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304 Lake Rd, Chateaugay, NY 12920 Property Records

Franklin County and Bellmont Town property record for 304 Lake Rd, Chateaugay, NY 12920 · Last verified May 2026

Property Summary

Property TypeSeasonal / Vacation Home
Details3 bd · 1.5 ba · 1,199 sqft · built 1967
Lot Size1.89 acres (82,328 sqft)
Owner2 Company Names on File
Last Sale$270,000 (Aug 2020)
Tax Bill$5,672 (2025)
Deeds & MortgagesMay 2022 Sale
Aug 2020 Sale & Mortgage
APN1-102-01.00

Property Details

APN / Parcel Number

Primary APN1-102-01.00
Alternative APNs
  • 240013200300020380000000
  • 162400 132.3-2-38

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area1,199 sqft Living Area
1st Floor Area1,199 sqft

Exterior

Year BuiltBuilt 1967
Effective Year BuiltEffective 1967
Architectural StyleCottage
Exterior MaterialWood
Foundation TypeNo Foundation
Lot Area82,328 sqft (1.89 acres)
Lot Width75 ft Width
View / LotWaterfront / Beach
Garage TypeDetached
Garage Area320 sqft
Parking Spaces1 Parking Space
Shed1 Shed
Shed Area210 sqft

Utilities, Heating & Cooling

Heating FuelElectric
SewerSeptic
Water SourceWell

Location & Zoning

Account Number1-102-01.00
Street Address304 LAKE RD
CityCHATEAUGAY
StateNY
Zip12920-4606
Property CategoryResidential
Property TypeResidential > Specialized > Seasonal / Vacation Home
Legal DescriptionSENECAL LAKE TOWANGLOW W P A ROAD
Legal Block2
Legal Lot Number38.000
JurisdictionFRANKLIN NY
Township / Civil DivisionBELLMONT
Census Block Group1
Census Block1026
Census Tract950601

Owner

Source: Franklin County and Bellmont Town records · APN 1-102-01.00

Assessment roll updated April 28, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Company Names on File
Mailing Address1397 HARDSCRABBLE RD, CADYVILLE, NY 12918-1912
Owner TypeCompany
VestingTenants by the Entirety

Deeds, Mortgages & Sale History

DateDocument
May 27, 2022Warranty Deed, Transfer
Aug 27, 2020Warranty Deed, Transfer · Conventional Mortgage
KEYBANK USA

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleAug 27, 2020 · Amount on Record
Deed SaleAug 27, 2020 · Amount on Record
Deed Document Number20203453
Last Transfer DateMar 16, 2022
Transfer Doc0000002671
Record UpdatedJun 08, 2026

May 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionFRANKLIN NY
Recording DateMay 27, 2022
Property Address304 LAKE RD, CHATEAUGAY, NY 12920-4606
Document Number0000002671
Instrument DateMar 16, 2022
Instrument2022-2671
Transaction TypeTransfer
Record UpdatedJun 14, 2022

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1397 HARDSCRABBLE RD, CADYVILLE, NY 12918-1912

August 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionFRANKLIN NY
Recording DateAug 27, 2020
Property Address304 LAKE RD, CHATEAUGAY, NY 12920-4606
Document Number0020203453
Instrument DateAug 12, 2020
Instrument20203453
Transaction TypeTransfer
Record UpdatedMay 24, 2021
Title CompanyNOT AVAILABLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,080.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address1397 HARDSCRABBLE RD CADYVILLE NY 129181912, CADYVILLE, NY 12918-1912

Mortgage

Document Number20203454
DateAug 27, 2020
Instrument20203454
Lender
NameKEYBANK USA
TypeBank
AddressCLEVELAND, OH 44114-1306
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueAug 26, 2050

Tax Assessment & Valuation

Source: Franklin County and Bellmont Town records · Assessment roll updated April 28, 2026 · Last verified May 2026

Property Jurisdictions

TypeName
StateNew York
CountyFranklin County
County SubdivisionBellmont Town
Unified School DistrictChateaugay Central School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$5,672.00 (+130.01%)$241,200 (-) Land $135,000 Building $106,200$357,333 (+18.52%) Land $200,000 Building $157,333
2023$241,200 (-) Land $135,000 Building $106,200$301,500 (+10.63%) Land $168,750 Building $132,750
2022$241,200 Land $135,000 Building $106,200$272,542 Land $152,542 Building $120,000
2021$2,466.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer · FEMA OpenFEMA NFIP redacted claims and policies, census block group 360339506011, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneNot on file
Nearby Flood Policies3 in force

Wildfire

Wildfire RiskLow
above 6% of the US · above 9% of New York
Wildfire LikelihoodLess than 1 in 10,000 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 20 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Atlas ConnectivityFiber1,000 / 1,000
StarlinkSatellite (low-earth orbit)280 / 30

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

4G LTE (outdoors only), no 5G reported

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