304 Independence St, Dublin, TX 76446 Property Records

Erath County property record for 304 Independence St, Dublin, TX 76446

Property Summary

Property Type	Single Family Home
Details	1,602 sqft · built 1976
Lot Size	0.38 acres (16,737 sqft)
Owner	2 Individual Names on File
Last Sale	$366,960 (Apr 2025)
Tax Bill	$5,545 (2026)
Deeds & Mortgages	Apr 2025 Mortgage Nov 2023 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`R000036106`

Property Details

APN / Parcel Number

Primary APN	`R000036106`
Alternative APN	`R.9020.00132.00.0`

Interior

Stories	1 Story
Building Area	1,602 sqft Living Area
1st Floor Area	1,602 sqft

Exterior

Year Built	Built 1976
Effective Year Built	Effective 1976
Lot Area	16,737 sqft (0.38 acres)
Porch	Porch
Porch Area	48 sqft

Location & Zoning

Account Number	R.9020.00132.00.0
Street Address	304 INDEPENDENCE ST
City	DUBLIN
State	TX
Zip	76446-1010
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	S9020 HARBIN SECOND ADDITION, LOT 72;
Legal Subdivision	HARBIN SECOND ADDITION
Legal Lot Number	72
Jurisdiction	ERATH TX
Township / Civil Division	DUBLIN
Census Block Group	2
Census Block	2008
Census Tract	950301

Owner

304 Independence St is owned and occupied by two individuals who bought it in April 2025.

Source: Erath County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	304 INDEPENDENCE ST, DUBLIN, TX 76446-1010
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 4, 2025	Vendor's Lien, Transfer · FHA Mortgage NEWREZ LLC
Nov 6, 2023	Deed of Trust, Mortgage · Line of Credit LENDAGE LLC
Jul 10, 2020	Deed of Trust, Mortgage · VA Mortgage VILLAGE CAPITAL & INVESTMENT LLC
Mar 28, 2019	Vendor's Lien, Transfer · VA Mortgage HOMETRUST MORTGAGE CO
Aug 28, 2017	Vendor's Lien, Transfer · FHA Mortgage THE UNITED STATES OF AMERICA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 4, 2025 · Amount on File
Deed Sale	Apr 4, 2025 · Amount on File
Prior Sale	Mar 28, 2019 · Amount on File
Deed Document Number	20251742
Record Updated	Oct 29, 2026

April 2025: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	ERATH TX
Recording Date	Apr 4, 2025
Property Address	304 INDEPENDENCE ST, DUBLIN, TX 76446-1010
Document Number	0202501742
Map Reference	DOC 2014-03966
Instrument Date	Apr 4, 2025
Instrument	2025-01742
Transaction Type	Transfer
Record Updated	Oct 20, 2025
Title Company	KING TITLE COMPANY INC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	304 INDEPENDENCE ST, DUBLIN, TX 76446-1010

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	304 INDEPENDENCE ST, DUBLIN, TX 76446-1010

Mortgage

Document Number	0202501743
Date	Apr 4, 2025
Instrument	2025-01743

Lender

Name	NEWREZ LLC
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2055

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ERATH TX
Property Address	304 INDEPENDENCE ST, DUBLIN, TX 76446-1010
Transaction Type	Mortgage
Record Updated	Jan 23, 2024
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	304 INDEPENDENCE ST, DUBLIN, TX 76446-1010

Mortgage

Document Number	0202306142
Date	Nov 6, 2023
Instrument	2023-06142

Lender

Name	LENDAGE LLC
Type	Mortgage Company
Address	FLINT, MI 48501

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	181 Months
Due	Dec 1, 2038

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ERATH TX
Property Address	304 INDEPENDENCE ST, DUBLIN, TX 76446-1010
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	ELEVATED TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202003864
Date	Jul 10, 2020
Instrument	2020-03864

Lender

Name	VILLAGE CAPITAL & INVESTMENT LLC
Type	Mortgage Company
Address	HENDERSON, NV 89052

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	359 Months
Due	Jun 1, 2050

March 2019: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	ERATH TX
Recording Date	Mar 28, 2019
Property Address	304 INDEPENDENCE ST, DUBLIN, TX 76446-1010
Document Number	201901678
Map Reference	DOC2014-03966
Instrument Date	Mar 28, 2019
Instrument	2019-01678
Transaction Type	Transfer
Record Updated	Nov 11, 2021
Title Company	N TITLE COMPANY, KING TITLE COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	304 INDEPENDENCE ST, DUBLIN, TX 76446-1010

Mortgage

Document Number	201901679
Date	Mar 28, 2019
Instrument	2019-01679

Lender

Name	HOMETRUST MORTGAGE CO
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2049

August 2017: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	ERATH TX
Recording Date	Aug 28, 2017
Property Address	304 INDEPENDENCE ST, DUBLIN, TX 76446-1010
Document Number	201704606
Map Reference	VOL 408 PG 575
Instrument Date	Aug 25, 2017
Instrument	2017-04606
Transaction Type	Transfer
Record Updated	Nov 11, 2021
Title Company	N TITLE COMPANY, KING TITLE COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1000 E LINGLEVILLE RD, STEPHENVILLE, TX 76401-2108
Investor	Possibly a Property Investor

Mortgage

Document Number	201704607
Date	Aug 28, 2017
Instrument	2017-04607

Lender

Name	THE UNITED STATES OF AMERICA
Type	Non-Lending Institution
Special Notes	Seller Financed

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2047

Tax Assessment & Valuation

The 2026 property tax bill for 304 Independence St was $5,545 with exemptions applied, up 32.3% from the year before.

Source: Erath County assessment roll, as of October 20, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Erath County
Municipality	Dublin City
Unified School District	Dublin Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,545.00 (+32.28%)	$279,210 (-11.93%) Land $21,060 Building $258,150	$279,210 (-11.93%) Land $21,060 Building $258,150
2025	$4,192.00 Homeowner's exemption Disabled Person's exemption	$317,040 Land $21,060 Building $295,980	$317,040 Land $21,060 Building $295,980
2023	$3,195.00 (+10.71%) Homeowner's exemption	$242,560 Land $21,060 Building $221,500	$242,560 Land $21,060 Building $221,500
2022	$2,886.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 304 Independence St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 18, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 304 Independence St is high, ranking above 74% of the US, with a 0.3% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 74% of the US · above 65% of Texas
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF DUBLIN serves 3,388 people · EPA ID TX0720001
Water Source	Purchased surface water from UPPER LEON RIVER MWD
Last State Inspection	Jun 2024
Lead	4 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jul 2024
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 174 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Vyve Broadband Cable	1,000 / 50
Nextlink Fixed Wireless	500 / 500
Verizon Fixed Wireless	300 / 20

304 Independence St, Dublin, TX 76446 Property Records

Property Summary

Property Details

APN / Parcel Number

Interior

Exterior

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

April 2025: Vendor's Lien, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

November 2023: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Interest

July 2020: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

March 2019: Vendor's Lien, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

August 2017: Vendor's Lien, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood

Wildfire

Drinking Water

Violations Reported to EPA

Internet Providers

Nearby Properties on Independence St

Nearby Streets

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