304 Kiawah River Dr, Oxnard, CA 93036 Property Records

Ventura County property record for 304 Kiawah River Dr, Oxnard, CA 93036

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,099 sqft · built 2007
Lot Size	0.101 acres (4,388 sqft)
Owner	2 Individual Names on Record
Last Sale	$290,000 (Sep 2011)
Tax Bill	$9,953 (2025)
Deeds & Mortgages	Oct 2023 Second Mortgage May 2021 Mortgage + 1 more
Flood Zone	Zone X (reduced by levee)
APN	`132-0-150-075`

Property Details

APN / Parcel Number

Primary APN	`132-0-150-075`
Alternative APN	`1320120095`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,099 sqft Living Area
1st Floor Area	805 sqft
2nd Floor Area	1,294 sqft
Upper Floors Area	28 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Lot Area	4,388 sqft (0.101 acres)
Garage Area	647 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	28 sqft
Patio Area	28 sqft

Location & Zoning

Street Address	304 KIAWAH RIVER DR
City	OXNARD
State	CA
Zip	93036-5321
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TRACT: 553701 LOT: 120 REF: 154MR 66
Legal Subdivision	TRACT NO 5537 1
Legal Tract	553701
Legal Block	150
Legal Lot Number	120
Jurisdiction	VENTURA CA
Township / Civil Division	OXNARD
Census Block Group	1
Census Block	1121
Census Tract	5004

Owner

Source: Ventura County records, as of July 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	304 KIAWAH RIVER DR, OXNARD, CA 93036-5321
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Oct 25, 2023	Intrafamily Transfer, Transfer · Stand-Alone Second Mortgage VENTURA COUNTY CU
May 19, 2021	Deed of Trust, Mortgage · Conventional Mortgage CHERRY CREEK MORTGAGE CO INC
Jan 22, 2021	Affidavit of Death of Joint Tenant, Transfer · Conventional Mortgage CHERRY CREEK MORTGAGE CO INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 7, 2011 · Amount on Record
Deed Sale	Sep 7, 2011 · Amount on Record
Prior Sale	May 12, 2011 · Amount on Record
Deed Document Number	2011131491
Last Transfer Date	Oct 3, 2023
Transfer Doc	0000070945
Record Updated	Sep 20, 2026

October 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	VENTURA CA
Recording Date	Oct 25, 2023
Property Address	304 KIAWAH RIVER DR, OXNARD, CA 93036-5321
Document Number	0000070945
Map Reference	MB 154 PG 66-71
Instrument Date	Oct 3, 2023
Instrument	2023000070945
Transaction Type	Transfer
Record Updated	Nov 7, 2023
Title Company	STEWART TITLE, STEWART TITLE OF CA INC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	304 KIAWAH RIVER DR, OXNARD, CA 93036-5321
Investor	Possibly a Property Investor

Mortgage

Document Number	0000070946
Date	Oct 25, 2023
Instrument	2023000070946

Lender

Name	VENTURA COUNTY CU
Type	Credit Union

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2053

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VENTURA CA
Property Address	304 KIAWAH RIVER DR, OXNARD, CA 93036-5321
Transaction Type	Mortgage
Record Updated	Jul 13, 2021
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	304 KIAWAH RIVER DR, OXNARD, CA 93036-5321

Mortgage

Document Number	0000100212
Date	May 19, 2021
Instrument	20210519-00100212

Lender

Name	CHERRY CREEK MORTGAGE CO INC
Type	Mortgage Company
Address	ENGLEWOOD, CO 80111

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	349 Months
Due	Jun 1, 2050

January 2021: Affidavit of Death of Joint Tenant, Transfer

Document Type	Affidavit of Death of Joint Tenant
Jurisdiction	VENTURA CA
Recording Date	Jan 22, 2021
Property Address	304 KIAWAH RIVER DR, OXNARD, CA 93036-5321
Document Number	0000012721
Map Reference	MB 154 PG 66-71
Instrument Date	Jan 14, 2021
Instrument	20210122-00012721
Transaction Type	Transfer
Record Updated	Jul 13, 2021
Title Company	TICOR TTL ORANGE CNTY BRANCH

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	304 KIAWAH RIVER DR, OXNARD, CA 93036-5321
Investor	Possibly a Property Investor

Mortgage

Document Number	0000012722
Date	Jan 22, 2021
Instrument	20210122-00012722

Lender

Name	CHERRY CREEK MORTGAGE CO INC
Type	Mortgage Company
Address	ENGLEWOOD, CO 80111

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2051

Tax Assessment & Valuation

Source: Ventura County assessment roll, as of July 15, 2026

Property Jurisdictions

Type	Name
State	California
County	Ventura County
Municipality	Oxnard City
Secondary School District	Oxnard Union High School District (09 - 12)
Elementary School District	Rio Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$370,248 (+2%) Land $185,126 Building $185,122
2025	$9,953.00 (+0.99%)	$362,989 (+4.04%) Land $181,496 Building $181,493
2024	$9,855.00 (+8.96%)
2023	$9,045.00 (+3.24%) Homeowner's exemption	$348,895 Land $174,448 Building $174,447
2022	$8,761.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X reduced by levee · depends on levee performance
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 14 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	14 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OXNARD WATER DEPT serves 200,232 people · EPA ID CA5610007
Water Source	Purchased surface water from several systems
Last State Inspection	Dec 2025
Lead	Under 1 ppb (2025–2027) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 508 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	4,000 / 4,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: GeoLinks.

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