1969 |
|---|---|
| Effective Year Built | Effective 1969 |
| Architectural Style | Ranch |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asbestos |
| Lot Area | 8,999 sqft (0.207 acres) |
| Lot Dimensions | 90 ft deep x 100 ft wide |
| Garage Type | Attached |
| Parking Spaces | 1 Parking Space |
| Porch | Open Porch |
| Deck Area | Deck Area |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Account Number | 00039708 |
|---|---|
| Street Address | 304 MAINSAIL CT |
| City | FORKED RIVER |
| State | NJ |
| Zip | 08731-2814 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-75 |
| Legal Description | 100 X 90 |
| Legal Subdivision | FORKED RIVER ESTATES |
| Legal Block | 451 |
| Legal Lot Number | 13 |
| Jurisdiction | OCEAN NJ |
| Township / Civil Division | LACEY |
| Census Block Group | 2 |
| Census Block | 2008 |
| Census Tract | 732101 |
Source: Ocean County and Lacey Township records, as of October 5, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 304 MAINSAIL CT, FORKED RIVER, NJ 08731-2814 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 26, 2025 | Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC |
| Nov 3, 2021 | Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA |
| Jul 6, 2017 | Deed of Trust, Mortgage · ARM MANUFACTURERS & TRADERS TRT CO |
| Aug 7, 2019 | Deed, Transfer · Conventional Mortgage JPMORGAN CHASE BANK NA |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 7, 2019 · Amount on File |
| Deed Sale | Aug 7, 2019 · Amount on File |
| Prior Sale | Oct 26, 1990 · Amount on File |
| Deed Document Number | 201975804 |
| Deed Book / Page | 17562 / 545 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OCEAN NJ |
| Property Address | 304 MAINSAIL CT, FORKED RIVER, NJ 08731-2814 |
| Transaction Type | Mortgage |
| Record Updated | Dec 15, 2025 |
| Name | Verified Name |
|---|
| Document Number | 0202090905 |
|---|---|
| Date | Nov 26, 2025 |
| Book Page | 20209/905 |
| Instrument | 2025094361 |
| Name | FIGURE LENDING LLC |
|---|---|
| Type | Mortgage Company |
| Address | CHARLOTTE, NC 28202 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Dec 16, 2055 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OCEAN NJ |
| Property Address | 304 MAINSAIL CT, FORKED RIVER, NJ 08731-2814 |
| Transaction Type | Mortgage |
| Record Updated | Nov 17, 2021 |
| Title Company | AMROCK INC, AMROCK LLC |
| Name | Verified Name |
|---|
| Document Number | 0187550446 |
|---|---|
| Date | Nov 3, 2021 |
| Book Page | 18755/446 |
| Instrument | 2021156926 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43240 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Nov 1, 2036 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OCEAN NJ |
| Property Address | 304 MAINSAIL CT, FORKED RIVER, NJ 08731-2814 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | AMERICAN TITLE |
| Name | Verified Name |
|---|
| Document Number | 0167911112 |
|---|---|
| Date | Jul 6, 2017 |
| Book Page | 16791/1112 |
| Instrument | 2017068383 |
| Name | MANUFACTURERS & TRADERS TRT CO |
|---|---|
| Type | Funding / Finance Company |
| Type | ARM |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Adjustable | Adjustable Rate Rider |
| Index | LIBOR |
| Document Type | Deed |
|---|---|
| Jurisdiction | OCEAN NJ |
| Recording Date | Aug 7, 2019 |
| Property Address | 304 MAINSAIL CT, FORKED RIVER, NJ 08731-2814 |
| Document Number | 0175620545 |
| Book / Page | 17562 / 0545 |
| Instrument Date | Jul 25, 2019 |
| Instrument | 2019075804 |
| Transaction Type | Transfer |
| Record Updated | Nov 3, 2021 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,488.80 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 6723 ALBATROSS LN, 6723, HUDSON, FL 34667-1671 |
| Name | Verified Name |
|---|---|
| Address | 304 MAINSAIL CT, FORKED RIVER, NJ 08731-2814 |
| Document Number | 2019075805 |
|---|---|
| Date | Aug 7, 2019 |
| Instrument | 2019075805 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 1, 2049 |
Source: Ocean County and Lacey Township assessment roll, as of July 7, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Ocean County |
| County Subdivision | Lacey Township |
| Unified School District | Lacey Township School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $246,900 (-) Land $102,500 Building $144,400 | $246,900 (-) Land $102,500 Building $144,400 | |
| 2025 | $6,753.00 (+7.94%) | $246,900 (-) Land $102,500 Building $144,400 | $246,900 (-) Land $102,500 Building $144,400 |
| 2024 | $6,256.00 (+11.97%) | ||
| 2023 | $246,900 Land $102,500 Building $144,400 | $246,900 Land $102,500 Building $144,400 | |
| 2022 | $5,587.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 16, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 7 in force |
| Nearby Flood Claims | 1 (2014) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Aug 2014 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LACEY TWP MUA serves 29,000 people · EPA ID NJ1512001 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2024 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Jul 2023 |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 289 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures