304 Locust St, Yankton, SD 57078 Property Records

Yankton County property record for 304 Locust St, Yankton, SD 57078

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 947 sqft · built 1927
Lot Size0.15 acres (6,534 sqft)
Owner2 Individual Names on Record
Last Sale$136,000 (Apr 2015)
Tax Bill$2,032 (2025)
Deeds & MortgagesMay 2021 Refinance
Flood ZoneZone X (minimal risk)
APN78.940.022.070

Property Details

APN / Parcel Number

Primary APN78.940.022.070

Interior

Bedrooms2 Beds
Full Baths2 Baths
Total Rooms5 Rooms
Stories1 Story
Building Area947 sqft Living Area
Basement Area947 sqft
Unfinished Basement947 sqft
FlooringHardwood

Exterior

Year BuiltBuilt 1927
Effective Year BuiltEffective 1927
Exterior MaterialWood Siding
Construction TypeWood
Roof TypeGable
Roof MaterialAsphalt
Lot Area6,534 sqft (0.15 acres)
Garage TypeDetached
Garage Area660 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area182 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address304 LOCUST ST
CityYANKTON
StateSD
Zip57078-4224
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLT 7 BLK 22 WITHERSPOONS ADDN
Legal SubdivisionWITHERSPOONS ADDN
Legal Block22
Legal Lot Number7
JurisdictionYANKTON SD
Township / Civil DivisionYANKTON
Census Block Group3
Census Block3018
Census Tract966100

Owner

Source: Yankton County records, as of October 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address304 LOCUST ST, YANKTON, SD 57078-4224
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 1, 2015 · Amount on Record
Deed SaleApr 1, 2015 · Amount on Record
Prior SaleMay 17, 2011 · Amount on Record
Deed Book / Page523 / 111
Last Transfer DateMay 21, 2021
Transfer Doc558/594
Record UpdatedOct 29, 2026

May 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionYANKTON SD
Recording DateMay 27, 2021
Property Address304 LOCUST ST, YANKTON, SD 57078-4224
Document Number558/594
Book / Page558 / 594
Map ReferenceMB G PG 5
Instrument DateMay 21, 2021
Transaction TypeTransfer
Record UpdatedJun 16, 2021
Title CompanyNOT AVAILABLE, YANKTON TITLE COMPANY INC

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address304 LOCUST ST, YANKTON, SD 57078-4224

Mortgage

Document Number558595
DateMay 27, 2021
Instrument558/595
Lender
NameEXPLORERS CU
TypeCredit Union
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term181 Months
DueJun 1, 2036

Tax Assessment & Valuation

Source: Yankton County assessment roll, as of October 1, 2026

Property Jurisdictions

TypeName
StateSouth Dakota
CountyYankton County
MunicipalityYankton City
Unified School DistrictYankton School District 63-3 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$153,700 (-) Land $9,300 Building $144,400$153,700 (+57.64%) Land $9,300 Building $144,400
2025$2,032.00 (+34.13%)$153,700 (+22.96%) Land $9,300 Building $144,400
2023$125,000 Land $9,300 Building $115,700
2022$1,515.00
2021$97,500 Land $9,300 Building $88,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 13, 2025

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemYANKTON
serves 15,411 people · EPA ID SD4600423
Water SourceGroundwater
Last State InspectionAug 2023
LeadUnder 1 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Jan 2020
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 248 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Midco
Cable
1,250 / 60
Bluepeak
Cable · Fiber in parts of the area
1,000 / 30
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless
100 / 20
South Dakota Wireless Internet
Fixed Wireless
100 / 20

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