304 Jersey St, Brighton, IL 62012 Property Records

Jersey County property record for 304 Jersey St, Brighton, IL 62012

Property Summary

Property Type	Single Family Home
Details	1,312 sqft · built 1955
Lot Size	0.23 acres (10,019 sqft)
Owner	Individual Name on File
Last Sale	$148,000 (Feb 2024)
Tax Bill	$3,033 (2025)
Deeds & Mortgages	Jan 2022 Refinance Feb 2024 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`07-095-006-00`

Property Details

APN / Parcel Number

Primary APN	`07-095-006-00`
Alternative APN	`095-006-00`

Interior

Stories	1 Story
Building Area	1,312 sqft Total Area

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1955
Lot Area	10,019 sqft (0.23 acres)
Lot Dimensions	145 ft deep x 70 ft wide

Location & Zoning

Account Number	095-006-00
Street Address	304 JERSEY ST
City	BRIGHTON
State	IL
Zip	62012-1221
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	JERSEY STREET SMALL TRACTS PT SE1/4 NE1/4. 7-17 89.9K 1955 1STYBRK/BSMT 1312SQ 70X145 LOT
Legal Range	10
Legal Township	07
Legal Section	24
Legal Tract	PT
Legal Lot Number	70
Jurisdiction	JERSEY IL
Township / Civil Division	PIASA
Census Block Group	2
Census Block	2000
Census Tract	10200

Owner

Source: Jersey County records, as of September 14, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	304 JERSEY ST, BRIGHTON, IL 62012-1221
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 13, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance JERSEY STATE BANK
Feb 5, 2024	Executor's Deed, Transfer · FHA Mortgage FLAT BRANCH MORTGAGE INC
Jul 26, 2017	Warranty Deed, Transfer · Conventional Mortgage JERSEY STATE BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 5, 2024 · Amount on File
Deed Sale	Feb 5, 2024 · Amount on File
Prior Sale	Jul 26, 2017 · Amount on File
Deed Document Number	2024173193
Prior Transfer Date	Jun 23, 2010
Prior Transfer Doc	0001649/28
Record Updated	Oct 29, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JERSEY IL
Property Address	304 JERSEY ST, BRIGHTON, IL 62012-1221
Transaction Type	Mortgage
Record Updated	Feb 27, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202200166918
Date	Jan 13, 2022
Instrument	202200166918

Lender

Name	JERSEY STATE BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	241 Months
Due	Feb 1, 2042

February 2024: Executor's Deed, Transfer

Document Type	Executor's Deed
Jurisdiction	JERSEY IL
Recording Date	Feb 5, 2024
Property Address	304 JERSEY ST, BRIGHTON, IL 62012-1221
Document Number	202400173193
Instrument Date	Jan 19, 2024
Instrument	202400173193
Transaction Type	Transfer
Record Updated	Feb 27, 2024

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	304 JERSEY ST, BRIGHTON, IL 62012-1221

Mortgage

Document Number	202400173194
Date	Feb 5, 2024
Instrument	202400173194

Lender

Name	FLAT BRANCH MORTGAGE INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 1, 2054

July 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JERSEY IL
Recording Date	Jul 26, 2017
Property Address	304 JERSEY ST, BRIGHTON, IL 62012-1221
Document Number	002069/156
Book / Page	2069 / 156
Instrument Date	Jul 6, 2017
Instrument	201700150254
Transaction Type	Transfer
Record Updated	Jul 5, 2022
Title Company	COMMUNITY TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$135.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	209 E PEARL ST, JERSEYVILLE, IL 62052-1820

Mortgage

Document Number	002069/160
Date	Jul 26, 2017
Book Page	2069/160
Instrument	201700150255

Lender

Name	JERSEY STATE BANK
Type	Bank
Address	JERSEYVILLE, IL 62052

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2047

Interest

Rate	4%

Tax Assessment & Valuation

Source: Jersey County assessment roll, as of September 14, 2026

Property Jurisdictions

Type	Name
State	Illinois
Municipality	Brighton Village
County	Jersey County
County Subdivision	Piasa Township
Unified School District	Southwestern Community Unit School District 9 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,033.00 (-7.11%)	$52,070 (+10.51%) Land $6,195 Building $45,875	$156,210 (+10.51%) Land $18,585 Building $137,625
2024	$3,265.00 (+103.05%)	$47,120 (+13.31%) Land $5,605 Building $41,515	$141,360 (+13.31%) Land $16,815 Building $124,545
2022	$1,608.00 Homeowner's exemption Senior Citizen's exemption	$41,585 Land $4,945 Building $36,640	$124,755 Land $14,835 Building $109,920

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 2, 2009

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BRIGHTON serves 5,041 people · EPA ID IL1174160
Water Source	Purchased surface water from several systems
Last State Inspection	Dec 2023
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 326 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sparklight Cable	1,000 / 50
Wisper ISP Fixed Wireless	400 / 30
Verizon Fixed Wireless	300 / 20

May also be available: Nextlink.

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