304 Lopez St, Waco, TX 76705 Property Records

McLennan County property record for 304 Lopez St, Waco, TX 76705

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,230 sqft · built 2020
Lot Size0.139 acres (6,050 sqft)
OwnerIndividual Name on Record
Last Sale$208,278 (May 2021)
Tax Bill$4,837 (2025)
Deeds & MortgagesOct 2019 Mortgage
May 2021 Mortgage
+ 3 more
Flood ZoneZone X (minimal risk)
APN28-001500-000800-4

Property Details

APN / Parcel Number

Primary APN28-001500-000800-4
Alternative APNs
  • 2800150000080040101
  • 121663

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms7 Rooms
Stories1 Story
Building Area1,230 sqft Living Area
1st Floor Area1,230 sqft
FlooringCarpet

Exterior

Year BuiltBuilt 2020
Effective Year BuiltEffective 2020
Exterior MaterialOther
Roof MaterialComposition Shingle
Lot Area6,050 sqft (0.139 acres)
Lot Dimensions110 ft deep x 55 ft wide
PorchOpen Porch
Patio Area384 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address304 LOPEZ ST
CityWACO
StateTX
Zip76705-3150
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeB1
Legal DescriptionALAMO GARDENS 3 LOT 2 BLOCK 2 ACRES .1389
Legal SubdivisionALAMO GARDENS 3
Legal Block2
Legal Lot Number2
JurisdictionMCLENNAN TX
Township / Civil DivisionWACO
Census Block Group4
Census Block4005
Census Tract1700

Owner

Source: McLennan County records, as of August 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address304 LOPEZ ST, WACO, TX 76705-3150
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 25, 2019Deed of Trust, Mortgage · Commercial Mortgage
FIRST NATIONAL BANK OF CENTRAL TX
May 26, 2021Vendor's Lien, Transfer · Conventional Mortgage
LOANDEPOT.COM LLC
Apr 16, 2020Grant Deed, Transfer
OTHER
Jun 17, 2019Warranty Deed, Transfer
TEXAS TITLE - THE PEARSON FIRM
Apr 26, 2017Warranty Deed, Transfer

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 26, 2021 · Amount on Record
Deed SaleMay 26, 2021 · Amount on Record
Prior SaleMay 16, 2007
Deed Document Number202120444
Record UpdatedOct 29, 2026

October 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMCLENNAN TX
Property Address304 LOPEZ ST, WACO, TX 76705
Transaction TypeMortgage
Record UpdatedAug 24, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000035867
DateOct 25, 2019
Instrument2019035867
Lender
NameFIRST NATIONAL BANK OF CENTRAL TX
TypeBank
AddressWOODWAY, TX 76712
Agreement
TypeCommercial Mortgage
AmountAmount Recorded

May 2021: Vendor's Lien, Transfer

Document TypeVendor's Lien
JurisdictionMCLENNAN TX
Recording DateMay 26, 2021
Property Address304 LOPEZ ST, WACO, TX 76705
Document Number0000020444
Map ReferenceVOL 728 PG 8
Instrument DateMay 25, 2021
Instrument2021020444
Transaction TypeTransfer
Record UpdatedAug 24, 2021
Title CompanyNOT AVAILABLE, FTC

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address304 LOPEZ ST, WACO, TX 76705-3150

Mortgage

Document Number0000020445
DateMay 26, 2021
Instrument2021020445
Lender
NameLOANDEPOT.COM LLC
TypeMortgage Company
Special NotesSeller Financed
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJun 1, 2051

April 2020: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionMCLENNAN TX
Recording DateApr 16, 2020
Property Address304 LOPEZ ST, WACO, TX 76705
Document Number0000009174
Instrument DateDec 4, 2019
Instrument9174
Transaction TypeTransfer
Record UpdatedMay 28, 2020
Title CompanyOTHER

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipSeparate Estate/Property
Address1206 KANE ST WACO TX 767052552, WACO, TX 76705-2552

June 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMCLENNAN TX
Recording DateJun 17, 2019
Property Address304 LOPEZ ST, WACO, TX 76705
Document Number0000019751
Instrument DateJun 12, 2019
Instrument19751
Transaction TypeTransfer
Record UpdatedJul 12, 2019
Title CompanyTEXAS TITLE - THE PEARSON FIRM

Transaction

Tax$0.00
Additional
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
AddressPO BOX 232 ROSS TX 766840232, ROSS, TX 76684-0232

April 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMCLENNAN TX
Recording DateApr 26, 2017
Property Address304 LOPEZ ST, WACO, TX 76705
Document Number0000012920
Instrument DateApr 25, 2017
Instrument12920
Transaction TypeTransfer
Record UpdatedMay 26, 2017

Transaction

Tax$0.00
Additional
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
AddressPO BOX 39 RIESEL TX 766820039, RIESEL, TX 76682-0039

Tax Assessment & Valuation

Source: McLennan County assessment roll, as of August 24, 2026

Property Jurisdictions

TypeName
StateTexas
MunicipalityBellmead City
CountyMcLennan County
Unified School DistrictLa Vega Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$225,504 (-1.9%) Land $22,506 Building $202,998$225,504 (-1.9%) Land $22,506 Building $202,998
2025$4,837.00 (+17.75%)$229,880 (+13.5%) Land $20,390 Building $209,490$229,880 (+13.5%) Land $20,390 Building $209,490
2024$4,108.00 (+13.39%)
2023$202,540 Land $20,390 Building $182,150$202,540 Land $20,390 Building $182,150
2022$3,623.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force
Nearby Flood Claims4 (2012–2026)
Most Recent ClaimJun 2026 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 66% of the US · lower than 90% of Texas
Wildfire Likelihood0.03% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF BELLMEAD
serves 10,664 people · EPA ID TX1550001
Water SourceGroundwater
Last State InspectionOct 2024
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityArsenic
resolved · Jan 2018
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting9
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 279 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Astound Broadband
Cable
1,500 / 50
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
Central Link Broadband
Fixed Wireless
100 / 20

May also be available: AT&T, Nextlink.

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