304 Main St, West Point, KY 40177 Property Records

Hardin County property record for 304 Main St, West Point, KY 40177

Property Summary

Property Type	Commercial
Lot Size	1 acres (43,560 sqft)
Owner	Company Name on File
Tax Bill	$1,680 (2025)
Deeds & Mortgages	Dec 2021 Sale & Mortgage Oct 2021 Sale & Mortgage
Flood Zone	Zone AE (high risk)
APN	`158-10-02-041`

Property Details

APN / Parcel Number

Primary APN	`158-10-02-041`

Exterior

Lot Area	43,560 sqft (1 acres)

Location & Zoning

Street Address	304 MAIN ST
City	WEST POINT
State	KY
Zip	40177-1403
Property Category	Commercial
Property Type	Commercial > Retail
Legal Description	DIST:09 CITY/MUNI/TWP:WEST POINT (CITY - IND SCHOOL)
Legal Subdivision	WEST POINT PLAN
Legal Lot Number	88
Jurisdiction	HARDIN KY
Township / Civil Division	WEST POINT
Census Block Group	1
Census Block	1034
Census Tract	100

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the West Point Historic District listed 1996 · 76 contributing resources · NRIS 96001344

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

304 Main St, a commercial property, is owned by a company.

Source: Hardin County records, as of January 16, 2026

Owner of Record	Company Name on File
Mailing Address	155 P POOLE LN, BROOKS, KY 40109-5021
Owner Type	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 22, 2021	Land Contract, Transfer · Land Contract NOT AVAILABLE
Oct 12, 2021	Contract Sale, Transfer · Land Contract NOT AVAILABLE

Assessor's Deed Record

Deed Names	Name on Deed
Deed Document Number	0000152124
Record Updated	Jun 8, 2026

December 2021: Land Contract, Transfer

Document Type	Land Contract
Jurisdiction	HARDIN KY
Recording Date	Dec 22, 2021
Property Address	304 MAIN ST, WEST POINT, KY 40177-1403
Document Number	001525/973
Book / Page	1525 / 973
Instrument Date	Dec 17, 2021
Transaction Type	Transfer
Record Updated	Nov 16, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	304 MAIN ST APT 3, 3, WEST POINT, KY 40177-1403

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	563 SAINT ANDREWS RD, BRANDENBURG, KY 40108-7161

Mortgage

Date	Dec 22, 2021

Lender

Name	NOT AVAILABLE

Agreement

Type	Land Contract
Amount	Amount on Record
Term	133 Months
Due	Dec 31, 2032

Interest

Rate	4%

October 2021: Contract Sale, Transfer

Document Type	Contract Sale
Jurisdiction	HARDIN KY
Recording Date	Oct 12, 2021
Property Address	304 MAIN ST, WEST POINT, KY 40177-1403
Document Number	1521/24
Book / Page	1521 / 24
Instrument Date	Oct 6, 2021
Transaction Type	Transfer
Record Updated	Oct 27, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1114 HIGH ST, 1114, BRANDENBURG, KY 40108-1500

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	155 P POOLE LN, BROOKS, KY 40109-5021

Mortgage

Date	Oct 12, 2021

Lender

Name	NOT AVAILABLE

Agreement

Type	Land Contract
Amount	Amount on Record

Interest

Rate	4%

Tax Assessment & Valuation

The 2025 property tax bill for 304 Main St was $1,680.

Source: Hardin County assessment roll, as of April 1, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Hardin County
Municipality	West Point City
Unified School District	Hardin County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,680.00	$115,000 Land $15,000 Building $100,000	$115,000 Land $15,000 Building $100,000
2023		$115,000 Land $15,000 Building $100,000	$115,000 Land $15,000 Building $100,000
2021	$1,369.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 304 Main St in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective October 15, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 82 policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	82 in force
Nearby Flood Claims	266 (1978–2026)
Claims Outside the SFHA	5 of 266
Most Recent Claim	Jun 2026 · Severe Storms, Straight-line Winds, Flooding, Landslides, And Mudslides
Claims by Event	Severe Storms, Straight-line Winds, Tornadoes, Flooding, Landslides, And Mudslides, Apr 2025 · 45 claims Severe Storms, Tornadoes, Flooding, Landslides, And Mudslides, Mar 2018 · 43 claims Severe Storm, Flooding, And Tornadoes, Mar 1997 · 100 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 304 Main St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HARDIN CO. WATER DIST #1/FT. KNOX federal government · serves 23,600 people · EPA ID KY0470990
Water Source	Purchased surface water from HARDIN COUNTY WATER DISTRICT #1
Last State Inspection	Apr 2023
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 86 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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