St. Charles County property record for 304 Knowledge Dr, Lake Saint Louis, MO 63367
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,154 sqft · built 2008 |
| Lot Size | 0.24 acres (10,454 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $321,432 (Oct 2021) |
| Tax Bill | $4,311 (2025) |
| Deeds & Mortgages | Mar 2021 Mortgage Oct 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | T062300049 |
| Primary APN | T062300049 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,154 sqft Living Area |
| Gross Area | 3,706 sqft |
| 1st Floor Area | 1,122 sqft |
| Basement Area | 1,072 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2008 |
|---|---|
| Effective Year Built | Effective 2008 |
| Architectural Style | Bi-Level |
| Exterior Material | Brick/Stone |
| Lot Area | 10,454 sqft (0.24 acres) |
| Garage Type | Attached |
| Garage Area | 480 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 144 sqft |
| Patio Area | 80 sqft |
| Heating Fuel | Gas |
|---|---|
| Sewer | Connected |
| Account Number | T062300049 |
|---|---|
| Street Address | 304 KNOWLEDGE DR |
| City | LAKE SAINT LOUIS |
| State | MO |
| Zip | 63367-6474 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | DOVE MEADOWS #2 LOT 93 |
| Legal Subdivision | DOVE MEADOWS #2 |
| Legal Lot Number | 93 |
| Jurisdiction | ST CHARLES MO |
| Township / Civil Division | BOONE |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 312193 |
304 Knowledge Dr is owned and occupied by two individuals who bought it in October 2021.
Source: St. Charles County records, as of September 10, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 304 KNOWLEDGE DR, LAKE SAINT LOUIS, MO 63367-6474 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 8, 2021 | Deed of Trust, Mortgage · Conventional Mortgage DELMAR FINANCIAL CO |
| Oct 26, 2021 | Warranty Deed, Transfer · Conventional Mortgage GUARANTEED RATE AFFINITY LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 26, 2021 · Amount on File |
| Deed Sale | Oct 26, 2021 · Amount on File |
| Prior Sale | Apr 9, 2013 · Amount on File |
| Deed Document Number | 202188524 |
| Prior Transfer Date | Aug 27, 2008 |
| Prior Transfer Doc | 0000645260 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Property Address | 304 KNOWLEDGE DR, LAKE SAINT LOUIS, MO 63367-6474 |
| Transaction Type | Mortgage |
| Record Updated | Oct 4, 2022 |
| Title Company | TITLE PARTNERS AGENCY LLC |
| Name | Verified Name |
|---|---|
| Address | 304 KNOWLEDGE DR, LAKE ST LOUIS, MO 63367-6474 |
| Document Number | 0000020383 |
|---|---|
| Date | Mar 8, 2021 |
| Instrument | 2021R-020383 |
| Name | DELMAR FINANCIAL CO |
|---|---|
| Type | Funding / Finance Company |
| Address | SAINT LOUIS, MO 63141 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | Oct 26, 2021 |
| Property Address | 304 KNOWLEDGE DR, LAKE SAINT LOUIS, MO 63367-6474 |
| Document Number | 0000088524 |
| Map Reference | MB 41 PG 357 |
| Instrument Date | Oct 19, 2021 |
| Instrument | 2021R-088524 |
| Transaction Type | Transfer |
| Record Updated | Oct 4, 2022 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 234 PEAR ORCHARD RD, 234, HAWK POINT, MO 63349-1960 |
| Name | Verified Name |
|---|---|
| Address | 304 KNOWLEDGE DR, LAKE SAINT LOUIS, MO 63367-6474 |
| Document Number | 0000088525 |
|---|---|
| Date | Oct 26, 2021 |
| Instrument | 2021R-088525 |
| Name | GUARANTEED RATE AFFINITY LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2051 |
The 2025 property tax bill for 304 Knowledge Dr was $4,311.
Source: St. Charles County assessment roll, as of August 7, 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | St. Charles County |
| Unified School District | Wentzville R-IV School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $69,924 (-) | $368,021 (-) Land $70,001 Building $298,020 | |
| 2025 | $4,311.00 | $69,924 | $368,021 Land $70,001 Building $298,020 |
| 2023 | $64,059 | ||
| 2022 | $337,154 Land $55,001 Building $282,153 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 304 Knowledge Dr in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1979.
Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 4 (1979–1983) |
| Most Recent Claim | May 1983 · tidal / storm surge |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 304 Knowledge Dr is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 84% of Missouri |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ST CHARLES COUNTY PWSD 2 serves 100,587 people · EPA ID MO6024530 |
|---|---|
| Water Source | Purchased surface water from ST LOUIS CITY PWS |
| Last State Inspection | Aug 2023 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 273 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Gateway Fiber Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Wisper ISP Fixed Wireless | 400 / 30 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Optimum.
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