Franklin County property record for 304 Lyons Dr, Frankfort, KY 40601
| Property Type | Single Family Home |
|---|---|
| Details | 338 sqft |
| Owner | Individual Name on File |
| Last Sale | $225,000 (Apr 2024) |
| Tax Bill | $1,897 (2025) |
| Deeds & Mortgages | Aug 2026 Line of Credit Apr 2024 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 075-30-09-005.00 |
| Primary APN | 075-30-09-005.00 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 338 sqft Total Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Architectural Style | Mobile/Manufactured |
|---|---|
| Exterior Material | Vinyl |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Terrain | Rolling |
| View / Lot | Flood Plain/Flood Zone |
| Driveway | Gravel Driveway |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Connected |
| Account Number | 79702 |
|---|---|
| Street Address | 304 LYONS DR |
| City | FRANKFORT |
| State | KY |
| Zip | 40601-5510 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 77 |
| Legal Subdivision | FRANKLIN ACRES |
| Legal Phase | 1 |
| Legal Lot Number | 77 |
| Jurisdiction | FRANKLIN KY |
| Township / Civil Division | FRANKFORT |
| Census Block Group | 1 |
| Census Block | 1007 |
| Census Tract | 70704 |
304 Lyons Dr is owned and occupied by an individual who bought it in April 2024.
Source: Franklin County records, as of March 27, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 304 LYONS DR, FRANKFORT, KY 40601-5510 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Unmarried Woman |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 18, 2026 | Deed of Trust, Mortgage · Line of Credit UNION CREDIT UNION |
| Apr 17, 2024 | Deed, Transfer · Conventional Mortgage REPUBLIC STATE MORTGAGE CO |
| May 31, 2019 | Intrafamily Transfer, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 22, 2024 · Amount on File |
| Deed Sale | Apr 22, 2024 · Amount on File |
| Prior Sale | Apr 17, 2024 · Amount on File |
| Deed Document Number | 2024767572 |
| Deed Book / Page | 627 / 290 |
| Prior Transfer Date | May 24, 2019 |
| Prior Transfer Doc | D585/781 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FRANKLIN KY |
| Recording Date | Aug 18, 2026 |
| Property Address | 304 LYONS DR, FRANKFORT, KY 40601-5510 |
| Document Number | 0000947857 |
| Book / Page | 1830 / 315 |
| Instrument Date | Aug 6, 2026 |
| Instrument | 2026947857 |
| Transaction Type | Mortgage |
| Record Updated | Sep 9, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 304 LYONS DR, FRANKFORT, KY 40601-5510 |
| Document Number | 0000947857, |
|---|---|
| Date | Aug 18, 2026 |
| Book Page | 1830/315 |
| Instrument | 2026947857 |
| Name | UNION CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | Aug 30, 2036 |
| Max Rate | -1% |
|---|
| Document Type | Deed |
|---|---|
| Jurisdiction | FRANKLIN KY |
| Recording Date | Apr 17, 2024 |
| Property Address | 304 LYONS DR, FRANKFORT, KY 40601-5510 |
| Document Number | 00D627/184 |
| Book / Page | D627 / 184 |
| Map Reference | MB 104 PG 338&339 |
| Instrument Date | Apr 16, 2024 |
| Instrument | 767234 |
| Transaction Type | Transfer |
| Record Updated | May 2, 2024 |
| Title Company | BLUEGRASS LAND TITLE, BLUEGRASS LAND TITLE LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $158.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 108 SONLEY DR, CYNTHIANA, KY 41031-1784 |
| Name | Verified Name |
|---|---|
| Address | 304 LYONS DR, FRANKFORT, KY 40601-5510 |
| Document Number | 0000767237 |
|---|---|
| Date | Apr 17, 2024 |
| Instrument | 767237 |
| Name | REPUBLIC STATE MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | May 1, 2054 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | FRANKLIN KY |
| Recording Date | May 31, 2019 |
| Property Address | 304 LYONS DR, FRANKFORT, KY 40601-5510 |
| Document Number | D585/781 |
| Book / Page | D585 / 781 |
| Map Reference | DD 104 PG 338&339 |
| Instrument Date | May 24, 2019 |
| Instrument | 489673 |
| Transaction Type | Transfer |
| Record Updated | Jul 13, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 304 LYONS DR, 304, FRANKFORT, KY 40601-5510 |
| Name | Verified Name |
|---|---|
| Relationship | Irrevocable Trust |
| Address | 108 SONLEY DR, CYNTHIANA, KY 41031-1784 |
The 2025 property tax bill for 304 Lyons Dr was $1,897.
Source: Franklin County assessment roll, as of March 27, 2026
| Type | Name |
|---|---|
| State | Kentucky |
| County | Franklin County |
| Municipality | Frankfort City |
| Unified School District | Franklin County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,897.00 | $158,370 Land $15,000 Building $143,370 | $158,370 Land $15,000 Building $143,370 |
| 2023 | $581.00 (-9.92%) | $95,000 (-) | $95,000 (-) |
| 2022 | $645.00 Homeowner's exemption | $95,000 | $95,000 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 304 Lyons Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective December 21, 2017
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 304 Lyons Dr is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | FRANKFORT PLANT BOARD serves 52,153 people · EPA ID KY0370143 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2024 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 246 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frankfort Plant Board Fiber | 5,000 / 5,000 |
| AT&T Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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