304 Loon Ave, Sebring, FL 33870 Property Records

Highlands County property record for 304 Loon Ave, Sebring, FL 33870

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 1,234 sqft · built 1973
Lot Size0.24 acres (10,432 sqft)
OwnerIndividual Name on Record
Last Sale$95,000 (Jan 2018)
Tax Bill$942 (2024)
Deeds & MortgagesMay 2026 Line of Credit
Oct 2022 Second Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APNC264802000006600

Property Details

APN / Parcel Number

Primary APNC264802000006600
Alternative APN
  • C-26-34-28-020-0000-6600

Interior

Bedrooms2 Beds
Full Baths2 Baths
Plumbing Fixtures6 Plumbing Fixtures
Stories1 Story
Building Area1,234 sqft Living Area
1st Floor Area1,014 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1973
Effective Year BuiltEffective 1989
Exterior MaterialConcrete Block
Construction TypeMasonry / Concrete Block
Roof TypeGable/Hip
Roof MaterialMetal
Lot Area10,432 sqft (0.24 acres)
Lot Dimensions161 ft deep x 65 ft wide
DrivewayConcrete Driveway
Driveway Area240 sqft

Exterior Amenities

Pool Area170 sqft
Pool House170 sqft
PorchFlorida Room
Porch Area340 sqft
Shed1 Shed
Shed Area80 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelElectric

Location & Zoning

Street Address304 LOON AVE
CitySEBRING
StateFL
Zip33870-6765
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal DescriptionSEBRING HILLS PB 6-PG 2 LOT 660
Legal Range28E
Legal Township34S
Legal Section26
Legal SubdivisionSEBRING HILLS
Legal Lot Number660
JurisdictionHIGHLANDS FL
Township / Civil DivisionSEBRING
Census Block Group1
Census Block1005
Census Tract960602

Owner

Source: Highlands County records, as of May 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address304 LOON AVE, SEBRING, FL 33870-6765
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 12, 2026Deed of Trust, Mortgage · Line of Credit
TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SERVICES
Oct 10, 2022Deed of Trust, Mortgage · Stand-Alone Second Mortgage
ROCKET MORTGAGE LLC
Nov 16, 2021Deed of Trust, Mortgage · FHA Mortgage
ROCKET MORTGAGE LLC
Jan 19, 2018Warranty Deed, Transfer · FHA Mortgage
NEW PENN FINANCIAL LLC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJan 19, 2018 · Amount on Record
Deed SaleJan 19, 2018 · Amount on Record
Prior SaleApr 19, 2011 · Amount on Record
Deed Document Number201880754
Deed Book / Page2617 / 51
Prior Transfer DateJan 16, 2018
Prior Transfer Doc0001880754
Record UpdatedOct 29, 2026

May 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHIGHLANDS FL
Recording DateMay 12, 2026
Property Address304 LOON AVE, SEBRING, FL 33870-6765
Document Number0002312595
Book / Page3192 / 298
Instrument DateMay 5, 2026
Instrument20262312595
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyTITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SERVICES

Transferred To (Grantee/Buyer)

NameVerified Name
Address304 LOON AVE, SEBRING, FL 33870-6765

Mortgage

Document Number0002312595,
DateMay 12, 2026
Book Page3192/298
Instrument20262312595
Lender
Agreement
TypeLine of Credit
AmountAmount Recorded
Term240 Months
DueJun 1, 2046
Interest
Rate6.37%
Max Rate-1%

October 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHIGHLANDS FL
Property Address304 LOON AVE, SEBRING, FL 33870-6765
Transaction TypeMortgage
Record UpdatedOct 27, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address304 LOON AVE, SEBRING, FL 33870-6765

Mortgage

Document Number0002118285
DateOct 10, 2022
Book Page2934/1958
Instrument2118285
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded
Term240 Months
DueOct 1, 2042

November 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHIGHLANDS FL
Property Address304 LOON AVE, SEBRING, FL 33870-6765
Transaction TypeMortgage
Record UpdatedJul 28, 2022
Title CompanyAMROCK INC

Transferred To (Grantee/Buyer)

NameVerified Name
Address304 LOON AVE, SEBRING, FL 33870-6765

Mortgage

Document Number0002064483
DateNov 16, 2021
Book Page2865/1477
Instrument2064483
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueDec 1, 2051

January 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHIGHLANDS FL
Recording DateJan 19, 2018
Property Address304 LOON AVE, SEBRING, FL 33870-6765
Document Number0001880754
Book / Page2617 / 0051
Map ReferenceMB6 PG2
Instrument DateJan 16, 2018
Instrument1880754
Transaction TypeTransfer
Record UpdatedJul 28, 2022
Title CompanyHEARTLAND TITLE INS AGENCY C

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County

Transferred From (Grantor/Seller)

NameVerified Name
Address00000

Transferred To (Grantee/Buyer)

NameVerified Name
Address304 LOON AVE, SEBRING, FL 33870-6765

Mortgage

Document Number0001880755
DateJan 19, 2018
Instrument1880755
Lender
NameNEW PENN FINANCIAL LLC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 1, 2048

Tax Assessment & Valuation

Source: Highlands County assessment roll, as of December 10, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyHighlands County
Unified School DistrictHighlands County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$87,766 (+5.99%)$138,984 (+1.96%) Land $17,062 Building $121,922
2024$942.00 (+4.2%)
2023$904.00 (+12.72%) Homeowner's exemption$82,809 (+10.05%)$136,309 (+24.97%) Land $13,650 Building $122,659
2022$802.00 Homeowner's exemption$75,245$109,076 Land $10,238 Building $98,838

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 17, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies6 in force
Nearby Flood Claims2 (2022)
Claims Outside the SFHA2 of 2
Most Recent ClaimSep 2022 · Hurricane Ian

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 67% of the US · lower than 92% of Florida
Wildfire Likelihood0.03% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 231 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable · Fiber in parts of the area
1,200 / 35
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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