Clay County property record for 304 Killarney Ln, Smithville, MO 64089
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 1,748 sqft · built 1998 |
| Lot Size | 0.17 acres (7,405 sqft) |
| Owner | 2 Trust Names on File |
| Last Sale | $234,900 (Sep 2019) |
| Tax Bill | $3,894 (2025) |
| Deeds & Mortgages | Aug 2022 Mortgage Sep 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 05-917-00-05-032.00 |
| Primary APN | 05-917-00-05-032.00 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Plumbing Fixtures | 14 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,748 sqft Living Area |
| Gross Area | 3,216 sqft |
| 1st Floor Area | 1,748 sqft |
| Basement Area | 835 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1998 |
|---|---|
| Effective Year Built | Effective 1998 |
| Architectural Style | Split Level |
| Exterior Material | Wood Siding |
| Roof Material | Composition Shingle |
| Lot Area | 7,405 sqft (0.17 acres) |
| Lot Dimensions | 115 ft deep x 65 ft wide |
| Garage Type | Attached |
| Garage Area | 633 sqft |
| Parking Spaces | 2 Parking Spaces |
| Deck Area | 144 sqft |
| Patio Area | 300 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 304 KILLARNEY LN |
|---|---|
| City | SMITHVILLE |
| State | MO |
| Zip | 64089-8284 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | HILLS OF SHANNON 3RD PLAT LT 91 |
| Legal Range | 33W |
| Legal Township | 53N |
| Legal Section | 35 |
| Legal Subdivision | HILLS SHANNON 03 |
| Legal Lot Number | 91 |
| Jurisdiction | CLAY MO |
| Township / Civil Division | PLATTE |
| Census Block Group | 2 |
| Census Block | 2028 |
| Census Tract | 22000 |
Source: Clay County assessment roll, as of May 27, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Trust Names on File |
|---|---|
| Mailing Address | 304 KILLARNEY LN, SMITHVILLE, MO 64089-8284 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Trust, Irrevocable Trust |
| Date | Document |
|---|---|
| Aug 11, 2022 | Deed of Trust, Mortgage · VA Mortgage AMERICAN FINANCIAL NETWORK INC |
| Sep 26, 2019 | Warranty Deed, Transfer · VA Mortgage FREEDOM MORTGAGE CORP |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Sep 26, 2019 · Amount on Record |
| Deed Sale | Sep 26, 2019 · Amount on Record |
| Prior Sale | Nov 19, 2013 · Amount on Record |
| Deed Document Number | 201928325 |
| Deed Book / Page | 8509 / 15 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLAY MO |
| Property Address | 304 KILLARNEY LN, SMITHVILLE, MO 64089-8284 |
| Transaction Type | Mortgage |
| Record Updated | Aug 17, 2022 |
| Title Company | VANTAGE POINT TITLE INC |
| Name | Verified Name |
|---|---|
| Address | 304 KILLARNEY LN, SMITHVILLE, MO 64089-8284 |
| Document Number | 0000026610 |
|---|---|
| Date | Aug 11, 2022 |
| Book Page | 9426/118 |
| Instrument | 2022026610 |
| Name | AMERICAN FINANCIAL NETWORK INC |
|---|---|
| Type | Funding / Finance Company |
| Address | BREA, CA 92821 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 1, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CLAY MO |
| Recording Date | Sep 26, 2019 |
| Property Address | 304 KILLARNEY LN, SMITHVILLE, MO 64089-8284 |
| Document Number | 0000028325 |
| Book / Page | 8509 / 015 |
| Instrument Date | Sep 20, 2019 |
| Instrument | 2019028325 |
| Transaction Type | Transfer |
| Record Updated | Nov 25, 2021 |
| Title Company | CONTINENTAL TITLE CO |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Irrevocable Trust |
| Address | 304 KILLARNEY LN, SMITHVILLE, MO 64089-8284 |
| Document Number | 0000028350 |
|---|---|
| Date | Sep 26, 2019 |
| Instrument | 2019028350 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2049 |
Source: Clay County assessment roll, as of May 27, 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | Clay County |
| Municipality | Smithville City |
| Unified School District | Smithville R-II School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,894.00 (+10.03%) | $54,720 (+6.75%) | $288,000 (+6.75%) |
| 2023 | $3,539.00 (+23.53%) | $51,260 | $269,789 |
| 2019 | $2,865.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective May 10, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 46 (1978–1982) |
| Claims Outside the SFHA | 34 of 46 |
| Most Recent Claim | Aug 1982 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 44% of the US · above 49% of Missouri |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SMITHVILLE PWS serves 10,885 people · EPA ID MO1010748 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2024 |
| Lead | 3 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 230 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless, DSL in parts of the area | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| United Electric Cooperative Fiber | 1,000 / 1,000 |
| Wisper ISP Fixed Wireless | 400 / 30 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures