Jefferson County property record for 304 Independence Ln, Summit Point, WV 25446 · Last verified June 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 4 Beds |
| Bathrooms | 3 Baths |
| Year Built | Built 2003 |
| Square Footage | 4,401 sqft Living Area |
| Lot Size | 204,732 sqft (4.7 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $550,000 (2005) |
| Tax Bill | $4,718.00 (2025) |
| Primary APN | 06-12-0002.0009 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Partial Baths | 2 Partial Baths |
| Plumbing Fixtures | 12 Plumbing Fixtures |
| Total Rooms | 8 Rooms |
| Building Area | 4,401 sqft Living Area |
| 1st Floor | 3,136 sqft 1st Floor |
| Basement Area | 600 sqft Basement |
| Finished Basement | 600 sqft Finished |
| Family Room | Family Room |
| Stories | 2 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 2003 |
|---|---|
| Effective Year Built | Effective 2003 |
| Architectural Style | Conventional Style |
| Exterior Material | Aluminum/Vinyl Exterior |
| Lot Area | 204,732 sqft (4.7 acres) |
| Topography | Rolling Topography |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Central Heating |
| Heating Fuel | Electric Heating Fuel |
| Sewage | Septic Sewage |
| Water Source | Well Water Source |
| Street Address | 304 INDEPENDENCE LN |
|---|---|
| City | SUMMIT POINT |
| State | WV |
| Zip | 25446-4509 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | LT #3 CLEARFIELD |
| Legal Subdivision | CLEAR FIELD |
| Legal Lot Number | 3 |
| Jurisdiction | JEFFERSON WV |
| Minor Civil Division | KABLETOWN |
| Census Blockgroup | 3 |
| Census Block | 3025 |
| Census Tract | 972800 |
Source: Jefferson County records · APN 06-12-0002.0009
Assessment roll updated November 14, 2025 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 304 INDEPENDENCE LN, SUMMIT POINT, WV 25446-4509 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| May 21, 2026 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| Jun 01, 2021 | Deed of Trust, Mortgage · Conventional Mortgage AMERICAN FINANCING CORP |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jun 22, 2005 · Amount on Record |
| Deed Sale | Jun 22, 2005 · Amount on Record |
| Deed Doc Number | 200516342 |
| Deed Book / Page | 1010 / 458 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JEFFERSON WV |
| Recording Date | May 21, 2026 |
| Property Address | 304 INDEPENDENCE LN, SUMMIT POINT, WV 25446-4509 |
| Document Number | 0000007458 |
| Book / Page | 2682 / 478 |
| Instrument Date | May 16, 2026 |
| Instrument | 20267458 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | ROCKET CLOSE LLC |
| Name | Verified Name |
|---|---|
| Address | 304 INDEPENDENCE LN, SUMMIT POINT, WV 25446-4509 |
| Document Number | 0000007458, |
|---|---|
| Date | May 21, 2026 |
| Book Page | 2682/478 |
| Instrument | 20267458 |
| Name | ROCKET MORTGAGE LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Jun 01, 2036 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.3% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JEFFERSON WV |
| Property Address | 304 INDEPENDENCE LN, SUMMIT POINT, WV 25446-4509 |
| Transaction Type | Mortgage |
| Record Updated | Jun 16, 2021 |
| Name | Verified Name |
|---|---|
| Address | 304 INDEPENDENCE LN, SUMMIT POINT, WV 25446-4509 |
| Document Number | 2381/483 |
|---|---|
| Date | Jun 01, 2021 |
| Book Page | 2381/483 |
| Instrument | 202100009475 |
| Name | AMERICAN FINANCING CORP |
|---|---|
| Type | Lending Institution |
| Address | AURORA, CO 80014 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Jun 01, 2031 |
Source: Jefferson County records · Assessment roll updated November 14, 2025 · Last verified June 2026
| Type | Name |
|---|---|
| State | West Virginia |
| County | Jefferson County |
| Unified School District | Jefferson County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,718.00 (+5.5%) | $406,100 (+6.06%) Land $119,900 Building $286,200 | $676,900 (+6.05%) Land $199,900 Building $477,000 |
| 2023 | $4,472.00 | $382,900 Land $119,900 Building $263,000 | $638,300 Land $199,900 Building $438,400 |
304 Independence Ln is in FEMA Zone X, outside the Special Flood Hazard Area, with direct wildfire exposure (Low risk).
Source: FEMA National Flood Hazard Layer · Jefferson County (54037C), updated July 23, 2024
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Low 20th percentile of exposed land nationally · 21st in West Virginia |
|---|---|
| Wildfire Likelihood | Low — about 1 in 5,882 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures