304 Main St, Sumner, NE 68878 Property Records

Dawson County property record for 304 Main St, Sumner, NE 68878

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,040 sqft · built 2004
Lot Size	0.41 acres (17,875 sqft)
Owner	Individual Name on Record
Last Sale	$130,000 (Sep 2016)
Tax Bill	$2,476 (2025)
Deeds & Mortgages	Sep 2025 Mortgage Feb 2024 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`3330-00-0-70002-025-0004`

Property Details

APN / Parcel Number

Primary APN	`3330-00-0-70002-025-0004`
Alternative APN	`240074688`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Plumbing Fixtures	12 Plumbing Fixtures
Stories	1 Story
Building Area	2,040 sqft Living Area
1st Floor Area	2,040 sqft
Basement Area	2,040 sqft
Finished Basement	540 sqft

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Architectural Style	Modular
Exterior Material	Wood
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	17,875 sqft (0.41 acres)
Deck Area	60 sqft

Utilities, Heating & Cooling

Heating System	Heat Pump

Location & Zoning

Street Address	304 MAIN ST
City	SUMNER
State	NE
Zip	68878-7252
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	01-SINGLE
Legal Description	00000139 LOTS 10 THRU 14 INCL & 10FT VACALLEY BLK 25 OT
Legal Subdivision	ORIGINAL TOWN OF SUMNER
Legal Block	25
Legal Lot Number	10-14
Jurisdiction	DAWSON NE
Township / Civil Division	WOOD RIVER
Census Block Group	1
Census Block	1166
Census Tract	968000

Owner

Source: Dawson County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	PO BOX 23, SUMNER, NE 68878-0023
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 11, 2025	Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE LLC
Feb 9, 2024	Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 20, 2016 · Amount on Record
Deed Sale	Sep 20, 2016 · Amount on Record
Deed Document Number	20162868
Record Updated	Sep 20, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DAWSON NE
Property Address	304 MAIN ST, SUMNER, NE 68878-7252
Transaction Type	Mortgage
Record Updated	Oct 15, 2025
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	304 MAIN ST, SUMNER, NE 68878-7252

Mortgage

Document Number	0020252538
Date	Sep 11, 2025
Instrument	2025-2538

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	253 Months
Due	Oct 1, 2046

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DAWSON NE
Property Address	304 MAIN ST, SUMNER, NE 68878-7252
Transaction Type	Mortgage
Record Updated	Mar 19, 2024
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	304 MAIN ST, SUMNER, NE 68878-7252

Mortgage

Document Number	0020240271
Date	Feb 9, 2024
Instrument	2024-0271

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	272 Months
Due	Oct 1, 2046

Tax Assessment & Valuation

Source: Dawson County assessment roll, as of March 16, 2026

Property Jurisdictions

Type	Name
State	Nebraska
County	Dawson County
Municipality	Sumner Village
Unified School District	Sumner-Eddyville-Miller Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$185,353 (+8.25%) Land $1,788 Building $183,565	$185,353 (+8.25%) Land $1,788 Building $183,565
2025	$2,476.00 (-11.57%)	$171,233 (+16.03%) Land $1,788 Building $169,445	$171,233 (+16.03%) Land $1,788 Building $169,445
2023	$2,800.00	$147,572 Land $1,572 Building $146,000	$147,572 Land $1,572 Building $146,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 28, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2008)
Claims Outside the SFHA	1 of 1
Most Recent Claim	May 2008 · Severe Storms, Tornadoes, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 76% of Nebraska
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VILLAGE OF SUMNER serves 220 people · EPA ID NE3120220
Water Source	Groundwater
Last State Inspection	Feb 2025
Lead	2 ppb (2025–2027) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 133 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Nextlink.

Cell Coverage

5G (outdoors only) and 4G LTE

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