Kane County property record for 304 Hubbard Ave, Elgin, IL 60123
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,494 sqft · built 1930 |
| Lot Size | 0.13 acres (5,663 sqft) |
| Owner | Individual Name on File |
| Last Sale | $190,000 (Nov 2004) |
| Tax Bill | $6,699 (2025) |
| Deeds & Mortgages | Sep 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-15-233-022 |
| Primary APN | 06-15-233-022 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 5 Stories |
| Building Area | 1,494 sqft Living Area |
| Gross Area | 2,498 sqft |
| Basement Area | 1,004 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1930 |
|---|---|
| Effective Year Built | Effective 1930 |
| Architectural Style | Cottage |
| Exterior Material | Brick |
| Lot Area | 5,663 sqft (0.13 acres) |
| Garage Type | Detached |
| Parking Spaces | 1 Parking Space |
| Water Source | Commercial |
|---|
| Street Address | 304 HUBBARD AVE |
|---|---|
| City | ELGIN |
| State | IL |
| Zip | 60123-3432 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | COMMISSIONERS PLAT PART OF SOUTHEAST 1/4 SEC 10 & NORTHEAST 1/4 SEC 15 PARCEL B BEING NORTH 53 FT SOUTH 105 FT EAST 110.5 FT WEST OF LINE OF HUBBARD AVE LOT 2 NORTHEAST 1/4 SEC 15-41-8 |
| Legal Range | 08 |
| Legal Township | 41 |
| Legal Section | 15 |
| Legal Subdivision | COMMISSIONERS |
| Legal Block | 3 |
| Legal Lot Number | 2 |
| Jurisdiction | KANE IL |
| Township / Civil Division | ELGIN |
| Census Block Group | 3 |
| Census Block | 3019 |
| Census Tract | 851102 |
304 Hubbard Ave is owned and occupied by an individual who bought it in November 2004.
Source: Kane County records, as of July 23, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 304 HUBBARD AVE, ELGIN, IL 60123-3432 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 30, 2004 · Amount on File |
| Deed Sale | Nov 30, 2004 · Amount on File |
| Deed Document Number | 2004153963 |
| Prior Transfer Date | Jun 23, 2003 |
| Prior Transfer Doc | 0000115575 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 304 HUBBARD AVE, ELGIN, IL 60123-3432 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | HALLMARK TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000053911 |
|---|---|
| Date | Sep 18, 2020 |
| Instrument | 2020K053911 |
| Name | KANE COUNTY TEACHERS CU |
|---|---|
| Type | Credit Union |
| Address | ELGIN, IL 60123 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 121 Months |
| Due | Oct 1, 2030 |
The 2025 property tax bill for 304 Hubbard Ave was $6,699 with a homeowner's exemption.
Source: Kane County assessment roll, as of July 23, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Kane County |
| County Subdivision | Elgin Township |
| Municipality | Elgin City |
| Unified School District | School District U-46 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,699.00 Homeowner's exemption | $95,821 (+8.57%) Land $19,242 Building $76,579 | $287,578 (+8.57%) Land $57,749 Building $229,829 |
| 2024 | $88,257 Land $17,723 Building $70,534 | $264,877 Land $53,190 Building $211,687 | |
| 2022 | $5,783.00 (+4.61%) Homeowner's exemption | $72,702 (+6.96%) Land $14,599 Building $58,103 | $218,106 (+6.96%) Land $43,797 Building $174,309 |
| 2021 | $5,528.00 Homeowner's exemption | $67,971 Land $13,649 Building $54,322 | $203,913 Land $40,947 Building $162,966 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 304 Hubbard Ave in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1982.
Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (1982) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Feb 1982 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 304 Hubbard Ave has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ELGIN serves 114,797 people · EPA ID IL0894380 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | 19 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 8 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 574 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Astound Broadband Cable | 1,500 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T DSL · Fiber, Fixed Wireless in parts of the area | 100 / 20 |
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