304 Main St, Kempton, IL 60946 Property Records

Ford County property record for 304 Main St, Kempton, IL 60946

Property Summary

Property TypeCommercial
Details2,400 sqft · built 1947
Lot Size0.161 acres (7,000 sqft)
OwnerIndividual Name on File
Last Sale$27,000 (Nov 2023)
Tax Bill$444 (2025)
Deeds & MortgagesNov 2023 Sale & Line of Credit
Flood ZoneZone X (minimal risk)
APN02-02-06-130-006

Property Details

APN / Parcel Number

Primary APN02-02-06-130-006

Interior

Building Area2,400 sqft Building Perimeter

Exterior

Year BuiltBuilt 1947
Effective Year BuiltEffective 1947
Lot Area7,000 sqft (0.161 acres)
Lot Dimensions140 ft deep x 50 ft wide

Location & Zoning

Street Address304 MAIN ST
CityKEMPTON
StateIL
Zip60946-4118
Property CategoryCommercial
Property TypeCommercial > Retail
Local Zoning CodeB-2
Legal DescriptionLOTS 3 & 4 BLK 3 O T KEMPTON 50 X 140 ZONING B-2
Legal Range09E
Legal Township28N
Legal Section06
Legal SubdivisionORIGINAL TOWN OF KEMPTON
Legal Block3
Legal Lot Number3,4
JurisdictionFORD IL
Township / Civil DivisionMONA
Census Block Group2
Census Block2047
Census Tract961600

Owner

304 Main St, a commercial property, is owned by an individual who bought it in November 2023.

Source: Ford County records, as of October 16, 2026

Owner of RecordIndividual Name on File
Mailing Address202 THIRD ST, KEMPTON, IL 60946-4104
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleNov 16, 2023 · Amount on File
Deed SaleNov 16, 2023 · Amount on File
Prior SaleApr 14, 2010 · Amount on File
Deed Document Number2023282345
Record UpdatedOct 29, 2026

November 2023: Administrator's Deed, Transfer

Document TypeAdministrator's Deed
JurisdictionFORD IL
Recording DateNov 16, 2023
Property Address304 MAIN ST, KEMPTON, IL 60946-4118
Document Number0000282345
Instrument DateOct 25, 2023
Instrument282345
Transaction TypeTransfer
Record UpdatedJan 24, 2024
Title CompanyLIVINGSTON COUNTY TITLE, LIVINGSTON COUNTY ABSTRACT

Transaction

AmountAmount on Record
Loan-to-Value (LTV)LTV on Record
Tax$27.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address202 THIRD ST, KEMPTON, IL 60946-4104

Mortgage

Document Number0000282346
DateNov 16, 2023
Instrument282346
Lender
NameSTATE BANK OF GRAYMONT
TypeBank
Agreement
TypeLine of Credit
AmountAmount on Record
Term120 Months
DueNov 1, 2033

Tax Assessment & Valuation

The 2025 property tax bill for 304 Main St was $444.

Source: Ford County assessment roll, as of October 16, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyFord County
County SubdivisionMona Township
MunicipalityKempton Village
Unified School DistrictTri-Point Community Unit School District 6-J (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$444.00$4,780 Land $1,190 Building $3,590$14,340 Land $3,570 Building $10,770
2022$346.00$3,360 Land $840 Building $2,520$10,080 Land $2,520 Building $7,560

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 304 Main St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 22, 2022

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 304 Main St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemKEMPTON
serves 177 people · EPA ID IL0530150
Water SourceGroundwater
Last State InspectionNov 2025
LeadUnder 1 ppb (2025)
action level 15 ppb
Copper1.7 mg/L (2016–2018)
action level 1.3 mg/L

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureCorrosion control
Apr 2019
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 81 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Conxxus
Fiber
8,000 / 8,000
Watch TV
Fixed Wireless
100 / 20

May also be available: Nextlink.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Main St

Nearby Streets

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