304 High St, Ceredo, WV 25507 Property Records

Wayne County property record for 304 High St, Ceredo, WV 25507

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,300 sqft · built 1964
Lot Size	0.123 acres (5,401 sqft)
Owner	Individual Name on Record
Last Sale	$150,000 (Aug 2022)
Tax Bill	$1,297 (2025)
Deeds & Mortgages	Oct 2025 Sale & Mortgage Oct 2025 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`03-8-0020.0000`

Property Details

APN / Parcel Number

Primary APN	`03-8-0020.0000`
Alternative APN	`50-03-8-0020.0000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,300 sqft Living Area
1st Floor Area	1,300 sqft
Family Room	Family Room

Exterior

Year Built	Built 1964
Architectural Style	Ranch
Exterior Material	Brick
Construction Type	Brick
Foundation Type	Raised
Lot Area	5,401 sqft (0.123 acres)
Lot Dimensions	100 ft deep x 10 ft wide

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	304 HIGH ST
City	CEREDO
State	WV
Zip	25507
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 6 & PT OF 7 MINUS 10 X 100 FT JORDAN CT ADDITION
Legal Subdivision	JORDAN COURT ADD
Legal Lot Number	6
Jurisdiction	WAYNE WV
Township / Civil Division	CEREDO
Census Block Group	6
Census Block	6052
Census Tract	20300

Owner

Source: Wayne County records, as of November 19, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	304 HIGH ST W, HUNTINGTON, WV 25704-9293
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 30, 2025	Deed, Transfer · Conventional Mortgage LOANDEPOT.COM LLC
Oct 30, 2025	Deed, Transfer · Conventional Mortgage LOANDEPOT.COM LLC
Aug 17, 2022	Deed, Transfer · VA Mortgage MOVEMENT MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 17, 2022 · Amount on Record
Deed Sale	Aug 17, 2022 · Amount on Record
Prior Sale	Mar 31, 2011 · Amount on Record
Deed Document Number	0000764267
Deed Book / Page	764 / 267
Record Updated	Jun 8, 2026

October 2025: Deed, Transfer

Document Type	Deed
Jurisdiction	WAYNE WV
Recording Date	Oct 30, 2025
Property Address	304 HIGH ST, CEREDO, WV 25507
Document Number	000789/860
Book / Page	789 / 860
Map Reference	MB 3 MAP 29
Instrument Date	Oct 22, 2025
Instrument	3130587183
Transaction Type	Transfer
Record Updated	Apr 3, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$935.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	304 HIGH ST W, HUNTINGTON, WV 25704-9293

Mortgage

Document Number	3130587184
Date	Oct 30, 2025
Instrument	3130587184

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2055

October 2025: Deed, Transfer

Document Type	Deed
Jurisdiction	WAYNE WV
Recording Date	Oct 30, 2025
Property Address	304 HIGH ST, CEREDO, WV 25507
Document Number	000789/860
Book / Page	789 / 860
Map Reference	MB 3 MAP 29
Instrument Date	Oct 22, 2025
Instrument	3130587183
Transaction Type	Transfer
Record Updated	Nov 24, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$935.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	304 HIGH ST W, HUNTINGTON, WV 25704-9293

Mortgage

Document Number	3130587184
Date	Oct 30, 2025
Instrument	3130587184

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2055

August 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	WAYNE WV
Recording Date	Aug 17, 2022
Property Address	304 HIGH ST, CEREDO, WV 25507
Document Number	000764/267
Book / Page	764 / 267
Map Reference	MB 3 MAP 29
Instrument Date	Jul 18, 2022
Instrument	3130561166
Transaction Type	Transfer
Record Updated	Oct 10, 2023

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$825.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	304 HIGH ST W, HUNTINGTON, WV 25704-9293

Mortgage

Document Number	3130561167
Date	Aug 17, 2022
Instrument	3130561167

Lender

Name	MOVEMENT MORTGAGE
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2052

Tax Assessment & Valuation

Source: Wayne County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	West Virginia
County	Wayne County
Municipality	Ceredo City
Unified School District	Wayne County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,297.00 (+33.16%)	$76,620 (+26.06%) Land $7,980 Building $68,640	$127,700 (+26.06%) Land $13,300 Building $114,400
2023	$974.00	$60,780 Land $6,960 Building $53,820	$101,300 Land $11,600 Building $89,700

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 23, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force
Nearby Flood Claims	14 (1978–2015)
Most Recent Claim	Mar 2015 · Severe Winter Storm, Flooding, Landslides, And Mudslides
Claims by Event	Severe Winter Storm, Flooding, Landslides, And Mudslides, Mar 2015 · 2 claims Severe Storms, Flooding, And Landslides, Sep 2004 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 79% of West Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CEREDO WATER WORKS serves 1,472 people · EPA ID WV3305001
Water Source	Purchased surface water from KENOVA MUNICIPAL WATER
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jan 2018
Treatment and Procedure	Coliform assessment Sep 2019 Sanitary survey deficiency not corrected Jun 2019
Monitoring and Reporting	7 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 159 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Armstrong Cable	750 / 20
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: Frontier, T-Mobile, Xfinity.

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