304 Isabelle St, New Bern, NC 28560 Property Records

Craven County property record for 304 Isabelle St, New Bern, NC 28560

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,776 sqft · built 2019
Lot Size	0.137 acres (5,966 sqft)
Owner	Individual Name on File
Last Sale	$205,000 (Mar 2020)
Tax Bill	$2,210 (2026)
Deeds & Mortgages	May 2026 Mortgage Dec 2022 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`8-223-3-984`

Property Details

APN / Parcel Number

Primary APN	`8-223-3-984`
Alternative APN	`128867`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,776 sqft Living Area
Interior Walls	Finished/Painted

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Exterior Material	Aluminum/Vinyl
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	5,966 sqft (0.137 acres)
Garage Type	Attached

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Account Number	128867
Street Address	304 ISABELLE ST
City	NEW BERN
State	NC
Zip	28560-4144
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 984 TYLER HOME ON THE LAKE PH VIII
Legal Subdivision	TYLER HOME ON THE LAKE PHASE EIGHT
Legal Phase	VIII
Legal Lot Number	984
Jurisdiction	CRAVEN NC
Township / Civil Division	8
Census Block Group	2
Census Block	2060
Census Tract	960502

Owner

304 Isabelle St is owned and occupied by an individual who bought it in March 2020.

Source: Craven County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	304 ISABELLE ST, NEW BERN, NC 28560-4144
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 4, 2026	Deed of Trust, Mortgage · VA Mortgage SWIFT HOME LOANS INC
Dec 7, 2022	Deed of Trust, Mortgage · VA Mortgage ROCKET MORTGAGE LLC
Nov 29, 2021	Deed of Trust, Mortgage · VA Mortgage THE FEDERAL SAVINGS BANK
Mar 23, 2020	Special Warranty Deed, Subdivision Related Transfer · VA Mortgage DHI MORTGAGE COMPANY LTD

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 23, 2020 · Amount on File
Deed Sale	Mar 23, 2020 · Amount on File
Deed Document Number	202010052157
Deed Book / Page	3606 / 676
Record Updated	Oct 29, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CRAVEN NC
Recording Date	May 4, 2026
Property Address	304 ISABELLE ST, NEW BERN, NC 28560-4144
Document Number	0010155752
Book / Page	3879 / 144
Instrument Date	Apr 29, 2026
Instrument	202610155752
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	FIRST TITLE COMPANY, FIRST TITLE & ESCROW

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	304 ISABELLE ST, NEW BERN, NC 28560-4144

Mortgage

Document Number	0010155752,
Date	May 4, 2026
Book Page	3879/144
Instrument	202610155752

Lender

Name	SWIFT HOME LOANS INC

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	6.46%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

December 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CRAVEN NC
Property Address	304 ISABELLE ST, NEW BERN, NC 28560-4144
Transaction Type	Mortgage
Record Updated	Dec 16, 2022
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	304 ISABELLE ST, NEW BERN, NC 28560-4144

Mortgage

Document Number	003749/962
Date	Dec 7, 2022
Book Page	3749/962
Instrument	10106627

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 1, 2052

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CRAVEN NC
Property Address	304 ISABELLE ST, NEW BERN, NC 28560-4144
Transaction Type	Mortgage
Record Updated	Dec 10, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	3701/1500
Date	Nov 29, 2021
Book Page	3701/1500
Instrument	10087581

Lender

Name	THE FEDERAL SAVINGS BANK
Type	Bank
Address	CHICAGO, IL 60639

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2051

March 2020: Special Warranty Deed, Subdivision Related Transfer

Document Type	Special Warranty Deed
Jurisdiction	CRAVEN NC
Recording Date	Mar 23, 2020
Property Address	304 ISABELLE ST, NEW BERN, NC 28560-4144
Document Number	3606/676
Book / Page	3606 / 676
Map Reference	CAB I SL 135 E&F
Instrument Date	Mar 23, 2020
Instrument	10052157
Transaction Type	Subdivision Related Transfer
Record Updated	Sep 16, 2021
Title Company	NOT AVAILABLE, DHI MORTGAGE COMPANY LTD

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$410.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	8001 ARROWRIDGE BLVD, 8001, CHARLOTTE, NC 28273-5604

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	304 ISABELLE STREET, NEW BERN, NC 28560-4144

Mortgage

Document Number	3606678
Date	Mar 23, 2020
Instrument	3606/678

Lender

Name	DHI MORTGAGE COMPANY LTD
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2050

Tax Assessment & Valuation

The 2026 property tax bill for 304 Isabelle St was $2,210, up 3.5% from the year before.

Source: Craven County assessment roll, as of October 20, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Craven County
Municipality	New Bern City
Unified School District	Craven County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,210.00 (+3.46%)	$247,290 (-) Land $51,000 Building $196,290	$247,290 (-) Land $51,000 Building $196,290
2025	$2,136.00	$247,290 Land $51,000 Building $196,290	$247,290 Land $51,000 Building $196,290
2023	$2,099.00 (+23.54%)	$247,290 (+57.17%) Land $51,000 Building $196,290	$247,290 Land $51,000 Building $196,290
2022	$1,699.00	$157,340 Land $28,000 Building $129,340
2018			$157,340 Land $28,000 Building $129,340

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 304 Isabelle St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2018.

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 32 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	32 in force
Nearby Flood Claims	1 (2018)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2018 · Hurricane Florence

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 304 Isabelle St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF NEW BERN serves 37,884 people · EPA ID NC0425010
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 404 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Optimum Cable	940 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Brightspeed.

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