304 Main St, Winthrop, MA 02152 Property Records

Suffolk County and Winthrop Town City property record for 304 Main St, Winthrop, MA 02152

Property Summary

Property Type	Duplex
Details	2 bd · 2 ba · 1,353 sqft · built 1920
Lot Size	0.123 acres (5,360 sqft)
Owner	Individual Name on File
Last Sale	$410,000 (Nov 2018)
Tax Bill	$6,403 (2026)
Deeds & Mortgages	Nov 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`WINT M:055 L:043`

Property Details

APN / Parcel Number

Primary APN	`WINT M:055 L:043`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	10 Rooms
Units	2 Units
Stories	2 Stories
Building Area	1,353 sqft Living Area
Gross Area	3,049 sqft
Basement Area	947 sqft
Unfinished Basement	947 sqft

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Architectural Style	Other
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	5,360 sqft (0.123 acres)

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Street Address	304 MAIN ST
City	WINTHROP
State	MA
Zip	02152-1927
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Legal Lot Number	43
Jurisdiction	WINTHROP MA
Township / Civil Division	WINTHROP TOWN
Census Block Group	1
Census Block	1013
Census Tract	180200

Owner

304 Main St, a duplex, is owned by an individual who bought it in November 2018.

Source: Suffolk County and Winthrop Town City records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	9 BELLEVUE AVE, WINTHROP, MA 02152-2202
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 16, 2018 · Amount on File
Deed Sale	Nov 16, 2018 · Amount on File
Prior Sale	Jan 30, 1995 · Amount on File
Deed Book / Page	60420 / 166
Transfer Doc	060420-166
Record Updated	Oct 29, 2026

November 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WINTHROP MA
Recording Date	Nov 16, 2018
Property Address	304 MAIN ST, WINTHROP, MA 02152-1927
Document Number	60420-166
Book / Page	60420 / 166
Instrument	99992
Transaction Type	Transfer
Record Updated	Jun 10, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$49.70
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	604200169
Date	Nov 16, 2018
Instrument	60420/0169

Lender

Name	LEADER BANK NA
Type	Bank

Agreement

Amount	Amount on Record
Term	360 Months
Due	Nov 16, 2048

Tax Assessment & Valuation

The 2026 property tax bill for 304 Main St was $6,403, up 16.9% from the year before.

Source: Suffolk County and Winthrop Town City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Suffolk County
Municipality	Winthrop Town City
Unified School District	Winthrop School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,403.00 (+16.91%)	$574,800 (+8.31%) Land $334,600 Building $240,200	$735,258
2025	$5,477.00 (+0.11%)	$530,700 (+1.09%) Land $318,600 Building $212,100
2024	$5,471.00 (+3.4%)	$525,000 (+6.17%) Land $306,200 Building $218,800
2023	$5,291.00	$494,500 Land $280,300 Building $214,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 304 Main St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective January 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 39 individual policies
Nearby Flood Policies	43 units insured incl. 4 condo units
Nearby Flood Claims	50 (1978–2024)
Claims Outside the SFHA	10 of 50
Most Recent Claim	Jan 2024 · tidal / storm surge
Claims by Event	Severe Storms And Flooding, Mar 2010 · 2 claims Coastal Storm, Oct 1991 · 2 claims Coastal Storms, Flood, Ice & Snow, Feb 1978 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 304 Main St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WINTHROP WATER DIVISION, (MWRA) serves 19,316 people · EPA ID MA3346000
Water Source	Purchased surface water from MWRA
Last State Inspection	Dec 2023
Lead	8 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 759 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable · Fiber in parts of the area	2,000 / 2,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Netafy, T-Mobile.

Nearby Properties on Main St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures