304 Lighthouse Trl, Dayton, OH 45458 Property Records

Montgomery County property record for 304 Lighthouse Trl, Dayton, OH 45458

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,556 sqft · built 1977
Lot Size	0.599 acres (26,136 sqft)
Owner	2 Individual Names on File
Last Sale	$385,000 (Feb 2025)
Tax Bill	$7,205 (2024)
Deeds & Mortgages	Feb 2026 Mortgage May 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`O67-20217-0007`

Property Details

APN / Parcel Number

Primary APN	`O67-20217-0007`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,556 sqft Living Area
Gross Area	3,204 sqft
1st Floor Area	2,556 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1977
Architectural Style	Ranch
Exterior Material	Brick
Lot Area	26,136 sqft (0.599 acres)
Lot Dimensions	200 ft deep x 130 ft wide
View / Lot	Neighborhood / Spot
Garage Type	Attached
Garage Area	648 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Frame Porch
Porch Area	240 sqft
Patio Area	176 sqft
Canopy	176 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	304 LIGHTHOUSE TRL
City	DAYTON
State	OH
Zip	45458-3639
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	40 BEACON HILL SEC 2
Legal Subdivision	BEACON HILL
Legal Lot Number	7
Jurisdiction	MONTGOMERY OH
Township / Civil Division	WASHINGTON
Census Block Group	2
Census Block	2009
Census Tract	40406

Owner

304 Lighthouse Trl is owned and occupied by two individuals who bought it in February 2025.

Source: Montgomery County records, as of May 5, 2026

Owner of Record	2 Individual Names on File
Mailing Address	304 LIGHTHOUSE TRL, DAYTON, OH 45458-3639
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Remainderman

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 25, 2026	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
May 29, 2020	Deed of Trust, Mortgage · Conventional Mortgage DAY AIR CU
Feb 7, 2020	Deed of Trust, Mortgage · Line of Credit DAY AIR CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 24, 2025 · Amount on File
Deed Sale	Feb 24, 2025 · Amount on File
Prior Sale	Dec 30, 2016 · Amount on File
Deed Document Number	202510355
Prior Transfer Date	Dec 18, 2003
Prior Transfer Doc	0000008974
Record Updated	Oct 29, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY OH
Property Address	304 LIGHTHOUSE TRL, DAYTON, OH 45458-3639
Transaction Type	Mortgage
Record Updated	Apr 27, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	304 LIGHTHOUSE TRL, DAYTON, OH 45458-3639
Investor	Possibly a Property Investor

Mortgage

Document Number	0000011342
Date	Feb 25, 2026
Instrument	2026-00011342

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2056

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY OH
Property Address	304 LIGHTHOUSE TRL, DAYTON, OH 45458-3639
Document Number	0000032246
Instrument Date	May 29, 2020
Transaction Type	Mortgage
Record Updated	Aug 11, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	304 LIGHTHOUSE TRL DAYTON OH 454583639, DAYTON, OH 45458-3639

Mortgage

Document Number	0000032246
Date	Jun 5, 2020
Instrument	32246

Lender

Name	DAY AIR CU
Type	Credit Union
Address	CENTERVILLE, OH 45429

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 4, 2050

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY OH
Property Address	304 LIGHTHOUSE TRL, DAYTON, OH 45458-3639
Document Number	0000013843
Instrument Date	Feb 7, 2020
Transaction Type	Mortgage
Record Updated	Mar 23, 2020
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	304 LIGHTHOUSE TRL CENTERVILLE OH 454583639, CENTERVILLE, OH 45458-3639

Mortgage

Document Number	0000013843
Date	Mar 2, 2020
Instrument	13843

Lender

Name	DAY AIR CU
Type	Credit Union
Address	KETTERING, OH 45429

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Montgomery County assessment roll, as of December 30, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Montgomery County
County Subdivision	Washington Township
Unified School District	Centerville City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$105,370 Land $17,920 Building $87,450	$301,070 Land $51,200 Building $249,870
2024	$7,205.00 (+8.64%)
2023	$6,632.00 (+1.17%)	$105,370 (+27.86%) Land $17,920 Building $87,450	$301,070 Land $51,200 Building $249,870
2022	$6,555.00	$82,410 Land $14,000 Building $68,410
2020			$235,460 Land $40,000 Building $195,460

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 304 Lighthouse Trl in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1998.

Source: FEMA National Flood Hazard Layer, effective June 21, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (1998)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jan 1998 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 304 Lighthouse Trl is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 90% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MONTGOMERY COUNTY WATER SERVICES 1 PWS serves 150,207 people · EPA ID OH5701315
Water Source	Purchased surface water from DAYTON PUBLIC WATER SYSTEM
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2017
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 212 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Point Broadband.

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