304 la Foret Dr, Morganton, NC 28655 Property Records

Burke County property record for 304 la Foret Dr, Morganton, NC 28655

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 2,999 sqft · built 1994
Lot Size	1.04 acres (45,302 sqft)
Owner	Individual Name on Record
Last Sale	$495,000 (Sep 2025)
Tax Bill	$3,262 (2026)
Deeds & Mortgages	Jan 2023 Line of Credit Sep 2025 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`1783380005`

Property Details

APN / Parcel Number

Primary APN	`1783380005`
Alternative APN	`17655`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Plumbing Fixtures	13 Plumbing Fixtures
Total Rooms	12 Rooms
Stories	1 Story
Building Area	3,987 sqft Living Area
1st Floor Area	1,505 sqft
Basement Area	517 sqft
Unfinished Basement	517 sqft
Flooring	Wood
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1994
Effective Year Built	Effective 2000
Architectural Style	Conventional
Exterior Material	Brick Veneer
Foundation Type	Masonry
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	45,302 sqft (1.04 acres)
Garage Area	512 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	156 sqft
Deck Area	424 sqft
Patio Area	216 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Water Source	Well

Location & Zoning

Street Address	304 LA FORET DR
City	MORGANTON
State	NC
Zip	28655-8260
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RESIDENTIA
Legal Description	304 LA FORET DR MORGANTON, NC 28655
Legal Subdivision	LA FOREST SUBDIVISION
Jurisdiction	BURKE NC
Township / Civil Division	QUAKER MEADOWS
Census Block Group	1
Census Block	1009
Census Tract	20202

Owner

Source: Burke County records, as of October 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	304 LA FORET DR, MORGANTON, NC 28655-8260
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 17, 2023	Deed of Trust, Mortgage · Line of Credit STATE EMPLOYEES CU
Sep 26, 2025	Warranty Deed, Transfer · VA Mortgage ROCKET MORTGAGE LLC
Apr 22, 2024	Warranty Deed, Transfer
Mar 23, 2021	Warranty Deed, Transfer
Nov 19, 2020	Deed of Trust, Mortgage · Conventional Mortgage ATLANTIC BAY MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 26, 2025 · Amount on Record
Deed Sale	Sep 26, 2025 · Amount on Record
Prior Sale	Mar 23, 2021 · Amount on Record
Deed Document Number	20257852
Deed Book / Page	2829 / 883
Prior Transfer Date	Apr 15, 2015
Prior Transfer Doc	0022320458
Record Updated	Oct 29, 2026

January 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BURKE NC
Property Address	304 LA FORET DR, MORGANTON, NC 28655-8260
Transaction Type	Mortgage
Record Updated	Oct 7, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0026650725
Date	Jan 17, 2023
Book Page	2665/725
Instrument	2023000437

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union
Address	25279

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BURKE NC
Recording Date	Sep 26, 2025
Property Address	304 LA FORET DR, MORGANTON, NC 28655-8260
Document Number	0028290883
Book / Page	2829 / 883
Map Reference	MB 7 PG 83
Instrument Date	Sep 22, 2025
Instrument	2025007852
Transaction Type	Transfer
Record Updated	Oct 7, 2025

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$990.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	10 TERRACE DR, WEAVERVILLE, NC 28787-9479

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	304 LA FORET DR, MORGANTON, NC 28655-8260

Mortgage

Document Number	2025007853
Date	Sep 26, 2025
Instrument	2025007853

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2055

April 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BURKE NC
Recording Date	Apr 22, 2024
Property Address	304 LA FORET DR, MORGANTON, NC 28655-8260
Document Number	0027400195
Book / Page	2740 / 195
Map Reference	MB 7 PG 83
Instrument Date	Apr 18, 2024
Instrument	2024003379
Transaction Type	Transfer
Record Updated	Sep 25, 2025

Transaction

Amount	Amount Recorded
Tax	$80.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	329 S POPLAR ST, MOUNT CARMEL, PA 17851-1935

March 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BURKE NC
Recording Date	Mar 23, 2021
Property Address	304 LA FORET DR, MORGANTON, NC 28655-8260
Document Number	0025280143
Book / Page	2528 / 143
Map Reference	MB 7 PG 83
Instrument Date	Mar 1, 2021
Instrument	2021003238
Transaction Type	Transfer
Record Updated	Sep 25, 2025

Transaction

Amount	Amount Recorded
Tax	$758.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	304 LA FORET DR, MORGANTON, NC 28655-8260

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BURKE NC
Property Address	304 LA FORET DR, MORGANTON, NC 28655-8260
Document Number	0025030332
Instrument Date	Nov 19, 2020
Transaction Type	Mortgage
Record Updated	Dec 15, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0025030332
Date	Nov 24, 2020
Book Page	002503/000332
Instrument	47412

Lender

Name	ATLANTIC BAY MTG
Type	Mortgage Company
Address	600 LYNNHAVEN PKWY, VIRGINIA BEACH, VA 23452-7319

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Nov 23, 2035

Tax Assessment & Valuation

Source: Burke County assessment roll, as of October 12, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Burke County
Unified School District	Burke County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,262.00 (-0.79%)	$543,545 (+7.98%) Land $37,712 Building $505,833	$543,545 (+7.98%) Land $37,712 Building $505,833
2025	$3,288.00 (-0.63%)	$503,370 (-) Land $37,712 Building $465,658	$503,370 (-) Land $37,712 Building $465,658
2023	$3,309.00	$503,370 Land $37,712 Building $465,658	$503,370 Land $37,712 Building $465,658

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 28, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	9 in force
Nearby Flood Claims	12 (2004–2024)
Claims Outside the SFHA	10 of 12
Most Recent Claim	Sep 2024 · Tropical Storm Helene
Claims by Event	Tropical Storm Helene, Sep 2024 · 10 claims Tropical Storm Frances, Sep 2004 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 63% of the US · above 51% of North Carolina
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MORGANTON serves 27,221 people · EPA ID NC0112015
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 50 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35

Cell Coverage

5G and 4G LTE (outdoors only)

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