304 Julia Dr, Lincolnton, NC 28092 Property Records

Lincoln County property record for 304 Julia Dr, Lincolnton, NC 28092

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,698 sqft · built 1984
Lot Size	0.607 acres (26,441 sqft)
Owner	Company Name on File
Last Sale	$178,000 (Oct 2018)
Tax Bill	$2,906 (2026)
Deeds & Mortgages	Jun 2020 Line of Credit Oct 2018 Sale
Flood Zone	Zone X (minimal risk)
APN	`3633-95-2322`

Property Details

APN / Parcel Number

Primary APN	`3633-95-2322`
Alternative APNs	`363312952322` `278857` `22574`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,698 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1984
Effective Year Built	Effective 1984
Architectural Style	Ranch
Exterior Material	Brick
Construction Type	Masonry / Concrete Block
Lot Area	26,441 sqft (0.607 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Account Number	278857
Street Address	304 JULIA DR
City	LINCOLNTON
State	NC
Zip	28092-4215
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-15
Legal Description	LITHIA HILLS #12
Legal Subdivision	LITHIA HILLS
Jurisdiction	LINCOLN NC
Township / Civil Division	LINCOLNTON
Census Block Group	1
Census Block	1008
Census Tract	70300

Owner

304 Julia Dr is owned by a company that bought it in October 2018.

Source: Lincoln County records, as of August 28, 2026

Owner of Record	Company Name on File
Mailing Address	3903 S CONGRESS AVE, 40298, AUSTIN, TX 78704-0213
Owner Type	Company
Vesting	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 22, 2020	Quit Claim Deed, Transfer · Line of Credit GERMAN AMERICAN CAP
Oct 22, 2018	Grant Deed, Transfer OS NATIONAL LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 22, 2018 · Amount on File
Deed Sale	Oct 22, 2018 · Amount on File
Prior Sale	Mar 1, 2013 · Amount on File
Deed Document Number	2018584692
Deed Book / Page	2777 / 424
Record Updated	Oct 29, 2026

June 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LINCOLN NC
Recording Date	Jun 22, 2020
Property Address	304 JULIA DR, LINCOLNTON, NC 28092-4215
Document Number	292069
Book / Page	002920 / 000069
Instrument Date	Jun 18, 2020
Instrument	610793
Transaction Type	Transfer
Record Updated	Aug 4, 2020
Title Company	BCHH TITLE

Transaction

Tax	$0.00
Additional	Quitclaim Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	5001 PLAZA ON THE LK #200 AUSTIN TX 787461053, 200, AUSTIN, TX 78746-1053
Investor	Possibly a Property Investor

Mortgage

Document Number	2920316
Date	Jun 22, 2020
Book Page	002920/000316
Instrument	610841

Lender

Name	GERMAN AMERICAN CAP
Type	Funding / Finance Company
Address	60 WALL ST # 10TH, NEW YORK, NY 10005-2865

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	60 Months
Due	Jun 21, 2025

Interest

Rate Type	Adjustable Rate

October 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	LINCOLN NC
Recording Date	Oct 22, 2018
Property Address	304 JULIA DR, LINCOLNTON, NC 28092-4215
Document Number	2777424
Book / Page	002777 / 000424
Instrument Date	Oct 19, 2018
Instrument	584692
Transaction Type	Transfer
Record Updated	Oct 31, 2018
Title Company	OS NATIONAL LLC

Transaction

Amount	Amount on Record
Tax	$356.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	304 JULIA DR LINCOLNTON NC 280924215, LINCOLNTON, NC 28092-4215
Investor	Possibly a Property Investor

Tax Assessment & Valuation

The 2026 property tax bill for 304 Julia Dr was $2,906.

Source: Lincoln County assessment roll, as of August 27, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Lincoln County
Municipality	Lincolnton City
Unified School District	Lincoln County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,906.00	$276,941 (-) Land $32,000 Building $244,941	$276,941 (-) Land $32,000 Building $244,941
2025	$2,906.00	$276,941 Land $32,000 Building $244,941	$276,941 Land $32,000 Building $244,941
2023	$2,886.00	$276,941 Land $32,000 Building $244,941	$276,941 Land $32,000 Building $244,941

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 304 Julia Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 304 Julia Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LINCOLNTON serves 16,309 people · EPA ID NC0155010
Water Source	Surface water
Last State Inspection	Feb 2026
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 172 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Verizon.

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