Harford County property record for 304 Joppa Crossing Way, Joppa, MD 21085
| Property Type | Single Family Home |
|---|---|
| Details | 5 ba · 2,208 sqft · built 1996 |
| Lot Size | 0.158 acres (6,882 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $335,000 (Apr 2020) |
| Tax Bill | $3,986 (2026) |
| Deeds & Mortgages | May 2026 Mortgage Apr 2020 Sale & Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 01-270400 |
| Primary APN | 01-270400 |
|---|---|
| Alternative APNs |
|
| Full Baths | 5 Baths |
|---|---|
| Half Baths | 2 Half Baths |
| Stories | 2 Stories |
| Building Area | 2,208 sqft Total Area |
| Basement Area | 500 sqft |
| Finished Basement | 500 sqft |
| Year Built | Built 1996 |
|---|---|
| Effective Year Built | Effective 1996 |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 6,882 sqft (0.158 acres) |
| Garage Type | Built-in |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Deck Area | 160 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Connected |
| Account Number | 270400 |
|---|---|
| Street Address | 304 JOPPA CROSSING WAY |
| City | JOPPA |
| State | MD |
| Zip | 21085-3742 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R3 |
| Legal Description | LT 161 6882 SF 304 JOPPA CROSSING WAY JOPPA CROSSING PT 79/63 |
| Legal Subdivision | FINAL PLAT ONE JOPPA CROSSING |
| Legal Lot Number | 161 |
| Jurisdiction | HARFORD MD |
| Township / Civil Division | 1, ABINGDON |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 301401 |
Source: Harford County records, as of August 25, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 5513 DAYBREAK TER, BALTIMORE, MD 21206-3010 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 21, 2026 | Deed of Trust, Mortgage · FHA Mortgage ARK-LA-TEX FINANCIAL SERVICES LLC |
| Apr 6, 2020 | Deed, Transfer · FHA Mortgage FULTON BANK NA |
| Oct 22, 2019 | Grant Deed, Transfer · Line of Credit LIMA ONE CAP |
| Aug 5, 2019 | Trustee's Deed, Foreclosure ATTORNEY ONLY |
| Feb 2, 2017 | Loan Modification, Mortgage · FHA Mortgage CARRINGTON MTG SVCS |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 6, 2020 · Amount on Record |
| Deed Sale | Apr 6, 2020 · Amount on Record |
| Prior Sale | Oct 22, 2019 · Amount on Record |
| Deed Book / Page | 13776 / 369 |
| Prior Transfer Date | Aug 12, 2016 |
| Prior Transfer Doc | 0119470436 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARFORD MD |
| Recording Date | May 21, 2026 |
| Property Address | 304 JOPPA CROSSING WAY, JOPPA, MD 21085-3742 |
| Document Number | 1713000499 |
| Book / Page | 17132 / 499 |
| Instrument Date | May 11, 2026 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | RAGLE TITLE SERVICES, RAVEN TITLE SERVICES |
| Name | Verified Name |
|---|
| Document Number | 1713000499, |
|---|---|
| Date | May 21, 2026 |
| Book Page | 17132/499 |
| Name | ARK-LA-TEX FINANCIAL SERVICES LLC |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 1, 2056 |
| Rate | 6.37% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed |
|---|---|
| Jurisdiction | HARFORD MD |
| Recording Date | Apr 6, 2020 |
| Property Address | 304 JOPPA CROSSING WAY, JOPPA, MD 21085-3742 |
| Document Number | 0137760369 |
| Book / Page | 13776 / 369 |
| Map Reference | MB 79 FO 63 |
| Instrument Date | Mar 20, 2020 |
| Transaction Type | Transfer |
| Record Updated | May 3, 2022 |
| Title Company | RESIDENTIAL T&E CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 304 JOPPA CROSSING WAY, JOPPA, MD 21085-3742 |
| Document Number | 0013776374 |
|---|---|
| Date | Apr 6, 2020 |
| Instrument | 13776/374 |
| Name | FULTON BANK NA |
|---|---|
| Type | Bank |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 1, 2050 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | HARFORD MD |
| Recording Date | Oct 22, 2019 |
| Property Address | 304 JOPPA CROSSING WAY, JOPPA, MD 21085-3742 |
| Document Number | 0135040048 |
| Book / Page | 013504 / 000048 |
| Instrument Date | Oct 10, 2019 |
| Transaction Type | Transfer |
| Record Updated | Nov 4, 2019 |
| Title Company | GEMINI TITLE AND ESCROW LLC, GEMINI TITLE & ESCROW LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $240.70 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 341 LINCOLN ST ROSEVILLE CA 956782229, ROSEVILLE, CA 95678-2229 |
| Investor | Possibly a Property Investor |
| Document Number | 135040053 |
|---|---|
| Date | Oct 22, 2019 |
| Book Page | 013504/000053 |
| Name | LIMA ONE CAP |
|---|---|
| Type | Funding / Finance Company |
| Address | GREENVILLE, SC 29601 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | Oct 21, 2020 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | HARFORD MD |
| Recording Date | Aug 5, 2019 |
| Property Address | 304 JOPPA CROSSING WAY, JOPPA, MD 21085-3742 |
| Document Number | 0133760173 |
| Book / Page | 013376 / 000173 |
| Instrument Date | May 9, 2019 |
| Transaction Type | Foreclosure |
| Record Updated | Aug 14, 2019 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Tax | $247.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 304 JOPPA CROSSING WAY JOPPA MD 210853742, JOPPA, MD 21085-3742 |
| Investor | Possibly a Property Investor |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | HARFORD MD |
| Property Address | 304 JOPPA CROSSING WAY, JOPPA, MD 21085-3742 |
| Document Number | 0122340157 |
| Book / Page | 012234 / 000157 |
| Instrument Date | Feb 2, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Mar 17, 2017 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Address | 304 JOPPA CROSSING WAY JOPPA MD 210853742, JOPPA, MD 21085-3742 |
| Document Number | 0122340157 |
|---|---|
| Date | Feb 21, 2017 |
| Book Page | 012234/000157 |
| Name | CARRINGTON MTG SVCS |
|---|---|
| Address | ANAHEIM, CA 92806 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 20, 2047 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3.75% |
Source: Harford County assessment roll, as of August 25, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Harford County |
| Unified School District | Harford County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,986.00 (+11.97%) | $365,767 (+5.64%) | $385,300 (-) Land $81,200 Building $304,100 |
| 2025 | $3,560.00 (+9.24%) | $346,233 (+10.65%) | $385,300 (+17.94%) Land $81,200 Building $304,100 |
| 2023 | $312,900 | $326,700 Land $81,200 Building $245,500 | |
| 2022 | $3,259.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.5% of Maryland |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HARFORD COUNTY D.P.W. serves 104,567 people · EPA ID MD0120016 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2024 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 245 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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