Middlesex County and Middlesex Borough property record for 304 John St, Middlesex, NJ 08846
| Property Type | Single Family Home |
|---|---|
| Details | 2,243 sqft · built 1955 |
| Lot Size | 0.138 acres (5,998 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $200,000 (Jun 2019) |
| Tax Bill | $9,434 (2025) |
| Deeds & Mortgages | Feb 2026 Reverse Mortgage Jun 2019 Sale & Mortgage |
| Flood Zone | Zone AE (high risk) |
| APN | 10-00029-0000-00005 |
| Primary APN | 10-00029-0000-00005 |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|---|
| Building Area | 2,243 sqft Living Area |
| 1st Floor Area | 2,243 sqft |
| Year Built | Built 1955 |
|---|---|
| Effective Year Built | Effective 1955 |
| Construction Type | Frame |
| Lot Area | 5,998 sqft (0.138 acres) |
| Lot Dimensions | 150 ft deep x 40 ft wide |
| Street Address | 304 JOHN ST |
|---|---|
| City | MIDDLESEX |
| State | NJ |
| Zip | 08846-1543 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R60A |
| Legal Description | 40X150 |
| Legal Subdivision | DUNNELLEN TERRACE SEC 1 |
| Legal Block | 29 |
| Legal Lot Number | 5 |
| Jurisdiction | MIDDLESEX NJ |
| Township / Civil Division | MIDDLESEX |
| Census Block Group | 1 |
| Census Block | 1010 |
| Census Tract | 200 |
Source: Middlesex County and Middlesex Borough records, as of June 30, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 304 JOHN ST, MIDDLESEX, NJ 08846-1543 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Widower |
| Date | Document |
|---|---|
| Feb 6, 2026 | Deed of Trust, Mortgage · Reverse Mortgage AMBOY BANK |
| Jun 18, 2019 | Deed, Transfer · Conventional Mortgage MILLENIUM HOME MORTGAGE LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 18, 2019 · Amount on Record |
| Deed Sale | Jun 18, 2019 · Amount on Record |
| Deed Document Number | 201946212 |
| Deed Book / Page | 17528 / 466 |
| Last Transfer Date | Jun 2, 2025 |
| Transfer Doc | 0000034224 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MIDDLESEX NJ |
| Property Address | 304 JOHN ST, MIDDLESEX, NJ 08846-1543 |
| Transaction Type | Mortgage |
| Record Updated | Mar 3, 2026 |
| Title Company | FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TTL INS CO |
| Name | Verified Name |
|---|---|
| Address | 304 JOHN ST, MIDDLESEX, NJ 08846-1543 |
| Document Number | 0000008028 |
|---|---|
| Date | Feb 6, 2026 |
| Book Page | 19943/1974 |
| Instrument | 2026008028 |
| Name | AMBOY BANK |
|---|---|
| Type | Bank |
| Address | OLD BRIDGE, NJ 08857 |
| Type | Reverse Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed |
|---|---|
| Jurisdiction | MIDDLESEX NJ |
| Recording Date | Jun 18, 2019 |
| Property Address | 304 JOHN ST, MIDDLESEX, NJ 08846-1543 |
| Document Number | 2019046212 |
| Book / Page | 17528 / 0466 |
| Map Reference | MAP 716 FILE 525 |
| Instrument Date | May 29, 2019 |
| Instrument | 2019046212 |
| Transaction Type | Transfer |
| Record Updated | Nov 2, 2021 |
| Title Company | FOUNDATION TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 304 JOHN ST, 304, MIDDLESEX, NJ 08846-1543 |
| Name | Verified Name |
|---|---|
| Address | 304 JOHN ST, MIDDLESEX, NJ 08846-1543 |
| Document Number | 2019046213 |
|---|---|
| Date | Jun 18, 2019 |
| Instrument | 2019046213 |
| Name | MILLENIUM HOME MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 1, 2049 |
Source: Middlesex County and Middlesex Borough assessment roll, as of June 30, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Middlesex County |
| Municipality | Middlesex Borough |
| Unified School District | Middlesex Borough School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $476,200 (+7.01%) Land $124,200 Building $352,000 | $476,200 (+7.01%) Land $124,200 Building $352,000 | |
| 2025 | $9,434.00 (+10.2%) | $445,000 (+20.27%) Land $124,200 Building $320,800 | $445,000 (+20.27%) Land $124,200 Building $320,800 |
| 2024 | $8,561.00 (+10.55%) | ||
| 2023 | $370,000 Land $124,200 Building $245,800 | $370,000 Land $124,200 Building $245,800 | |
| 2022 | $7,744.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 16, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 45 policies |
| Nearby Flood Policies | 45 in force |
| Nearby Flood Claims | 148 (1979–2025) |
| Claims Outside the SFHA | 10 of 148 |
| Most Recent Claim | Jul 2025 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NJ AMERICAN WATER - RARITAN private · serves 615,430 people · EPA ID NJ2004002 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2024 |
| Lead | 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 284 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: Verizon.
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