304 Irwin St, Phillipsburg, NJ 08865 Property Records

Warren County and Phillipsburg Town property record for 304 Irwin St, Phillipsburg, NJ 08865

Property Summary

Property TypeSingle Family Home
Details1,460 sqft · built 1926
Lot Size0.076 acres (3,311 sqft)
Owner2 Individual Names on Record
Last Sale$354,909 (Sep 2026)
Tax Bill$5,301 (2025)
Deeds & MortgagesSep 2026 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN19-01307-0000-00011

Property Details

APN / Parcel Number

Primary APN19-01307-0000-00011
Alternative APNs
  • 190130700011
  • 05004410
  • 2373

Interior

Stories2 Stories
Building Area1,460 sqft Living Area

Exterior

Year BuiltBuilt 1926
Effective Year BuiltEffective 1926
Architectural StyleCape Cod
Exterior MaterialFrame
Construction TypeFrame
Lot Area3,311 sqft (0.076 acres)
Lot Dimensions90 ft deep x 37 ft wide
Parking Spaces1 Parking Space

Location & Zoning

Account Number2373
Street Address304 IRWIN ST
CityPHILLIPSBURG
StateNJ
Zip08865-2510
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-50
Legal Block1307
Legal Lot Number11
JurisdictionWARREN NJ
Township / Civil DivisionPHILLIPSBURG
Census Block Group2
Census Block2013
Census Tract30700

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Morris Canal
listed 1974 · 9 contributing resources · NRIS 74002228

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Warren County and Phillipsburg Town records, as of October 14, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address304 IRWIN ST, PHILLIPSBURG, NJ 08865-2510
OccupancyOwner Occupied
Owner TypeIndividual
VestingMarried Woman, Separate Property

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 22, 2026 · Amount on Record
Deed SaleSep 22, 2026 · Amount on Record
Prior SaleApr 17, 2025 · Amount on Record
Deed Document Number2026642265
Deed Book / Page3600 / 220
Record UpdatedOct 29, 2026

September 2026: Deed, Transfer

Document TypeDeed
JurisdictionWARREN NJ
Recording DateSep 22, 2026
Property Address304 IRWIN ST, PHILLIPSBURG, NJ 08865-2510
Document Number0000642265
Book / Page3600 / 220
Instrument DateSep 11, 2026
Instrument2026642265
Transaction TypeTransfer
Record UpdatedOct 13, 2026
Title CompanyHOMETOWN TITLE AGENCY INC, HOMETOWN TITLE AGENCY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$35,845.91
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address304 IRWIN ST, PHILLIPSBURG, NJ 08865-2510

Mortgage

Document Number0000642266,
DateSep 22, 2026
Instrument2026642266
Lender
NameAMERICAN MORTGAGE ACCEPTANCE
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueOct 1, 2056
Interest
Max Rate-1%

Tax Assessment & Valuation

Source: Warren County and Phillipsburg Town assessment roll, as of July 7, 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyWarren County
MunicipalityPhillipsburg Town
Unified School DistrictPhillipsburg Town School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$113,400 (-) Land $26,500 Building $86,900$113,400 (-) Land $26,500 Building $86,900
2025$5,301.00 (+2.85%)$113,400 (-) Land $26,500 Building $86,900$113,400 (-) Land $26,500 Building $86,900
2024$5,154.00 (+9.59%)
2023$113,400 Land $26,500 Building $86,900$113,400 Land $26,500 Building $86,900
2022$4,703.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2011

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 65% of New Jersey
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemAQUA NJ - PHILLIPSBURG
private · serves 26,686 people · EPA ID NJ2119001
Water SourceGroundwater influenced by surface water
Last State InspectionFeb 2026
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureColiform assessment
Aug 2025
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 1,139 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Service Electric Cable TV
Cable
1,000 / 40
Verizon
Fixed Wireless
300 / 20
Starlink
Satellite
280 / 30
AT&T
Fixed Wireless
100 / 20

May also be available: T-Mobile, Xfinity.

Nearby Properties on Irwin St

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